Legacy Visa Credit Card/www.firstnationalcc.com can rebuild your score
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Legacy Visa Card may help you to re-build your poor credit score, but bear this in mind that Legacy Visa does apply an acceptance charge on the card-bearer. Hence, get prepared to pay these charges, even if you haven't used the card yet. Normally, they disclose it in their terms of services; hence, you're required to acquaint yourself with their TOS before signing the application, because if you default later on, it'll show-up in your report as a negative entry. However, they also offer a thirty days free look-into period within which if you return the card without using it they'll credit your acceptance charge back to your account. The concept behind the Legacy card is to allow a customer to repair his/her shattered credit score by allowing him/her an open line of credit. The credit limit offered by Legacy is normally very low, may range between $250 and $500. Hence, it may not sound a very good deal to pay over a $100 as charge for a credit limit of $250. But, remember it's available to you when you're suffering form a poor credit and can't apply to any other financial institution. You're actually left with very little option but to apply with First National Bank for Legacy Visa. The customer satisfactions vary widely regarding the Legacy card. Some say, it's a rip-off, but others are quite satisfied with its services. Legacy card offers several advantages to its users, like- waiving the membership charges with each purchase, sold purchase protection and so forth and also known to offer add-on services like offering traveling insurances to its members. |
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