I used to work there, they were horrible. I can't even describe how bad it was. The managers were crooks, thugs and down right disgusting to work for. They wanted me to call 85 year old people on resperators and threaten them. Couldn't do it. P. Scott is a crook, Daddy was dis/barred for sex harrassment, and I know they have been sued since.. all men no women there. Hate them

I had a vehicle through bank of america. I fell on hard times and my vehicle was repossessed. I was turned over for collections to this law firm. The guy I originally spoke with ,because it has changed several times since I have been with this agency (since September), said that if I wanted he would either do a settlement or we could do payment arrangements for some odd months, well, there was nooo way I could come up with the full amount. So I opted for the payment arrangement.
Ok, they set me up paying 200 each month. Which I understand I agreed to it. So after a few months I was able to make payments but I started noticing that I had no money to do anything else. No gas, no groceries, nothing. So I called back and asked could we maybe split the payments to where a 100 was coming out of one check and 100 out of the other. They said they couldn't do that. Even after me explaining my situation. They basically said to deal with it.
I was upset but still hopeful for when february came to see about making other arrangements.
Today, I call to work out arrangements and first off, the guy had an attitude for h*ll. He was very rude. I told him my situation and that I can do 100 each month. He said why don't you get a loan...I said if I could afford the interest we wouldn't be having this conversation. I can't do it. So he proceeds to tell me that I'm only hurting myself. Ok, debt is debt, either way it goes. I tried to explain to him, if I can't afford to pay 200 then I can't afford to pay 3 of 4 hundred for interest. And then he said well I'm not changing it. That I would have to deal. So I told him that I would need him to explain this to my mother because I just can't phathom why he would work with me. So my mother calls, He answers the phone and as soon as she said who she was, he said I have nothing to say to you, She is being difficult, I won't work with him, and he is going to turn me over to the lawyers.. I couldn't believe he said I wouldn't work with him. If anyone has advice please let me know.

I have been dealing with this company for a couple of months now, and am self employed. I have stated that I have every intention of paying the debt I owe, but it will have to be on my terms, ie; when i have the money. I have been continually threatened by them, they are going to attach my home and my business. Marie even told me to get my 78 yr. old mother the borrow the money to pay them, she also told me I needed to humble myself and just find the money where ever I can, that no one ever listens to her sob stories. i told them I am in pre-forclosure and have tax leins on me so they can stand in line.

[DOLLARSandSINCE]

I would not bother having phone conversations with that idiot. You should start by sending them a DV letter and pulling your credit report. If the credit report is not accurate then dispute that also. Also check the SOL and send them a CD letter if you are outside the SOL.

I work for the governement... i told them that i was at work and desired to speak with them at a later time... i also spoke the the COunty Attorney's office here. They are totally violating the Fair Debt Collection Act and my Rights!

Send them a C&D letter to stop the calls.

[paulmergel]

oh can it troll...this rent-a-lawyer is a bottomfeeder deluxe and you must work for it.never heard of this bottomfeeder getting anything through the legl system.also threatening like they do is illegal and against the law.how will that stand up period.much less in court.

[NASCAR_Devil]

sorry Paul...I deleted that post as it brought nothing relevant to the thread

[paulmergel]

fair enough nascar.sometimes i feel the need to respond.that's just me though.no problem.

It's not illegal for them to tell you that they are going to sue you if they have the ability it becomes illegal when they have no intential nor ability

[paulmergel]

no they can't threaten and not sue.show me one example shill of this sham of a collector actually suing after threatening such.for example if this dope called me and threatened suit,i would inform him of my recording of the next call and he has 30 days to file suit or it's an fdcpa violation.what's your answer for that?

utter nonsense deleted.if you post this idiocy again.it will be deleted again...paulmergel

This office is a fraud. They pursued me for almost a year claiming that I owed $4,000 to a bank credit card. I didn't! They filed a suit in county court....and proceeded to try to serve me many times, with no success. They have recently filed a motion with the court to dismiss the case for "unable to serve defendant". All I can say is "hooray" and "up there's"!

I am currently having problems with these people. I, also, know that I have a debt to pay off. I can't make the payments though and the man yelled at me saying it was not a priority to anyone and that I had to pay! i asked who 'everyone" was, since I am just one person- AND HE HUNG UP ON ME! I did not speak to him and the check bounced (as I knew it would, hence me trying to lower my payments). I finally had to call the guy back since he began calling my fathers house all the time.
I do not know what to do. I mean, what can he legally do? He is threatening to send it to the lawyers, which is fine, I still will not have the money! This is what happens when you have lost your job and are in school full time. I just get nervous because I do not know what y'all are saying with the C&D etc. But I do need help. Oh- when I tried to address his attitude from the previous conversation, he said that he would not go back and forth with me. WITH ME!?!?! these people make me sick.

What to do and what happens when one receives a document from National Arbitration Forum on behalf of filing by P Scott Lowery??

Just got a call from Lowery's office yesterday. I was set to start sending payments in to the original creditor until I go the call yesterday. They sounded pretty aggresive on the message and I just can't even begin to pay a straight payment that they are requesting. What to do?