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 Posted: Thu May 31, 2007 10:50 am Subject: |
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I have yet to receive the card also How long does it take you to mail it out? Ive been getting e-mail to activate a card I dont have
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Taja
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| Posted: Sun Jun 10, 2007 3:03 pm Subject: imagine gold master card |
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i got approved for this card and then got email stating my bill was due and i havent even got the card,i had a 4.95 charge and a 12.00 charge taken out of my checking account and still have not seen card. i tried to contact them about it buit my email was sent back saying it couldnt be deliverd, i tried to contact by the link that was on the email they sent me and i couldnt ask a quwstion because i dont have my card number, now i am afraid that it is a fraud,can some one tell me if this happened to you and if yes did you get the card
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tammy0109
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| Posted: Tue Jun 12, 2007 7:22 pm Subject: I would like to pay the $4.95 fee to start using my card! |
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how can i pay it on line? because that is the only way i can i would like to be able to use my card today! HELP! 
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angiesue_1978
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| Posted: Sat Jun 16, 2007 4:01 pm Subject: |
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 I have had my card for about 4 months, it was a shakey beginning, but since I've been using it, I don't have a problem with it and if your credit sucks it's not a bad card to have anything looks better than debit printed on it. I have also checked with my credit monthley and it's in there in good standing. in two months i'll be up for my credit increase. Just don't screw up your payment history.
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buffee gabrielson
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| Posted: Wed Jun 20, 2007 7:44 am Subject: |
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It looks to me that this card and ones like it were designed to have people screw it up and therefore incur more fees and outrageous rates. Read above and see the difficulties people are having simply trying to send an email to this card issuer, let alone trying to make an online payment. Stay clear of this card - it is an apparent ripoff.Is having a piece of plastic in your pocket worth the risk of further ruining your credit? With all of the fees tacked on and such, the amount of available credit is a joke anyway.
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Apple
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| Posted: Thu Jun 21, 2007 2:36 pm Subject: Imagine Gold Mastercard Scam? |
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I received this credit card today. I did not ask for it. But I did get a payday loan at Fast Cash online. I tried calling the number and only got recordings. I kept trying until I pushed lost card. Recording told me I will be connected to agent. I thought alright now your talking. Sure, after 20 minutes of not a single sound I was still connected to a nothing line. I finally hung up. I called 411 information and got two regular phone numbers for First Bank of Delaware. They are (302) 239-0595, and (302) 529-5984. 800 information does not have a number listed for them. Meantime my hubby went online to check our bank and before I even got the card they had taken $4.95 out on the 19th. Two days ago. I will keep you posted after I contact the First Bank of Delaware. Anyone else wanting to call the bank, please do so. See if we get the same story. I put a stop payment on all future items from them.
I also get at least two phone calls a day from someone I cannot understand very well telling me I qualify for a gold master card. We hung up on one man and he called us right back. My hubby told him again we do not want this card and an hour later we got another call same guy.
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chaunchygardener
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| Posted: Mon Jul 16, 2007 2:59 am Subject: imagine master cardcard |
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how long before i get my card
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naomi frye
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| Posted: Tue Jul 17, 2007 4:37 pm Subject: Imagine MasterCard |
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I also got sucked into this company watching t.v. I got the card, but still haven't activated it. There is a lot of fees and the intrest rate is nearly 20 percent. I checked them out one the Better Business Bureau of New Jersey and there're not regestered but have resolved 2 complaints since March of this year. I'm not going to activate my card (with a $70 limit  ) If anyone wants to check them out go to NewJersey. BBB.org and put in this info:
Imagine MasterCard
P.O. Box 136
Newark, NJ 07101
Hope this helps....Don't get sucked in. BTW WAMU does secured cc @ $300 to start and there ligite! 
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Sophie6
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| Posted: Mon Jul 23, 2007 6:15 pm Subject: Imagine Gold Mastercard |
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I applied for this card 2 weeks ago. The Last thing you're asked for on the online application is your bank info. I called the 888 number before I typed that in. I wanted to make sure they were only going to take the 4.95 and nothing else. When I reached customer service, I asked about annual fee costs, monthly charges etc. I was told the annual fee was 15.00 and no additional charges other than interest and monthly payments.
