[good4me]

I keep getting calls at home from the uk saying I have a payday loan with them and I don't recognize the name of the pdl company they are giving me. Well I do have a current pdl with interm cash and I guess it's them calling. Yesterday I got a weird call from interm at work urging me to payoff my pdl on my next renewal date instead of refinancing I told them I couldn't pay the whole amount $279.00 so he said they would split it into two payments. What is going on with this company are they in some kind of trouble.

[david]

Interim Cash was earlier known as International Cash Today, Cash Today Limited and have many other AKA names. Many people have found this company making unauthorized debits in the checking accounts. They don't send any itemized statements of the loan status. There are many complaints filed against this company.

If you don't become pro-active from this stage, the company will take out a big amount from your bank account. Others have closed their checking accounts as a preventive measure. When the company will call you asking for money, then you can request them for the latest standing of the loan account.

Check the other threads in this site for this company. You will get important details about them.

[jj]

ICS will or at least in the past has allowed for payment by money order... If you want to resolve the debt, I would figure out how much you can realistically afford to pay on a monthly basis and tell them. I was into them for $200 principal with fees adding up to a total of $389. I was able to send them $75 a month to pay it off. They tried to balk at the arrangment and did there usual tactics.. howver they accepted it and the matter was taken care of. I would close any account they have knowledge of and only send them money orders.

I am trying to pay off paycheck today - but they threaten to send my name to a collection agency - I don't have the money - I will have the money on 4/13/06 - but they are refusing this - does anyone have an corporate office or contact person - they are really rude in collections department - I wonder what these people do when they go home in the evening knowing that they have treated people like crap when they have a financial hardship - you could loose a love one and gave them your money - they don't know you reap what you sow - look out PayCheckToday - I want to pay - but not at the amount that they want - two installments are all I ask

[oh2benc2]

I have made payment arrangements with cash today ltd. $100.00 for the next 3 paydays. then they are paid and the same with cashnet500 - 105. for the next 4 paydays. I haven't heard from any of the others I have since I am going with T&C to consolidate the payday loans (I have over 10). They will work with you once you have defaulted on payment is what I found out. The one I am surprised I haven't heard from is GECC has anyone dealt with them? THey are on my list with T&C. I sent my retainer fee to T&C on March 11. SO far everytime I call T&C they have been a big help and when I tell them one of the creditors need the proposal faxed to them they say they will fax which I hope they did! :?

[Seeing_the_Light]

anyone have an address/phone number for them? Interim Cash?

[khrisangel]

they had me paying off a loan for 4 months...seriously i dont think they are legit.....be very careful with these guys!

[Seeing_the_Light]

I need the info. to give to T&C like NOW!

[carolyoung01]

I also have 5 payday loans and presently am trying to consolidate them thru T&C. I have lost a lot of sleep and weight over the past year with these PDLs. Thank God for this sight and wonderful people. I also have a PDL with Interim Cash; here is your info and good luck:

They are based in London but have an office in NY

877-539-6707

Interim Cash Ltd.
19W 34th St.
Suite 1018
NY, NY 10001

[Seeing_the_Light]

Thanks, I appreciate the address!

[quesik]

Hello,
This company is one that I got involved with as well. They are a very dangerous company...I borrowed about $700 from them and next thing you know, 2 weeks later I owe around $900? I don't understand what their apr is but close to $200 in fees over a 2 week period sounds ridiculous. I have listened to an interview that took place between Vikas and Polly located at
http://www.debtconsolidationcare.com...interview.html

and it involves this very same company (Cash2day4u aka interim cash ltd aka *many other company names*). I would listen to the interview because it has a lot of good information and gets you more proactive in the approach you have with these payday loan companies.

[stanley]

quesik,

You can also record your interview with Vikas. Please send him a PM or email. Looking forward to know more from you.

[jmid1969]

I have 1 pd loan and it is with cash today limited. The account that they have information on is overdrawn due to asset seizure in a judgement (different situation) If i set up a new account and have them debit the total due which is only $279, do you think they will only take what they are supposed to? not sure how to handle this. I told my husband and i am really upset by this whole situation i got myself into.

[quesik]

Hello jmid1969...
The problem is, there are companies that charge you for fees that you have not yet 'paid'. Say for instance, you borrow $200 and they say it will roll over every 2 weeks and you only have to pay the finance fee which is $79 but then if you can't pay this $79, this amount gets added on to your total amount so in another 2 weeks, you will have to pay $200 + $79 (new finance fee) + $79 (previous finance fee not paid) so therefore now you will have to pay $358. If they try to deduct $79 and you didn't have the funds in your account, they will also charge you for the finance charge of having an NSF.
I had a loan that did this roll over plan and they ran into one of the NSF's because I did not have $125 in account to pay the finance charge at one point (this was on a $500 loan) and thus the next week (which shouldn't have happened because it was set for every other week) they tried to deduct $125 + $62.50 (NSF fee). Who in the world has ever heard of a $62.50 charge for an NSF fee? They basically charged me 1/2 of the finance charge as an NSF fee.

So basically, if you have not missed a payment and this would be the first time you are paying them, then you will only be charged the amount they have said they will deduct (at least to my knowledge) but if you have missed a payment, many things follow thereafter. Please, just beware of these companies as they are not to be trusted one bit.
Thanks!

[jj]

jmid, do not do anything electronically. If you want to pay them, do it via money order only. These guys cannot be trusted. Also if your state licenses payday lenders, chances are they loaned you the money illegally and you may not owe them anything. However if you do feel the need to honor your contract, make sure you do it on your terms in a manner that is safe and secure for you.

I have a loan with interim cash. I am paying them off but you think they will go after more money once i pay them off.