[southernapostolic]

You could try sending the a C&D letter. They may or may not honor it. You could block their number if your phone company allows it. Personally, I would turn of the ringer on Saturday night. Talking is not going to get anywhere. If I talked to them, I would keep them on the phone for as long as possible chatting about anything I could think of. Keep them tied up not calling someone else.

I hate to turn off the ringer in case of family emergency. I do think I will get a can air horn for MY enjoyment. Maybe a wake up call will stop them.

Sarah

[southernapostolic]

Whatever you choose to do, the most important thing is do not let them get to you. Do not take them personally, and don't let them make you angry. If they get nowhere with you, they will eventually leave you alone becaue they don't have the time to keep calling a nonproductive number.

I have been receiving calls from Encore asking for my adult daughter, who hasn't lived with me for 9 years. Interestingly, I've only had a phone in my name for 10 months. My concern is that I read an article about zombie debt, which cautions people that responding to these agencies can actually activate a debt which has passed the statute of limitations in your particular state. So, how else can someone find out what they want? Does anyone know if asking for a DV will activate a zombie debt?

[paulmergel]

actually in some states even payment won't re-start the SOL.tell them you will file complaints with the proper agencies if they persist.

Every one of you who are receiving harassing calls from Encore, need to sue them! They are in violation of the laws. CAs cannot call with the intent of harassing you. The way to get this company in trouble is to file a complaint and sue!

I have been in a car accident suffered a concussion and then became very sick with H1N1 flu. Encore has been told how sick I was and am and they are continuing to call everyday more than 20 times a day. I asked this time to speak to a supervisor that I was completed a police report for harrassment and they transfered me to an answering machine that was full. By law, they are not supposed to call you more than once a day. If you are on the DONOT CALL LIST they are not supposed to call you at all.

I also want a full report of my bill and charges they claim I owe and they will not provide it.
They have also tried to illegally debit my checking account for payment of $600.00. This reflects on the Company that chose them to do this debt collection.

I pray for them all to have mercy on injured, sick and all people unemployed right now. I have always paid my debts on time and maintained a credit score of 750 and above. To be treated this way now while I am deligently seeking employment to regain my financial independence and pay my debts off is harrassment and I do wish the Owner of the company would advise his staff and employees of the laws in this situation.

No one should be continuously harrassed over a debt they cannot pay over 20 times a day everyday by anyone when they are totally incompacitated from an illness or injury and unable to conduct business or has no income to do so.

God bless them all to not only learn Man's laws but also God's law's.