First of all, I have had the same issues but with NCE Financial, calling me after YEARS to say they are a third party collection agency for a credit card I had back in 2002-2003. I have spoke to three different people, on three different occasions and asked for proof of this debt. They never provided proof, but every 2-3 months a different person from this group calls to try to get me to make payment.
Secondly, there is a 7-year statute on charge-offs. Meaning, after 7 years of the last actual transaction, they cannot come after you. Not even another collection agency that bought the charge off account. They are in violation if they do. After speaking with my CPA he said that if it has been over 7 years, DO NOT MAKE PAYMENT (don't let them talk you in to making a payment), otherwise this will open this credit issue back up and go back on your credit report!!!!!
Anyone had any dealings with this NCE Financial out of Atlanta, GA???