Debt Consolidation Care Answers
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How can I dispute evictions?  

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I have 3 evictions or judgements on my credit report. How can I get these removed? I was a single mom for so long and deeeeeep in debt. I am really trying to turn stuff around. I truthfully owe one. One was a long time ago and one someone lied to a judge in court. Please help me!!!!!!!!!1
 

asked Feb 28, 2006 01:22 PM

Anonymous
Best Answer
7
best answer

Hi! judgments are negative information and they cannot be removed from the file before the seven years. This is according to the laws of the Fair Credit Reporting Act. You can't remove the valid ones, but you must dispute the one that is placed inaccurately in your file. It is hurting your credit in bad ways. If you have papers to prove the falsified judgment on you, send copies to the credit bureau that is reporting this entry. The bureau will run an investigation and verify the item with the information providers. If they don't get any legitimate records, it will be removed from your file.

Place your dispute with the bureau in writing and keep everything documented. Send your letters through certified mail with return receipt requested. You will be able to track down the dates of your disputes placed.

answered Feb 28, 2006 01:39 PM

20 Answers

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So how do I dispute them? Can I send stuff to the people putting on there? What about the one where the people lied in court? That was not even an eviction. That was a judgments that they said I ruined the carpets, but i never did. Please help me!!

answered Feb 28, 2006 02:01 PM

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Highlight the incorrect entry and explain everything to the bureau with the facts. You have the rights to dispute on an item that you feel is incorrectly shown in the file. The bureau will take the responsibility and get the item verified. If the company issuing the judgment against you says that they have the right information in your file, they will send proof to the bureau. If they are lying, the bureau will get it. You will have all facts straightened out.

answered Feb 28, 2006 02:19 PM

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Do I send something to the credit agency or the person on my credit report. Can I request a settlement and have a condition be that it is removed from my credit report? s this a possibilty. Thanks for the help

answered Feb 28, 2006 02:39 PM

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It will be better to involve the credit bureau in this process. They will do everything to put your credit file in shape.

Do not make any settlement offers to get the item removed otherwise, you might be assumed as responsible for it.

answered Feb 28, 2006 02:46 PM

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Ok thanks curly carl icon_smile.gif So my plan is to let one just slide off my credit report. Should be gone in about 6 months. The others I shall address the credit agencys. Any suggestions for a letter?

answered Feb 28, 2006 02:49 PM

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Have you tried the sample letters section in this site?

http://www.debtconsolidationcare.com/letters/index.html

I will also try to tailor a letter suitable to your needs.

Stay tuned, jenkarthik icon_biggrin.gif

answered Feb 28, 2006 03:04 PM

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You are so awesome carl. I looked on that list and didnt really see anything to suit a judgement. If you could help me out......I would be in your debt. icon_smile.gif LOL But i'll pay ya back I swear.

answered Feb 28, 2006 03:10 PM

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I will definitely look something for you. Have you placed a search in the google or yahoo with "Sample Judgment letters?" See if that works.

answered Feb 28, 2006 03:19 PM

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okay....i know i have evictions on my credit that are invalid....how do i recieve a credit report that will show my rental history so i can dispute them.

answered Jun 6, 2008 03:04 PM

Anonymous
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