Creditors Financial Group - Are they difficult to deal with?

Anonymous · Call too early in the AM... Earliest call was 6:30 am...

Call too early in the AM... Earliest call was 6:30 am...

Unregistered · Sub: #34 Replied on 09-09-2009, 06:55 AM

For all you people who "claim" you work for CFG and for all you people who say "Pay your debts", I am a relative of someone who has "an issue" with them. CFG has no right harrassing me. I'm not the one in debt. I'm not the one who has missed payments. I will be glad to take your company to court so you lose your job. Then when you can't pay your bills and creditors start harassing you and your family, you'll get a taste of the crap everbody on this forum had to deal with.

toomuchdebt · Sub: #35 Replied on 09-14-2009, 07:05 PM

They called me last week, after making $100 monthly payments to N.E.S. for a Bank of America account for almost a year, they sold it to C.F.G. The man was reasonable with me, offering a 50% settlement or payments of 330 a month. That is higher than I was paying but his tactics were allright. Thank God, I am able to come up with the settlement in full, but at least they offered me a payment plan. Some people do not. I wish that others on this board would've had a nicer representative like I did. I know they are all pretty scary, though. Best of luck to you all.

SC · Sub: #36 Replied on 09-15-2009, 12:27 AM

Okay, if I'm reading you correctly, you have already settled the account through series of payments with N.E.S, right?? Haven't you settled for 'paid in full'?

You have come up with the amount they have been charging, fair enough, but have you not recognised that you'd be paying twice for the same account?

If you have the money to pay twice for an old account, I wonder, how have you defaulted in the first place?

Unregistered

Quote:

Originally Posted by Anonymous

I am at a complete road block with this creditor. I informed then that couldnt make the payment in full and pretty much nothing over $100 and the rep. was a complete jerk. Im not sure what to do now. Im stationed overseas and leave from the states in 4 days and dnt know whether to send in payments through mail or what?

You'd just be taking your money and tearing it in half before throwing in the street. You didn't borrow from them, you borrowed from a bank and did't pay and this is a suckers group just trying to collect on the debt. If you can pay, pay the bank you originally borrowed the money from after working an arrangement (with the bank only). If not, by a $100 bankruptcy kit and file listing every crediitor or caller you ever dealt with. Yes, your name will have bankruptcy on your credit reports for 10 years. SO WHAT! Do you want more credit - NO! Do you need more credit - NO! Can you rent vs buying in the future - YES! Ohhhh, what a great feeling it is to be debt free!

Unregistered · Sub: #38 **You're Wrong!!!!! Get a real job!** Replied on 09-19-2009, 02:49 PM

Quote:

Originally Posted by Anonymous

whoever the jackass up there is that's giving you guys awful advice in regards to not paying your debts.. is an idiot. "tooloud" does not know what he is talking about at all.. i actually work for cfg and i will sympathize with you guys, yes there are multiple complete assholes that work there. i however do my best to try and help people work out something within reason to help them resolve their debts. just because your debt goes to collections doesn't mean that you don't have to pay it... does the client purchase the debt at a ridiculously low rate... yes, but that doesn't mean that they paid your debt for you. and just because we are not allowed to threaten you with legal action does not mean that the client doesn't retain the right to pursue you for the balance in full plus the court charges it costs them to pursue that matter further. not to mention that they could close a multitude of credit lines that you're an authorized user on if they so choose to do so. and then who could forget you're awful credit score... i understand some people experience hardships and fall behind on their bills, and i'm more than happy to work with those people. its people like the deadbeats that wrote up there who believe that because a credit line is charged off and sent to collections it no longer needs to be paid. that's false, and i don't know who severely misinformed "tooloud" of that but they should check their information. the only state you can really get away with not paying debt in is texas, assuming that you don't mind having horrible credit..

