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Reenthequeen

Hi, there! I haven't been on here, for a few months, as I've pretty much got my ducks in a row...at least I thought so! I got a call from Langhorne Law who claims to represent Nationwide Cash/Ambassador Financial. It was pretty typical, this is what you owe from defaulting on your payday loan, etc. I explain that I'm working with a debt management company and will need something, in writing, from them, so that I can release my DM firm to enable them to talk with them and set up a payment. They claim, again, as usual, that they've sent "several" written notices to me but, of course, I've received nothing. I'm trying to find an address for this company, so I can send them a cease and desist, as they called me at work, not my other available numbers. All she would tell me was that they were in the Eastern time zone and that their number is 866-529-0217. I can't find anything on them, via reverse look up. Any one have an actual address? Thanks, in advance, and hope we're all going to have a good year and dig ourselves out of these holes! :>)

Maureen

Posted: Wed Jan 11, 2006 11:29 am Subject:

Maureen

While searching for the law offices in Langhorne, Pennsylvania, I found Paul R. Beckert, Jr. and Gerald M. Hershenson offices.

Tell us the name of the law office by whom you are contacted.

I think you should talk to the original creditor and get the latest information about this account. It will be much easier to deal with them unless the account has not been sold to any third party collection agency.

When this law office says that they have sent you the details in writing at your address, verify the address where they have sent it. Also, ask them to give you the SSN# and other important details so that you are sure about them making a genuine collection call to you. You need to cross question them so that you have a legitimate reason to deal further with this company.

Posted: Fri Jan 13, 2006 7:21 am Subject: Ambassador

When I was making pay-back to Nationwide/Ambassador, they refused to give me an address to send payment to. They had UPS come out and pick up my money order. When I get home this evening, I'll see if I have a receipt showing any address for them.
I beleive that they hesitate to give out their address, because then you might be able to contact them, or put the AG in touch with them for illegal collection practices. Just a theory!

Monique · Posted: Fri Mar 10, 2006 4:51 pm Subject: Nationwide Cash Address

I've also been dealing with the threats from nationwide cash. I argued with them on the phone for about 15-20 min before getting a physical address for them (after a few more threats to sue me!) the address they gave me was as follows:

Ambassador Financial
314 N. Riverside Dr
Espanola, NM 87532 and a phone for that address is:
(505) 747-1749

Was the woman you talked to a Ms. Kynard or Karyington?

C · Posted: Tue May 02, 2006 6:27 am Subject: Ambassador, langhorne law

I think the law needs to check these people out. The only address I got after 4 months was Langhorne a PO box. The lady at nationwidecash told me that was their address-their only address. They won't give people a way to pay. Then they stack on fees and try to get debt higher. If you close your account they send emails. I stopped taking calls. Its best to let the law firm and the company email because my emails were really bad from a Wiiliams and a Mr. Bond there. The debt was small.

C

I think that the company is not folowing debt collection laws as well. They contacted by email changing up the contract and said person did not pay and that was how they could get them on the loan as they did something wrong. The dates were changed and they did get the first payment. Then, person had to close account due to unathorized debits due possibly to this company or another payday loan. Then, nationwide would not give their address and said the only address for Ambassador/Nationwide cash was Langhorne Law. The lady at Nationwide cash misrepresented them we think when their address is the same as a law office. Then the law office collects not only the loan but their "late fees". They tell consumer to send to a PO Box in PA. I think the company/ and law firm is doing something wrong when they won't give address.

Posted: Thu May 11, 2006 9:24 am Subject: Are they really a law firm?

Some lady named Joan says she is a paralegal called me today from Landhorne Law claiming to represent Nationwide Cash. She was getting into the little speech about how she is trying to collect for her client and that by closing my account I have committed Fraud by writing bad checks. So, I asked her if she could send me a break down of the fees of what they claim I owe and the payments made on this and she said she didn't have the information. I said, but you are supposed to be a law firm, you should have that information. I asked if she could send me something in writing and she said she could have one of the attorneys email me something. I am waiting to see what they send me. By the time she was hanging up, she was stammering over her words. I will keep you guys posted on what's happening.

Posted: Thu May 11, 2006 9:39 am Subject:

I have a PDL from nationwide cash that is with T&C...If it has been sold to a 3rd party collection agency will T&C take care of it?

Posted: Thu May 11, 2006 10:06 am Subject:

The whole song and dance from this law office about writing bad checks is a load. Even lawyers have to obey the FDCPA. you'd laugh your ass clean off the back of you body if I told you how bad lawyers are with money! I sued to collect student loans, lawfully, of course, and no lawyer ever paid a penny on anything even though these loans helped them build their fabulous life, and their credit reports were always farcical as well. I wouldn't be intimidated by lawyers if I were you, they are hipocrates and full of hot air.

Posted: Thu May 11, 2006 2:10 pm Subject:

I received a call back and she said she emailed me the breakdown, which I have not received. She also added that if the address that she has on file is not valid, please give her the correct address by giving her a call back. The funny thing is that she is calling me at work, which is at a law firm. I am checking on them, and there is no record of them. i am still waiting for the email breakdown of the payments and fees.

Posted: Thu May 11, 2006 8:56 pm Subject: Nationwide Cash

I requested my original contract from them so I will
have it in time for court. They sent me a copy through the US Mail. I have my doubts that "Langhorne Law"is a legit firm. I received a copy of the contract in a business size envelope with their return address "Typed" upper left hand corner. No letterhead! And when I asked to speak to "Dennis P Williams",he's always "On the phone!" Additionally,if you look up their number, it's for a Check Cashing store in Pa.

Presently I'm in the middle of either bringing them to court,or arbitration. not sure which one yet!

guest

Interesting here, I just settled a payment schedule eith National and asked for an email confirming what we talked about. I saw the Langhorn Law on it and thought it was a little funny too......I removed sensitive info

Dear Per our conversation 05/25 will accept the balance of XXX.00 as complete and final payment.First payment XXX.00 05/31 via western union,$XXX.00 06/15,$XXX.00 06/31.
Our western union information
payable to langhorne law
code city langhorne
state pa
your acct number is your social seruity number along with 02 at the end
I would need a call back with the money transfer control number
sincerly
removed name
recoveries
nationwide cash fraud dept
877-711-1199 ext 149

guest · Posted: Fri May 26, 2006 10:17 am Subject: langhorn law

is actually their collection department in disguise

Posted: Fri May 26, 2006 10:24 am Subject:

I find it very amusing that the department named "nationwide cash fraud dept" was included in the email.....when the company itself is mainly a fraud! Wink

DE · Posted: Fri Jun 30, 2006 11:13 am Subject: law offices in Langhorne

I have just been contacted by some woman stating to be representing a firm at my job and she was advised that employees are not allowed personal phone call to contact me at home - then she demanded to speak to my supervisor - Now am I wrong - is she not suppose to comply to my companies request - she could get me fired, the lady who screens our calls passed her to my voice mail and she left a horrible message. What scams are the doing - they represent themselfs as a law firm and they are not is that against the law could you not sue to for misrepresentation?

Posted: Fri Jun 30, 2006 1:44 pm Subject:

Yes, you can sue a collector for violating the federal laws. If you notify them in writing to stop calls at your work, it will put a stronger and legal impact. Send a cease and desist letter through certified mail with return receipt requested. These actions will help you in covering your grounds legally. If they break the laws by contacting you further, you can sue them for each federal violation.

http://www.debtconsolidationcare.com/template-cdletter.html

These actions will cover your base legally, but you are still responsible for the debt if it is legitimate. You have to work out your payment arrangements and avoid legal actions.

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