I had a 300.00 loan paed it to 250. And one fee of 89.00 which dropped it to 75.00, now they say i owe 185 now and a balance of 135 also. I closed my account emailed 3 times to them and no response till they could not deduct from my account, now the man calling himself mr k, said they are going to press charge for 3rd degree felonie since i closed my account, i was thinking of opening another one, but he has called me 3 times a day at work and i keep telling him i will call him, can he do anything to me?