cash today limited has taken money over 4 time in their fees

I want to get out of this payday advance., i have paid my loan probably 4 times over in their fees and cannot pay the final $379 to end this fiascal. I have tried numerous times to get in touch with this company via the 800 number they list (800-6780-2177) to no avail. do I need to involve an attorney and what would that cost? I recently received a settlement on another pay day advance company I had used in overpaid fees. I would like to do the same with this company. any suggestions?

Hi bewildered

You don't need to hire an attorney at this point and moreover, the cost will also be high enough.

Do you get any statement from the lenders showing the amount received towards your debt account? An address to contact them should be placed in their letterhead.

How are you making payments to them? Are you sending your money through check or are they debiting money from your account?

If they are debiting money from your account and you do not want to continue with it, close your checking account. Later, after not getting the money from you, they will contact you. You can make a negotiation with them after explaining your financial problems.

Bewildered;

How did you obtain a settlement from a payday advance company?

How much was the loan for? Are they even licensed in your state to give loans?

http://www.debtconsolidationcare.com...imited-45.html

Check out that link. Its a 46 page post about those scumbags. I have 4 posts on page 45 and 46 that pretty much tell you want to do to handle them. In short though dont bother with an attourney. They cant do squat. Here is what you have to do.

1. Close your bank account immediately. Make sure the bank does not force it open when these scumbags try to continually charge your account.

2. Change any contact phone numbers they have of yours. This includes home, cell and work if you can.

3. When they call and I promise you they will a bunch simply hang up. They are a scam group and have no intentions of settling. All they want is your bank account number so they can hit you with weekly fees.

4. Under no circumstance should you ever give them access to any bank account again. If you manage to talk them into a settlement which is very difficult make sure they send it in writing, only pay via money order and pray they quit harrassing you after a settlement is supposedly made.

They have no legal power in the U.S. They can not sue. They can not report you to credit agencies. They can not turn you in for criminal activities. Anything they say on the phone is B.S. On the other hand it has been impossible for any U.S. agency to sue them or press criminal charges since they are outside the U.S.

This is just for Cashtoday and not other PDL's?

I think it would apply to all pdl's because in the end all they want is your bank info so that they can continue to steal your money!

The above was for any PDL connected with cashtoday, route66, GSF and any other name the go under. Other PDL's you can follow that advice too but some of them might be legal in the U.S. and they might be able to sue depending on the circumstances. If it is an internet PDL then it is operating illegally typically. If it is a storefront then I think they follow the rules better but I do not have first hand experience with any storefronts.

sorry that was my post

no problem DandS