This is typical for such companies. We as consumers must educate ourselves. For the person who they refuse to take a money order, send it and see it they return it. If they return the payment, this is the point you definitiely contact an attorney. Unless, the law has recently changed, if a company refuses payment, you no longer owe the bill. Also, in my experiences, I have never paid a collection agency. Although the accounts were referred to the agency, I dealt only with the company itself. I continued to get the phone calls with the serious threats, however, it is all just a lot of hot air. These companies are out to make what little money off of these accounts that they can. That is why the bills are more than the amount indicated by the original company. The collection company will lose money if they take you to court. And never give them your personal information. These companies do not hire the best people in that they do not pay their people a descent wage and rarely ever offer any benefits.

Calling your neighbor was a form of skiptracing which resulted in a last resort if they were unable to contact you via telephone or thru mail or if you failed to respond to letters or telephone calls. All collection agencies reserves the right to contact a third party to assist them with the collection of your account..however; they do not have the right to discuss your debt with a third party without your permission. They are only to leave their name and phone number with the third party (neighbor, relative, co-worker) and the name of the company, if asked.

I work for a collection agency and i hate it, but i am familiar with the procedures.

[paulmergel]

hows about if the third party gives you the contact info.then you are no longer allowed to call them.that is the FDCPA.only a bottomfeeder will continue to call after that.

they cannot be legit. they keep calling me and I dont have any debt for collection

I spoke with this John person before and he wanted my personal bank information. I told him no, so we got in a heated conversation, I simply told him that I will call and make my monthly payment. ( I used a prepaid card, please look into gettng one they can only take out whats there). He got mad and put is manager on the phone and I explained to both of them " THAT I WILL CALL EVERY MONTH AND THEY WILL TAKE MY PAYMENT.. THEY CAN EITHER TAKE THE PAYMENT OR NOT. I REALLY DON'T CARE. He went on about how he will contact discover and tell them that I don't want to pay them. People don't fall for it. I told him he could tell them what he wants the statement remains the same for discover either they will take the payment or not. Which one is likely to happen ... THEY WILL TAKE THE PAYMENT. Don't let these people scare you. They call my house 3 maybe four times a day I have caller ID I don't answer the phone until I'm ready to make a payment at the end of the month

I keep getting phone calls from this company - Focus Receivable Management - up to 4 times a day. No one is there when I answer the phone. I called them back. When I tried to get their address information to send them a letter, not only would they not give it to me but hung up on me 7 times thereafter.

focusrm.com
focusrm.com/global/contact.html

This is Focus Receivable's website. You can find their contact information there. If you want to mail them a certified "cease and desist" letter the addresses are on their website.

They also have a page for online payments. If you use a prepaid card they can't attack it and clean you out.

They're calling me to, but not leaving any messages. It's strange that they'd call me. I don't owe anything. If I ever find out who they're calling to find I'll know how to word the "C&D" letter and fire one off.

I just recived a phone call from this company from the rudest person i have ever talked to and he didnot have his information correct he had the wrong person unfortunately she has the same name as mine but he kept telling me i was lying and i knew exactly what he was talking about if this continue i will obtain a lawyer and file my own lawsuit against him and thias company for harrassment please obtain the correct info before you call someome and treat them that way i have never a car repo and i donot or have never owned a stupid truck. This better no happen again and the matter better be taken care .

I have been in contrack with focus receivabls managenent offic in marietta ga. 30067 reagarding a well fargo auto finance bill. a check was mail to thair post office box 725069 in allanta, ga. . the check was mailto the post office box thay suppliee why has the mail not been receied or returned.