Leading Edge Recovery Solutions – Feedback and complaints against them

hey there,
I agreed on a payment and I wrote on the check that if it is endorsed, account is paid in full. When I recieve the check they altered it and it said SIF which means settlement in full. Should I take them to court. It is worth it to me

I think that it is funny that people that have no biz with the company are the ones that complain the most about the company.the info (numbers, address are what are given to them or are what are on there cbr report, they can not help what they are given.If you would take the time to call or answer the phone and let them know that it is a wrong # they will stop wasting there time.the truth about ccs companys are what they can do for you you can do your self and save your self a lot of money and dont forget that they are a collection company so if they don't get payed and give you they best arrangement and take what you can afford then they don't get payed. As for haring transient and paying poorly payed you need to look into it they pay very well they are a great place to work for so do research people need to do there research before they open there mouth and they been open fore years and are one of the top company's in the the biz.People are just maid that they are in collections on the first place.

Adrean-can you write a sentence right?! If you were trying to spout some debt collectors crap-trust me no one understood what you wrote. And you can tell these idiot till your blue in the face they WILL ignore you. So go back to the phones and try to scam someone else you loser

agreed anon,geez no wonder the idiot above does phone scamming.bet their verbal skills are just as feeble as their spelling.

These scum are calling me all day about my Citizens Bank auto loan. We have it set for automatic debit (and have plenty of money to cover it) so there is NO WAY it is ever late!!! My wife even called Citizens and they say we are current. Sometimes LERS will leave a message and other times they don't. My wife has called their #'s many times and no one answers. When they called a couple of weeks ago I told them that we don't owe any debts and even if we did owe a car payment we had a 10 day grace period and that they shouldn't call me again. Well...it's been a month now and they're still calling. I hadn't done much research on them until now. So should I send them a cease and desist letter? Or will they even bother reading it or following it? What the hell can I do to get them to quit calling me? Thanks for any help!

You can stop harassing phone calls from the collection agency by sending them a Cease and Desist Letter. Through this letter, you should request the collection agency that they stop contacting you.

You can get a sample cease and desist letter from the given page:
http://www.debtconsolidationcare.com...se-desist.html

If they still keep on contacting you, then you should contact an attorney and take legal actions against them.

Finally got a call and a live person on the other end. He identified himself as working in the Consumer Counseling Department. I asked what it was about and he started telling me that I was 58 days late on my car payment. I asked how because I had called Citizens Bank and they said I was up to date. He said he was with Citizens Bank (A lie and illegal) and I him that he wasn't and he was with the LERS Group and he needed to stop calling me. I also asked him why he wasn't calling me about NOV and DEC payments if I was late on my OCT payment. He then stuttered and said he was calling about them too. I laughed and said, "You're with the LERS Group. I'm asking you to stop calling me now or I will call the FTC and the IL Attorney General who already sued the tar out of you and won and take you to court again." He started to get huffy and I told him I knew my rights AND my payments were auto-debited so I was flush and they needed to update their records with Citizens. He stated he "worked with Citizens" this time, to keep himself out of trouble. He finally asked me if I was disputing the debt. I told him yes that I disputed it the last time they called but they were jerks and I wasn't going to put up with it. He asked again if I was disputing the debt and I said yes and he said thank you and and have a great day and hung up. I'm done with these guys and will get a cease and desist letter to them. I'm also calling Citizens Bank and going after their a$$es also! Horrible!

Said they are Leading Edge Recovery Systems, and his name was Anthony Mills. Stated my husband cosigned for a vehicle, which is FALSE! Asked many questions about his employer, position, income, etc. which I refused to answer before cutting him off. Stated the "vehicle" has been repossesed, sold at auction, and my husband now owes the "balance". Continues to call repeatedly, and I ignore them. Will be contacting a lawyer if this continues. Have seen MANY complaints about this company online. Please, DO NOT send them any money without first getting in touch with a lawyer, getting plenty documentation about the so-called debt you "owe", etc. etc.!!!!

They dint get ur name out. Of the air and if they got your personal info thin they did get it out of the air how did they even know you had a c card???? You owed and when u got the card u must have put your info on there ...don't get mad pay what u owe nxt time u appy for sum card be sure not to put your grandma ....addr or numbers on there ...you should kick your self in the butt for that tell grandma to tell them to stop calling here ....and that will make them stop....

