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Posted: Wed Sep 21, 2005 9:02 pm Subject: what the credit score means and do we have to buy it? |
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I just got my credit report from Experian. It appears they want me to 'buy' my credit score. Isn't that part of the report, and is it legal for them to charge for it? Also, could you briefly explain what the credit score means? Thanks.
_________________ Gotta stop robbing Peter to pay Paul. Ol' Pete's just as broke as I am now!!
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Lorilafs

Joined: 21 Sep 2005
Posts: 2
Debtcc Points: 100
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Posted: Wed Sep 21, 2005 11:26 pm Subject: |
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I need to know how I can pull up my credit score from the internet ?And how much are they charging you for your credit score?
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chmartinbaby06
Debt Samaritan

Joined: 30 Aug 2005
Posts: 392
Debtcc Points: 18632
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Posted: Thu Sep 22, 2005 10:23 am Subject: |
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Hi Lorilafs
Welcome to the forums. The Federal Trade Commission permits one copy of your credit report absolutely free of cost in a year.
Apart from that, if you wish to pull your credit report, you will have to purchase it by paying a nominal price of $9.95.
A detailed explanation about credit scores and FICO scores has been put in the link given below.
http://www.debtconsolidationcare.com/forums/fico-creditscore.html
Ch, to answer your question, you can pull your credit report from the FTC. Please have a look at the link given below:
http://www.debtconsolidationcare.com/forums/about2918.html
Regards
Roxette
_________________ Debtconsolidationcare offers free counseling and help, please avail the services before taking any major decisions.
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roxette
Moderator

Joined: 18 Mar 2005
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