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what the credit score means and do we have to buy it?  

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I just got my credit report from Experian. It appears they want me to 'buy' my credit score. Isn't that part of the report, and is it legal for them to charge for it? Also, could you briefly explain what the credit score means? Thanks.
 

asked Sep 21, 2005 09:02 PM

Lorilafs

2Answers

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I need to know how I can pull up my credit score from the internet ?And how much are they charging you for your credit score?

answered Sep 21, 2005 11:26 PM

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Hi Lorilafs

Welcome to the forums. The Federal Trade Commission permits one copy of your credit report absolutely free of cost in a year.

Apart from that, if you wish to pull your credit report, you will have to purchase it by paying a nominal price of $9.95.

A detailed explanation about credit scores and FICO scores has been put in the link given below.

http://www.debtconsolidationcare.com/forums/fico-creditscore.html

Ch, to answer your question, you can pull your credit report from the FTC. Please have a look at the link given below:

http://www.debtconsolidationcare.com/forums/about2918.html

Regards
Roxette

answered Sep 22, 2005 10:23 AM

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