The debt has been written off by the bank and charged off as a tax deduction! It's gone! CFG are just bottom feeders trying to scrap by hiring losers who do telephone calls all day long. BTW - didn't the U.S. outsource that business years ago to other countries paying them less than $5 a day. Maybe that's what these Mr. so and so's at CFG make? All people have to do is file for bankruptcy -- an easy task -- and get a new start on life. I encourage all to do that! Let learn from your "CFG" experience and live debt free, below your means, and find the joy in life! Goodbye CFG

almost free · Sub: #39 **assholes** Replied on 09-24-2009, 06:14 AM

They keep calling all over town, mothers/fathers/sisters and al this bullshit over $1500, that was not even mine it from my ex wife, dont ever give then any infomation, or make settlement with them they can not colllect a thing ever. so dont ever offer anything because once you do your screwed for ever.

ALS · Sub: #40 Replied on 09-29-2009, 06:05 PM

These guys are out of control. I know I owe them but calling 10 times a day does not help me all it will do is get me fired so I cannot pay anyone. What do they think...I won the lottery in the 15 minutes from their last call!!! Now they are telling me that "something really bad is going to happen to me". What does that mean? Are they sending someone to break my knee caps? I'm a little worried.

CREDITORS FINANCIAL GROUP · Sub: #41 Replied on 10-08-2009, 04:52 PM

These people are collectors. They keep calling my # looking for this person. I called them to tell them this person is not at this number. They are insolent. They called me a lier, they lied about this account and they hung up on me. If I get another phone call from them I will call the phone company for harrassment. I don't think I have ever had such disrespect from an agency.

Unregistered · Sub: #42 Replied on 10-24-2009, 11:42 AM

Quote:

Originally Posted by Anonymous

'Ol Joe is now employed by CFG after spending TWO months in the Department of Corrections for repeatedly raping his 4 year old niece. Now he works for CGF collecting "debts"??? Well well well. Since these "debt collectors like to harass people down on their luck, won't you consider giving 'Ol Joseph a call and let him know how much you appreciate his courage to not skip a beat. 1-888-298-7107 ext 2253. It's toll free and it feels great to give a pedophile a good old pat on the back for a job well done. Tell him mom sent you!

How do you know this person? advise, thx

Unregistered · Sub: #43 Replied on 10-27-2009, 11:19 AM

I spoke to a man today from creditors financial group, he said he was going to file civil suit on Monday if I did not make a payment or pay off my dept with them, that Best buys sent to them to collect, He told me they were going to file judgement and tap my husbands wages, suspend my licence if this goes to court. So I am at fault for ignoring the bill but when you can not meet their requirements and they do not except what you have to pay, What am I to believe. Can any one help or had this happen to them.

paulmergel · Sub: #44 Replied on 10-27-2009, 11:24 AM

for one they can't file a judgement.they would have to sue you and win.if they did things legally then you would have your day in court.they can't just do the things they say they will do without a court date.two they can't suspend your license.only secretary of states can suspend or revoke licenses.they don't suspend licenses for non driving related debt.i would fire off a DV letter certified mail return receipt asap.

SC · Sub: #45 Replied on 10-28-2009, 10:09 PM

Paul is right, it's against FTC Act to threat anyone about a lawsuit. Is this their first contact? Have you sent them the debt validation letter? If you haven't, please do it immediately as Paul has mentioned.

nima1621

I dealt with them, I tried to pay off my debt, but at the end by mistake I send more money that I was supposed to sent, it's been more than a month since I was told they would send it back to me, no answer, every time I call them they just don't pick up the phone. What Should I do?

SC · Sub: #47 Replied on 11-02-2009, 06:57 PM

I don't think there is much other than legal way can be done once they have the money. Hope you have both the settlement agreement and bank statements to prove that you have paid them more than the agreed amount.

Ol Joe · 06:51 PM

If you continue to slander me in public and lie without any proof or basis for your lies I wil sue the hell out of you. If I see one more posting with you having such a statement I will find out by calling this website and finding out who you are because you are such a coward you can not even disclose your name. I am the person you are speaking of on the remark I was a child molester. Do not drag my name in to something I would never even fathom as I have two children of my own. This is your only warning. Thank you. CALL ME YOU HAVE MY PHONE NUMBER~~~

Evenin' Joe -

The offending remark has been deleted, as we do not permit personal attacks on this site. Should such remarks show back up, please contact me through this forum, and I'll deal with those, too. Now, kindly let it drop.

Thanks -

Uncle Wulf

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Creditors Financial Group - Are they difficult to deal with?

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