We do acknowledge a Cease and Desist Letter to stop "annoying calls" but if I were you, I'd face my problem and not hide from it. Harassment is considered as such if the person feels that way. Feel free to talk to us expressing your concern, tell us the reason past due and I'm sure we could come up with a solution to that problem, seek options for your delinquent account, we have a lot of those. We understand if you're filing for Bankruptcy give us the information of your attorney. Its easy! You don't need to feel harassed, agents at ENCORE are very well trained and highly knowledgeable of FDCPA.

[paulmergel]

oh please,if anyone at ENCORE is versed in the FDCPA.then why don't you follow it instead of comming on here like your on the phone,and lying.ENCORE is a bottomfeeder.BOTTOM LINE!!!!!!!!!!!!!!!!!!

shillin,shillin,shillin.keep them shills a shillin.

TO:PAULMERGEL

YOU'RE RIGHT! I WIL ADHERE TO FDCPA... AND GET THE HELL OUTA HERE.
I HOPE YOU DO THE SAME THING...
HERE GOES MY PARKING WORDS..(UHMM...)

I HOPE YOUR TAG LINE " giving hope to the hopeless,help to the helpless,and hap to the hapless." IS INDEED TRUE AND NOT JUST MILKING THE HECK OUT OF YOUR PITIFUL CUSTOMERS. I KNOW FOR A FACT HOW A DEBT CONSOLIDATION WORKS MR.MERGEL. BUT SINCE I'M JUST HERE FOR CLARIFICATION,I'LL GIVE YOUR CUSTOMERS THE BENEFIT OF A DOUBT. ITS UP FOR THEM TO KNOW IN DEPTH WHAT IS REALLY BEHIND A DEBT CONSOLIDATION BUSINESS!

GOOD DAY!
AND THANK YOU VERY MUCH!

[paulmergel]

i work for a buisness that has nothing to do with the debt relief business shill.i do this because two and half years ago i was in the same boat.others helped me as i am helping.nobody works for vikas,or this site.the yelling is par for the course with a shill.which is what you do best at good old ENCORE.in regards to my sig.you want some hap?because ENCORE thanks to this site looks real hapless.

So I am getting these calls, I assumed it was because another company was using scare tactics on me and instead of reporting them to the FDCPA I reported them to my good-ole boy sheriff. The calls stopped, than these started, coming from 000-000-0000. Now I am behind on a couple cc's but am dealing with the company GE Money or will when my time is up apparently they can't help until you are 90 or 120 days past due even when you try to tell them unless they lower the payments you won't be able to make them. In any case these jokesters call alot , and I think I will mail a cease and decist order to them, course I know exactly where they are out off, lets hope they listen to this one. I have enough to deal with due to ill children I won't take this crap anymore I figure my credit is in the crapper been to jail before so if they want they can come get it, just be ready for the consequences. I believe all americans should just stop paying and use their hard cash for their transactions from now on. If credit card companies are getting bailed out why do we have to pay them twice?

you're an idiot.
i get call after call with no message left, and when i pick up the phone before it goes to VM, no one speaks. Since I don't own anyone anything, and because I have gotten other collection calls on this line for the person who used to have the number, I KNOW they are calling me in error. But they are too stupid and obnoxious to even give me a way to TELL THEM THAT!!

You should know that when you plug your fax machine or play obnoxious sounds you are not annoying anyone, as calls are generated by a computer program. A collections agent picks up a call from the queue ONLY when a voice answers the call.
Otherwise, some of the comments posted here are very innocent from people that have not taken the time to read ANY of the federal laws governing debt collection. On the other hand half of the violations to federal debt collection laws by debt collectors are a product of either lazyness or mediocrity in the actual individual collector, while the other half is a product of corporate policy governed by greed.

Encore has been calling me at all hours of the day and night . The person they are trying to reach does'nt even live in my home.I,ve explained this to them, and they still keep calling. I do know that this is illegal,as I neither cosigned,nor was I used as a referance. Please stop the calls. You are interupting my sleep. I have none of my creditors calling me. and i do not appreciate your calls.

Encore has repeatedly called us and we have no delinquent accounts and the name that they are looking for is not even close to ours, yet they persist.

[Shazzers]

Originally Posted by Anonymous

Encore has repeatedly called us and we have no delinquent accounts and the name that they are looking for is not even close to ours, yet they persist.

File a complaint against them with the FTC!

I started receiving calls from an unknown number about a month ago. I knew it was a collections agency, I have a large amount of medical bills from med. problems while uninsured, student loans, car payment, rent, etc., as well as only making a quarter of what I made 2 years ago because of the bum economy. I try my best to pay all of my bills on time, but sometimes it's absolutely impossible. Now Encore is calling me. I know this only because I finally got a person on the other end and was able to obtain who they were, what account they were calling about, and an address. Now, here's the fun part. I have been receiving up to 20 calls PER DAY, many before the 8am limit. I have never received anything in writing from them, and when I last checked, the account they are calling about, while behind, is still listed with GE as something they are working with. I am definately a person who wants to pay my bills, and is very willing to work with creditors to fix things, but this is getting rediculous. I am preparing to send a debt validation letter (to verify these are the people who are supposed to be collecting this debt) and a cease and desist letter to stop the insesant calls. After this, what do I do next?

I had a letter from encore and the number that was on it was 888-785-0029 hope this helps o and the address is: Encore receivable management, inc. po box 3330-olathe, ks 66063-3330

Don't try calling the Kansas office, you will just get a security guard who will give you the call center number in the Philippines, 866-247-1087, and it just gets more frustrating from there.