If your in collections your not 9 days late it take 60 days of non payment to get sent to collections ...and almost every one knows that......and if the got your number and your info thin you were sent to collections !!!!I'm not sticking up for them but me to have dept and the only person I can get mad at for getting cAlls is my self cuz thats the number I used when I got what ever lone I got and every one know if you don't have the money to buy a car cash you have to get a lone from a bank the car compy never looses that's why there still in selling cars u your self sd you have the money to pay so give the bank there money or tell them to settle out with you and they won't call u anymore or file bk just know that they are doing there job just like u do yours ....

#170 and #171-are you for real? You cant even type a proper sentence, jeez. Go back to the phones, you have more people to harass. No ones going to give info or money to someone just because they say you owe money. I can call you and say you owe me ten thousand dollars and I want your bank account number, you going to give it to me? No, didnt think so. Go back and harass more people that dont owe your company any money and harass them, you sorry excuse for a human.

I will say that my friend and I had a good/bad relationship with LERS. The situation was he cosigned for a car for me and I fell behind on the payments. The remaining debt went to LERS. When they spoke to my friend they (according to him) were very abusive and threatening. However, most of the people, as I had three different agents at minimum handling this debt were nice to me and worked with me under the circumstances. When I struggled to make a payment they changed my payment dates, when I fell behind two months and explained to them I can pay this debt or get food they understood. I've since completely paid the 5700.00 debt off within a years time. There was one man I talked with that was just an @$$hole and didn't listen to a word I said. He didn't want to speak with me although my friend had explained that I had authorization to handle this as I had take full responsibility for the debt and how to get it taken care of. He belittled me over the phone and I should have reported his tactics. The others were perfectly nice and accomodating. I am happy to say that I did get this debt paid and that I did take a settlement amount after a year of paying. Either way it is settled. I've had to speak to a supervisor or two for whatever reason, one of which was not professional and the other who was. The thing I will say is that customer service is hard...I should know as that is what I do and the consumers are the ones that usually don't listen or cooperate with us, but then again some of these types of industries have some real bullies. Bullying me is not going to make me pay a debt. I want to pay all of my debts and they need to know that sometimes it's just not possible, but as long as we are trying they need to be understanding of that.

No they can't arrest you, debt issues are generally civil matters not criminal matters. Worst they can do is take you to court, sue you, and get a judgement against you in attempt to make you pay, they can seize bank accounts/garnish wages/place liens on property in some cases with a judgement. If you don't have a lot of money, or real assets such as multiple cars and a home there's not much they can even do with thier judgement/garnishment. For additional information on your rights, google the term FDCPA. Also pays a visit your state attorney general's web site as each state has various restrictions on how collection agents can operate (Its great to be in Texas). each state has a statute of limitations too. Never admit to the debt. If the statute of limitations has expired you're sitting pretty. They can still call and harass you about the debt, and if they attempt to take you to court on an expired debt all you have to do is point out the debt is beyond the statute of limitations and thier case is out the window. If you find yourself served with a court summons make sure you answer it. Collection agents automatically win if they sue you and you don't bother to stand up for your rights. Often times they have insufficent evidence to legally win a case, but this becomes irrelevant if you don't defend yourself...they automatically win.

Also remember these collection agents work from a script and try to manipulate you into paying; its just business for them...they try and make money anyway possible. Seperate your emotions from your money and treat your own finances as a business (no matter how bad of shape your business may be in). It's your job to keep as much of your $$ as possible. Even if you legitimately owe the debt, make them work very hard for any money they take out of your pocket. Remember, they're hoping you'll be easy prey. Fight hard enough and they may look for easier hunting elsewhere...Collection agents don't want to spend $1000 to collect $500.

If any Legal entity starts a Class Action - Post it here and I will join //////////////

I get calls from these blood suckers and in the messages are in Spanish!!! I don't speak Spanish!!! I called twice and this Rude little WITCH hung up on me twice!!!
I SPEAK ENGLISH AND QUIT CALLING ME YOU BUNCH OF IDIOTS!!!

No One takes the time to write good reviews of collection agencies. Anyone who has anything to say about a collection agency has been called about either their debt that they do not want to pay or about a debt that is not theirs. This company had to have done something right to have people write positive reviews..... anywhere.