Well I just finally got my card in the mail today, I applied like 1-2 weeks ago. However I did recieve the card, it says it won't be fully activated/be able to use the card until the 27th (3 days from now), when I assume i'll also recieve my pin numnber in the mail. By the way my checking account is overdrawn like 30 bux, and yet they say that they recieved their 9.95 activation fee LOL. (who knows maybe Bank Of America authorized it anyways)!
It dosen't seem like a scam, it is a real USA bank (first bank of delaware) but they probably are making a few screwups. So you take the chance when you apply for the card, but if you recieve your card and just make your payments as due (personally i'm going to make my payments via overnight money orders so theirs no confusion/messups with my already overdrawn checking account! Plus with the money order you can copy it and have proof of payment, vs them debting from your account). From what I seen people with the cards are happy with them, just make sure you get the payments in prefferably money order a few days ahead of payment! I just turned 18 hopefully this will start building my credit, and whoever got the increase how long did it take?
Thanks, Cheers!