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 Posted: Fri Jun 23, 2006 11:20 am Subject: Asset Acceptance LLC |
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My wife received a letter from asset acceptance llc concerning a proposed debt of $244. I just became aware of it when she asked for our checking account number to send them $175.00 by direct draft, which a Ms. Nessa Fox said would settle the debt. There were a number of things that sent alarm bells off in my head including:
The notice was sent in my wife's maden name when we have been married for 12 years.
The fact they would settle a $244 debt for $175.
The fact they wanted our checking account number.
The fact my wife had her purse stolen a couple of years ago.
The fact that the only number they have for her is her cell phone which is under my name.
This all worried me enough before beginning my research of this company and ending up here reading of all the horror stories regarding them.
I have just typed a letter to return to them disputing the debt. Any other guidance any of you have would be appreciated.
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andyyoung
Joined: 05 Jun 2006
Posts: 473
Debtcc Points: 6485
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| Posted: Fri Jun 23, 2006 5:40 pm Subject: Asset acceptance |
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1.Send them debt validation letter.
2.Mail the letter certifed.
3.keep copies of all letters that you send to them.
4. NEVER give them your checking account on the phone and by the way they are not supposed to call you on cellphone its illegal.
5. MOST IMPORTANT THING check you CREDIT REPORT, with all three bureaus(equifax,experian,transuion) before they mess up with your credit.
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PRINCESS
Joined: 23 Jun 2006
Posts: 34
Debtcc Points: 780
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