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Sub: #49 Harrassment
Replied on 11-18-2008, 12:08 PM
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This is typical for such companies. We as consumers must educate ourselves. For the person who they refuse to take a money order, send it and see it they return it. If they return the payment, this is the point you definitiely contact an attorney. Unless, the law has recently changed, if a company refuses payment, you no longer owe the bill. Also, in my experiences, I have never paid a collection agency. Although the accounts were referred to the agency, I dealt only with the company itself. I continued to get the phone calls with the serious threats, however, it is all just a lot of hot air. These companies are out to make what little money off of these accounts that they can. That is why the bills are more than the amount indicated by the original company. The collection company will lose money if they take you to court. And never give them your personal information. These companies do not hire the best people in that they do not pay their people a descent wage and rarely ever offer any benefits.

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Sub: #50 NEIGHBOR?
Replied on 02-10-2009, 10:21 AM
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Calling your neighbor was a form of skiptracing which resulted in a last resort if they were unable to contact you via telephone or thru mail or if you failed to respond to letters or telephone calls. All collection agencies reserves the right to contact a third party to assist them with the collection of your account..however; they do not have the right to discuss your debt with a third party without your permission. They are only to leave their name and phone number with the third party (neighbor, relative, co-worker) and the name of the company, if asked.

I work for a collection agency and i hate it, but i am familiar with the procedures.




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Sub: #51 reply
Replied on 02-10-2009, 10:38 AM
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hows about if the third party gives you the contact info.then you are no longer allowed to call them.that is the FDCPA.only a bottomfeeder will continue to call after that.

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Sub: #52
Replied on 02-19-2009, 01:23 PM
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they cannot be legit. they keep calling me and I dont have any debt for collection

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Sub: #53
Replied on 03-16-2009, 09:04 AM
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I spoke with this John person before and he wanted my personal bank information. I told him no, so we got in a heated conversation, I simply told him that I will call and make my monthly payment. ( I used a prepaid card, please look into gettng one they can only take out whats there). He got mad and put is manager on the phone and I explained to both of them " THAT I WILL CALL EVERY MONTH AND THEY WILL TAKE MY PAYMENT.. THEY CAN EITHER TAKE THE PAYMENT OR NOT. I REALLY DON'T CARE. He went on about how he will contact discover and tell them that I don't want to pay them. People don't fall for it. I told him he could tell them what he wants the statement remains the same for discover either they will take the payment or not. Which one is likely to happen ... THEY WILL TAKE THE PAYMENT. Don't let these people scare you. They call my house 3 maybe four times a day I have caller ID I don't answer the phone until I'm ready to make a payment at the end of the month

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Sub: #54 Focus Receivable Management
Replied on 03-24-2009, 10:32 AM
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I keep getting phone calls from this company - Focus Receivable Management - up to 4 times a day. No one is there when I answer the phone. I called them back. When I tried to get their address information to send them a letter, not only would they not give it to me but hung up on me 7 times thereafter.

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Sub: #55
Replied on 04-11-2009, 07:34 PM
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focusrm.com
focusrm.com/global/contact.html

This is Focus Receivable's website. You can find their contact information there. If you want to mail them a certified "cease and desist" letter the addresses are on their website.

They also have a page for online payments. If you use a prepaid card they can't attack it and clean you out.

They're calling me to, but not leaving any messages. It's strange that they'd call me. I don't owe anything. If I ever find out who they're calling to find I'll know how to word the "C&D" letter and fire one off.

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Sub: #56 harrassment
Replied on 06-25-2009, 06:12 AM
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I just recived a phone call from this company from the rudest person i have ever talked to and he didnot have his information correct he had the wrong person unfortunately she has the same name as mine but he kept telling me i was lying and i knew exactly what he was talking about if this continue i will obtain a lawyer and file my own lawsuit against him and thias company for harrassment please obtain the correct info before you call someome and treat them that way i have never a car repo and i donot or have never owned a stupid truck. This better no happen again and the matter better be taken care .

elg
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Sub: #57
Replied on 11-09-2009, 08:53 AM
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I have been in contrack with focus receivabls managenent offic in marietta ga. 30067 reagarding a well fargo auto finance bill. a check was mail to thair post office box 725069 in allanta, ga. . the check was mailto the post office box thay suppliee why has the mail not been receied or returned.

TMatthews
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Sub: #58
Replied on 01-12-2010, 07:06 AM
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These people are crazy. They call my cell phone about 20 or more times a day. They never leave a detailed message and they are very nasty with any messages that they do leave. I have no idea what I even owe. I have a home number but they call my cell.




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Sub: #59
Replied on 01-12-2010, 07:18 AM
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Quote:
Originally Posted by Anonymous View Post
These people are crazy. They call my cell phone about 20 or more times a day. They never leave a detailed message and they are very nasty with any messages that they do leave. I have no idea what I even owe. I have a home number but they call my cell.
If they are calling you that much it would probably be worth your while to have your cell number changed. Tell your cell phone provider you are being harassed by the number in question and they will not stop, I am sure you can probably have the number changed at no cost, under those circumstances.


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Sub: #60
Replied on 07-13-2010, 09:13 AM
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Focus Receivables is a joke. They use jerks as henchmen to harrass people into paying their debts. I have a huge debt and have faithfully been paying this company. I have paid them over 5,000.00 towards this debt. Last week they gave me a settlement offer, which was good, but I couldn't pay it right now. They suggested that I not pay my mortgage or car payment in order to pay them. When I said I couldn't, he became enraged and accusing me of holding out on them. I changed my banking information so they couldn't debit my account. My husband is laid off and I'm the only one in the family working, I'm doing my best. I have since sent them a cease demand and they are still calling me. I have gone to legal extents now. I don't answer the phone, but save the call history. I have sent them a second letter that someone there has to sign for that way we know they got the letter. The agents name is Gary Crenshaw, he is a liar and a jerk. A poor choice of personel.

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Sub: #61 Directv
Replied on 07-23-2010, 05:18 PM
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That is what Direct TV does. Because of the number of accounts that go bad, Direct TV has it so that ALL ended accounts go to collections if payment is not received in two weeks of the bill being printed. I found this out the hard way as well. I closed my account and thought the bill was due as of the date printed on the payment coupon....not at all! I guess the majority of people who close accounts pay thier bills within a couple of weeks (that is what Direct TV averages) so if ended accounts go past two weeks, they go to collections. However, that collection agency is not supposed to send out a bill until 30 days has passed. The lady I spoke to at Direct TV told me this. I couldn't believe it! What if I pay Direct TV and then Direct TV never got back to the collection agency to advise I paid? Duplicate! And if you didn't save a receipt or a long time has passed and cannot prove that you paid it....you have to pay it again! Criminals!

??????
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Sub: #62 Harrassment
Replied on 02-21-2011, 07:12 PM
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Had these people call me at my home looking for my sister. Called here 4 times in 3 days. Never has had my number. E-mailed them with the updated information and they still called. After the fourth time, they finally figured it out after I had to get nasty which shouldn't have to happen after the first time they called. Didn't give me any information when they first called or who they were looking for. Just said to called them immediately about a debt they were attempting to collect on. Need to do their homework before HARASSING and calling other people that are not involved in their attempt to collect a debt.




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