I entered my banking info and was shocked to see the screen immediately say APPROVED not 3 seconds after Id clicked enter. Then another screen pops up tellin me my credit limit was $70.00 less yet another processing fee finance charge of 4.95 and the annual fee of 15.00, making the available credit 50.00.
What they didnt tell me, was that regardless of whether you use the card or not, immediately following activation, there is a monthly fee of 19.95, yes monthly fee for life...well, as long as you have the card...so, on top of the 19.95 monthly fee, you then have your minimum monthly payment of I believe 35.00 or the balance of your bill whichever is greater...oh yes, the annual percentage rate is 19%. In other words, your credit limit is 50.00, you use 10.00, but are billed 55.00, which means your 10.00 purchase has now cost you 45.00.
Mind you, the payment is not taken from the card balance but automatically deducted from your checking account. I received the card, NO I DIDNT ACTIVATE IT, AND WONT, then I rec'd a bill a few days later for 19.95. This card isnt what it appears to be, obviously!! Im cutting the sucker in half and hope any of you out there will please do the same .
Have a great day, Sheri
Here is a bit of info from the site:
| Quote: | QUESTION:Will I receive regular credit line increases? A:If you are initially approved for the $300 Credit Line:You will receive a credit line increase after your credit card account has been open for six months and if you make your first four minimum monthly payments on time, make a purchase or cash advance, keep your account open and current and do not go over limit.
If you are initially approved for the $70 Credit Line:
During the first year, for every month that your account remains open, you use your card and make a payment on time; you will receive an increase in your credit limit. After the first 12 months, your account may be reviewed periodically for credit line increase eligibility subject to credit approval.
(At one point there is a chart showing the possibility of having your credit limit increased to up to $600.00 within 12 months.)
Is there a processing fee?
Your account will be assessed a processing fee of $4.95. This one-time fee will be debited immediately from your checking account via Electronic Funds Transfer (EFT) when your credit card account is approved.
Available Credit Limitations: If you are approved for the $300 card, your initial credit limit will be $300 and an Annual Fee of $150 will appear on your first statement. Your initial available credit will be $150. You will be billed an Account Maintenance Fee of $6.50 per month (total of $78 per year), beginning after you make your first purchase. If you are approved for the $70 card, your initial credit limit will be $70 and an Annual Fee of $15 will appear on your first statement. Your initial available credit will be $55. You will be billed an Account Maintenance Fee of $19 per month (total of $228 per year), beginning after you make your first purchase. Your available credit may also be limited, from time to time, if you give your account number or card to a merchant that processes advance authorizations, such as a hotel, motel or car rental office. Such an authorization may limit your ability to make purchases and take cash advances on your account until the merchant cancels the authorization and we are able to release your available credit. |
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Sheri McConnell
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| Posted: Mon Jul 23, 2007 7:30 pm Subject: imagine gold |
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You people call this a good card?????????????
i think you might be a bit lost.....Paying 228.00 a year in fees for a credit limit of 70.00 is a definate rip off!!!!!!!!!!!!!!!
If you dont think so, ask your shrink!!!
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malissa Martinez
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| Posted: Mon Jul 30, 2007 9:38 pm Subject: APPLIED FOR CARD FEES PAID NO CARD |
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Help me what is the correct number for customer service to find out informationabout cardfees deducted no card
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CHAR;ENE E.
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| Posted: Sun Aug 12, 2007 9:44 pm Subject: imagine credit card |
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The new era of loan sharks
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curt
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| Posted: Mon Aug 20, 2007 5:03 pm Subject: |
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some people say they can help u fix your credit but what they really do is adding more stuff!
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MILDRED
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| Posted: Mon Aug 20, 2007 5:07 pm Subject: |
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| Posted: Fri Aug 24, 2007 1:37 pm Subject: |
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where do you go for account
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cotillionbrowhow
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| Posted: Mon Aug 27, 2007 1:12 pm Subject: imagine gold mastercard is a fake!! |
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888-408-6572 I just called this number to cancel it they had appoved me about 2 mths ago and i was so happy after being denied so many times. Well they deducted 4 something from my account then i started to see all these deductions and I never recvd the card. So i just called and cancelled they tried to convince me them Arabs or whatever they are cant even understand them. They said they would send me a cancellation letter. Good...
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sweetface
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