Internet's first get-out-of-debt community - 135,000 members

Jeannette · Posted: Wed Jun 14, 2006 10:29 am Subject: 1-800-392-4029

I just got a call from them yesterday. I don't owe any money to Ellis Crosby, I don't even know what company this is. I am very tempted to just ignore the call.

Ron Osgood · Posted: Thu Dec 21, 2006 1:00 pm Subject: Another call from this forum

I just received one of these calls on my machine today. I have no outstanding debts, and have no intention of calling these people. Failure to identify themselves is enough of a reason to ignore them.

agbe · Posted: Thu Jun 05, 2008 11:42 am Subject: fraud

that company is a fraud!

Guest · Posted: Wed Jun 18, 2008 7:28 am Subject: Helpful

I just called the 1800 number and they were vey helpful. They told me exactly who they were calling on behalf of and gave me an address to submit payment. We worked through what the problem was and how to resolve it. Certainly everyone should not give out info on the phone and should be a bot skeptical, but being nice and asking the right questions will get you far.

NJ_Guy

Been getting these calls for over a year, I don't have any debts, so I ignore them. Last creditor who called me was looking for someone I'd never heard of. Bunch of obnoxious asshats.

Guest in SoCal · Posted: Wed Sep 03, 2008 12:56 pm Subject: 800 392 4029

As far as I know it, I am not behind with any credit company so I choose to ignore the phone calls. Although lately, the calls have been getting more frequent as in several times a day. Should I give these people a call?

basschica · Posted: Fri Nov 07, 2008 1:43 pm Subject: It's probably best to call...

I was getting messages yesterday and today on my home phone (which I don't really use). I decided to call and see what is going on, and they are looking for one of my housemates (I own the house, he rents a room). Prior to these calls there were several over the course of the last month from a local bank, so I am sure they turned it over to collections. Even if they are looking for a prior resident at your address or have the wrong "John Smith" or what have you, it's best to call, because a lot of times the final billing for a utility company or something lame can not get forwarded and you wouldn't even know. It happened to my brother when he moved several years back and he never knew about it. Only now did he find out as he's going through a divorce and his wife said all the bills were paid for Sept, but they weren't and she had been habitually not paying in full. When he went to turn it back on there was the overdue amount plus a fee for reinstating, plus a deposit since he's "known as a person that doesn't pay on time." The kicker was a place he moved out of probably 10 years ago, the last bill didn't fwd and he never knew about it and he had to pay a 2nd "doesn't pay on time" deposit, which is strange as he doesn't have 2 residences. But at any rate, if you're not the person, they'll clear your name and it would end the calls and if you are the person and are nice and find out there's something you didn't realize was out there, they'll be more apt to put good marks on your credit for handling it professionally and help you out. It can't hurt to call. As for the original poster, I cannot imagine paying a couple hundred dollars in fees to borrow only a couple hundred dollars, you definitely should be in good communication with the company as it sounds like your credit was already in some trouble to begin with. Hopefully you can get things settled and agree on a payment plan that works for you. You may also want to seek out a non-profit organization that can help you. If you own a home, there are often ones that specialize in providing services with home, repairs, mortgage etc so that you are not snowballing the trouble and can get back on track. Best wishes.

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