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what the credit score means and do we have to buy it?

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PostPosted: Wed Sep 21, 2005 9:02 pm Subject: what the credit score means and do we have to buy it?

I just got my credit report from Experian. It appears they want me to 'buy' my credit score. Isn't that part of the report, and is it legal for them to charge for it? Also, could you briefly explain what the credit score means? Thanks.
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Lorilafs



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PostPosted: Wed Sep 21, 2005 11:26 pm Subject:

I need to know how I can pull up my credit score from the internet ?And how much are they charging you for your credit score?
chmartinbaby06
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PostPosted: Thu Sep 22, 2005 10:23 am Subject:

Hi Lorilafs

Welcome to the forums. The Federal Trade Commission permits one copy of your credit report absolutely free of cost in a year.

Apart from that, if you wish to pull your credit report, you will have to purchase it by paying a nominal price of $9.95.

A detailed explanation about credit scores and FICO scores has been put in the link given below.

http://www.debtconsolidationcare.com/forums/fico-creditscore.html

Ch, to answer your question, you can pull your credit report from the FTC. Please have a look at the link given below:

http://www.debtconsolidationcare.com/forums/about2918.html

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Roxette

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