Internet's first get-out-of-debt community - 136,000 members

Reality Check · Posted: Sun Mar 11, 2007 2:51 pm Subject:

I applied for this card and received it in about a week. It's a legitimate card issued by a legitimate American bank (not Indian or Mexican as some previous ignorants posted). In fact, the issuer is the Bank Of Delaware.

As you can read from previous posts, the majority of people complaining about this card are fools who were denied, or couldn't keep a minimum balance in their checking accounts. If you can't keep at least $30 or $40 in your checking account for when the bill comes, then you don't even deserve to have a credit card at all. That is the hard truth. For others like myself who have somewhat bad credit, this card is a good way to rebuild your rating, because this card DOES report to all credit agencies.

The only thing is that the interest is very high so you should only plan to keep it for a year at most, paying each payment on time, and then you can cancel it and apply for a card at a different bank w/ lower interest. Other than that, this card is good.

christopher coker · Posted: Mon Mar 12, 2007 7:40 pm Subject: guest

i have the card now in i just sent them a payment so i hope they dont denine me if they do they better give me my 25$ dollars back

shaun marcum · Posted: Tue Mar 20, 2007 5:43 pm Subject: why cant you use your card any earlier

please let me know

mya dc · Posted: Tue Apr 03, 2007 1:56 am Subject: curious.

exactly how long did it take for the card to come in?

Posted: Tue Apr 03, 2007 8:27 am Subject: Card

I have this card, and Ilove it. It is easy to pay and use. I have not had any issues at all. I was approved right away, but it did take several weeks for the card to arrive.

mya · Posted: Tue Apr 03, 2007 4:25 pm Subject:

oh really?! darn. cuz i was hoping for it to come in by this sunday. hopefully.... so no huh?

brian ludlow · Posted: Thu Apr 12, 2007 9:24 am Subject: activation fees

Can I pay the 4.95 fee from another credit card?

Brian Ludlow · Posted: Thu Apr 12, 2007 9:27 am Subject: Q. about fees

what ways are there to pay the activation fees on my new imagine gold card?

gavyel · Posted: Thu Apr 12, 2007 3:41 pm Subject: Where to get a new card pin number.

I got my new Imagine Credit Card already in the mail and it is actavated already but i dont know my pin number. Did it come with my card or do i have to wait for it? Or is there a number i can call to get my pin number so i can pull cash out at an ATM? I Really need help ASAP because i have to pay a bill today and they only take cash. What do i do? Please help.

adinabrstt · Posted: Wed Apr 18, 2007 8:19 am Subject: my imagine card

the company takes the money (fees) up front then you have 2 wait almost 2 weeks to use the card.

lupo 20 · Posted: Thu May 03, 2007 6:12 pm Subject:

i try to activate the card but i had no luck how can activate my card Smile

Kendahl Stewart · Posted: Mon May 07, 2007 11:01 am Subject:

I applied for the credit card and it was in the mail in a week and activated within 4 days. i really like this credit card, i'm waiting for an increase on credit limit.

kendahl · Posted: Mon May 07, 2007 11:12 am Subject:

i just got my card in the mail a few days ago. It will be activated tomorrow (tuesday). I will have an available amount of $150. with $150 balance. i really hope that this card doesn't screw my credit or anything over. when they took out the processing fee my acc. went under.

Posted: Mon May 14, 2007 9:05 pm Subject: Just Approved

My husband and i were both approved. the only bad thing is thier year fee ($228!) wow.

Craziness · Posted: Thu May 17, 2007 10:11 am Subject:

Why would anyone apply for such a ripoff card? Any bank that charges extremely high and nonsensical "fees" to apply for a credit card is not one worth dealing with. Those outrageous "fees" eat up the so-called credit limit. What can one do with a $72 or $150 credit limit? These cards are designed , with their high fees and interest rates, to have their customers default on their account. What does the bannk care? They ahve your upfront "fees".

Anne Marie Arteaga · Posted: Mon May 28, 2007 4:11 pm Subject: pin number

Is it possible to get my pin number sent to my secure e mail addy? They say that it was sent out on the 10th of May but I have not received it. I would like to access the ATM but do not want to wait another 7-10 days.

email address removed as per forum rules - Mike

*Name:
*Email:
*Phone:
*Zip:
*Debt

	* denotes required field

Internet's first get-out-of-debt community - 136,000 members

Imagine Gold Mastercard First National Bank of Delaware

Members Area

Free Debt Counseling

Ask the community

Also See

Featured Discussions

Featured Articles

Recent Forum Discussions

Recent Blog Post