How can I dispute evictions?
 |
|
|
Thread Tools | Search this Thread | Display Modes |
|
#1
02-28-2006, 01:22 PM
|
|||
|
|||
How can I dispute evictions?
I have 3 evictions or judgements on my credit report. How can I get these removed? I was a single mom for so long and deeeeeep in debt. I am really trying to turn stuff around. I truthfully owe one. One was a long time ago and one someone lied to a judge in court. Please help me!!!!!!!!!1
|
|
#2
02-28-2006, 01:39 PM
|
||||
|
||||
|
Hi! judgments are negative information and they cannot be removed from the file before the seven years. This is according to the laws of the Fair Credit Reporting Act. You can't remove the valid ones, but you must dispute the one that is placed inaccurately in your file. It is hurting your credit in bad ways. If you have papers to prove the falsified judgment on you, send copies to the credit bureau that is reporting this entry. The bureau will run an investigation and verify the item with the information providers. If they don't get any legitimate records, it will be removed from your file.
Place your dispute with the bureau in writing and keep everything documented. Send your letters through certified mail with return receipt requested. You will be able to track down the dates of your disputes placed.
|
|
#3
02-28-2006, 02:01 PM
|
|||
|
|||
|
So how do I dispute them? Can I send stuff to the people putting on there? What about the one where the people lied in court? That was not even an eviction. That was a judgments that they said I ruined the carpets, but i never did. Please help me!!
|
|
#4
02-28-2006, 02:19 PM
|
||||
|
||||
|
Highlight the incorrect entry and explain everything to the bureau with the facts. You have the rights to dispute on an item that you feel is incorrectly shown in the file. The bureau will take the responsibility and get the item verified. If the company issuing the judgment against you says that they have the right information in your file, they will send proof to the bureau. If they are lying, the bureau will get it. You will have all facts straightened out.
|
|
#5
02-28-2006, 02:39 PM
|
|||
|
|||
|
Do I send something to the credit agency or the person on my credit report. Can I request a settlement and have a condition be that it is removed from my credit report? s this a possibilty. Thanks for the help
|
|
#6
02-28-2006, 02:46 PM
|
||||
|
||||
|
It will be better to involve the credit bureau in this process. They will do everything to put your credit file in shape.
Do not make any settlement offers to get the item removed otherwise, you might be assumed as responsible for it.
|
|
#7
02-28-2006, 02:49 PM
|
|||
|
|||
|
Ok thanks curly carl
 So my plan is to let one just slide off my credit report. Should be gone in about 6 months. The others I shall address the credit agencys. Any suggestions for a letter?
|
|
#8
02-28-2006, 03:04 PM
|
||||
|
||||
|
Have you tried the sample letters section in this site?
http://www.debtconsolidationcare.com/letters/index.html I will also try to tailor a letter suitable to your needs. Stay tuned, jenkarthik 
|
|
#9
02-28-2006, 03:10 PM
|
|||
|
|||
|
You are so awesome carl. I looked on that list and didnt really see anything to suit a judgement. If you could help me out......I would be in your debt.
LOL But i'll pay ya back I swear.
|
I will definitely look something for you. Have you placed a search in the google or yahoo with "Sample Judgment letters?" See if that works. 
|
#12
06-06-2008, 03:47 PM
|
||||
|
||||
|
You can get your credit report from each of the 'Big 3', free of charge, annually. Go here:
www.annualcreditreport.com __________________
Wulfisms: my blog The four 'no's of dealing with collectors: No validation? No payment. No way! No kidding!! Tellin' you all the zomby troof Here I'm is, the zomby woof [Frank Zappa, 1988 - R.I.P.]
|
|
#14
07-15-2009, 02:31 AM
|
|||
|
|||
|
Confussed about eviction/ lease termination
I pulled one of my credit reports( trans union) and I don't see a active judgment on there from this apartment, however it is on my credit report and is from 2001. I did not get served an eviction notice, but was let out of my lease due to a dangerous situation. So here I am years later and since i no longer have the written agreement, in hand about them letting me out of my lease. What do I do?
I already have the debt validation letter ready to be mailed off to the current collection agency, but want to be certain i'm going about this the correct way before doing so and making a mess of thigns. Also Now i do have another legit eviction and want to make payment arrangements, how should i start going about that? I know how much i can afford monthly, SO where should i start and whats reasonable to ask to settle if the debt is 2,896.93. Now honestly i don't know if that's the correct amount because it has been over 10 years, so should I send them a validation letter as well, to start or just offer up the settlement?
|
|
#15
07-15-2009, 03:24 AM
|
||||
|
||||
|
It is likely past the SOL for lawsuits, and it seems to be passed the SOL for the credit report.
Send the dispute to the credit reporting agencies, mentioning the Statute of Limitations. __________________
FRAUD: RECOGNIZE IT. REPORT IT. STOP IT. Rip-off companies - FTC. Phone harassment by Debt Collectors - FCC. Banking issues, like ACH problems - OCC.
|
|
#16
08-13-2009, 06:26 AM
|
|||
|
|||
|
Evictions
I have 3 evictions on my credit report when I was a minor and have never resided at these residences as far as I know. I keep disputing them and they keep saying that I am responsible for them. How Do I go about getting them removed. I am now 23 and have never had an apartment and can't get one because of these evictions. Can you please advise me on what to do?
|
Linear Mode
