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  #33  
Old 01-24-2006, 04:01 PM
Cow & Chicken Cow & Chicken is offline
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Well, I just got a call from T & C and Sonic has agreed to accept payments and wave the NSF charges. Hmmmmmmmm...... wait till they get the rest of my consumer complaints LOL!
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  #34  
Old 01-25-2006, 09:50 AM
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Default T&C

can someone tell me how to contact t&C?
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  #35  
Old 01-25-2006, 10:38 AM
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john john is offline
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Guest

After you register in this website, one of us will give you the information to contact T & C.

Please let us know after you have done the sign up here.
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  #36  
Old 01-26-2006, 05:23 PM
srivera0264 srivera0264 is offline
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Default T& C

I am now registered. Could you help me with the T&C contact info. Is there a website or phone number. I am up to my eyeballs in debt from payday loans, mostly small ones but the finance charges have added up.

Thanks.
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  #37  
Old 01-27-2006, 05:13 AM
Cow & Chicken Cow & Chicken is offline
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I will pm you the information.
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  #38  
Old 02-03-2006, 09:09 AM
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Default sonic not accepting payments from t&C

i just acnother call from sonic stating that they are going to garnish my wages, even though they know that i am not working at my other employer, they will do a trace to find out where exactly it is that i am working....can they do this? As far as T&C they (sonic) will not give them any information or speak them ....can they do this as well?
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  #39  
Old 02-03-2006, 09:32 AM
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david david is offline
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jordanfox, talk to your employer and make them aware of the Sonic's illegal intentions. Sonic might send a wage assignment to your employer and they will simply have to disapprove it by not out money from your pay stub.

You need to send a revocation letter to Sonic's mailing address and a letter of 'notice of defense' to your employer. Make sure that you have sent these letters through certified mail with return receipt requested and have everything documented in a file.

Sonic will pretend not to work with your consolidation company at the beginning but after a certain stage, they will agree to it. Ask your consolidation company to keep sending the payments. Sonic may not be willing to accept it and return it back to you. If the matter is taken to the court, the judge will understand that you have been trying to pay the debt and it was Sonic that was not working with you. This will make your case stronger and force Sonic to accept the payments from you.

I guess the matter won't reach so far and Sonic will take a lighter turn. Talk to your employer and let them not deduct the money from your payroll department.
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  #40  
Old 02-03-2006, 09:39 AM
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Default sonic - garnishing wages

david...do you have a "draft" notice of defense letter. And the address i have for sonic is a P.O. Box , can i send a certified letter to a PO Box.

I just want to know how they can go after my new employer? How can they find this information out, especially when my bank account is frozen, and I no longer work at the emoployer they have on file.

Thank you for all your help
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  #41  
Old 02-03-2006, 09:58 AM
Not so Lucky Not so Lucky is offline
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Sonics Us addresses are forwarding addreses. You need to file a complaint against them with the BBB, FTC, States Attorney General Office, and the Consumer Protection Office in your state.
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  #42  
Old 02-03-2006, 10:01 AM
jordanfox jordanfox is offline
 
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ok -i have done the process of filing complaints against sonic with the BBB - i will do the following as well.

Still need to know about the letter i have to send to them to tell them to stop the "wage garnishment" which address do i send that too......thanks
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  #43  
Old 02-03-2006, 10:34 AM
joyfordream joyfordream is offline
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Default how to reach T&C

Can someone tell me how to reach T&C?
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  #44  
Old 02-03-2006, 10:53 AM
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Jordanfox, read this page carefully and know the process of revoking the wage assignment. You need to send a revocation letter to Sonic and a notice of defense to your payroll department. All the details have been explained in this link.

http://www.debtconsolidationcare.com...ign-legal.html

You can address Sonic at

Sonic PayDay
P.O. Box 1209
Oaks, PA 19456
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  #45  
Old 02-03-2006, 10:55 AM
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joyfordream, I have sent the details by PM. Check your inbox, please
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  #46  
Old 02-21-2006, 10:20 AM
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Default Sonic

Well... I had many payday loans and ended up defualting on them... all were willing to work with me and make payments and they are all now paid off with the exception of Sonic who simply refuses to let me make a payment other than in full. They recently sent a package to my employer asking that they pay them. My employer basically told them to go screw themselves without a court order. I then called them and told them that they can either "A", accept a few payments from me, or "B", sue me and still only accept payments from me through wage garnishment through the court system. By law they can only take "up to" 33% of your income and there are many exceptions to this rule allowed by the courts... I say screw Sonic! I don't care either way! They wont work with me, so I'm not working with them... either way, they are still only going to get payments! I realize this will cost me a little more in the long run and I would have a judgement on my credit report, but so what! I already own my home and have a new car!
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  #47  
Old 02-21-2006, 10:24 AM
Not so Lucky Not so Lucky is offline
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Sonic is going under several names now and they are being investigated in Canada. They are very hard to work with. They will try every trick in the book to get their money back. DO NOT let them intimidate you. Send them a wage revocation letter by certified mail with return receipt. Their is alot of us in the forum that has/is dealing with Sonic and you will find that other people will help you with their suggestions on how to handle Sonic.
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  #48  
Old 02-21-2006, 05:02 PM
Cow & Chicken Cow & Chicken is offline
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I am actually seriously thinking about filing a law suit against Sonic for all the illegal tactics they have used against me. They have been quiet since I have file complaints against them. I received something from PA AG's office last week stating that they will investigate the matter further. I updated my complaint with my state's AG's office a few weeks ago and sent another nasty gram to Sonic last week or the week before. My file is so big on them right now. They haven't responded to my complaint that I filed against them with the BBB but that's no big surprise. I want to see this company shut down. They just don't give up on their idle threats to people. :twisted:
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