Personal Credit Services - Is it a scam?

i applied to get a loan from these people also and now im afraid what they might do with my information... is there anything i can do to ensure they dont steal my identity?

I was reading you post and wondered if you got your loan from the Personal Credit Service you asked about.
I found this company too and wante to know if anyone else had used them - good or bad??
Let me know at personal info removed per forum rules - GoudahThanks.
JC

Glad I found you guys too. I guess there are so many of us so desperate we will try anything (almost) to get caught up and be able to breath again. Thanks very much!

just wanted to know how the situation with ninjacadden about the personal credit service went. Did you actually get the loan that you requested?

Thanks for this site!! I was ready to send personal credit service my money. I need help, not a scam to take what money i do have!!!

You all saved me....I was about to do the same. Found out there is a legit site. Prosper.com - harder to get into but if you have a legitimate need for some financial help those people are on the up and up.

Good luck everyone.

Thanks to all of you. I was just about to send them money to. I understand your position. I am desperate to get a loan to consolidate and do some home improvments but my credit history is not the best. Again thanks for having this forum

Thank God I found this site...I was about to sent them 175.00. Thanks to everyone that wrote their experience on this site

i am so glad that i found this site i am in dire need of a loan to save my home and was trying to borrow 300 to get debt concsolidation loan thank you for letting people about this scam

I used them last week they are a total rip off I lost $350.00 of my hard earned money and did not get approved for a loan, use Credit.Com thay search for free, they also said if anyone tries to charge for this service it is a rip off and your just gonna lose your money.

I hope this help anyone else from losing money.

I have been searching online for information or anything positive about this company. So far i have not found anyone that has dealt with them. I need a $10,000 loan now and my credit is less than perfect. I dont trust this company to get the loan i need and they want $175.00 (early bird fee). So if i pay before the 2 weeks is up from when i applied i only have to pay that amount. Otherwise ist over $600. Has anyone dealt with them yet? I could really use some help here

OK i got my answers. i posted this before i got to page 8 to see the recent responses. I also have a loan with Prosper. They are great! However you can only have 1 loan at a time. so i have to pay off my current loan before i get another one. If anyone wants to know about Prosper it's for real! and it works. I got my loan after it was funded in about 2 weeks.

They are fool of crap! I hope nobody sends there money to these fools!

yeah, so i was sooooo close to giving this company my money! i am SOOOO HAPPY that i googled them first and found this site! thank you so much everyone!!!

I wish i had seen this site this morning!! I went ahead and sent in my information to them for the $150.00, however due to my debit card being deactivated until tomorrow, I have a bit of a repreiv. After finding this site, I faxed them twice and e-mailed them about four times-- I have told them to cancel my order and that I have notified my bank as well. My bank is the worst however, they just say to call if I show the charges pending, and then deny the charges back to the bank then... Like I am gonna know just when they would try to hit my account!
Oh well hopefully they wont try, and if they do that my bank will be swift enough and we can send it back.
LIKE LIFE ISNT STRESSFUL ENOUGH!!

I have looked into this loan agency, and I am concerned and leary about going along with the loan process becuz I can not get to talk to a live person just an e-mail.