P. Scott Lowry Law Office

I got letters from them about 2 years ago, sent DV the second I got the messages, they sent one or two more letters, never giving me the info...I sent a final letter, showing copies of thier letters, cited specific fdcp....never heard from them again.

I imagine they buy junk debts and have no proof....get your DV sent (CERTIFIED) out fast!! Keep copies of everything you send them and they send you. Keep records of any calls...they will go away...

I am in the same boat only they did go as far as placing a judgement but I settled with them so that my wages wouldn't be garneshed. So I guess I am basically ######. Any body have any suggestions on what to do. They also did the withdrawal without my permission. In talking to them one time i stated that after March I could possibly make a payment. March they withdrew $200.00 from my account. I got the withdrawal cancelled by my bank but it was going to make my OG& E bill not pay. What does a person do to get out of this.

I am also dealing with them. They are telling me that I owe $2,000 from a hospital stay 2 years ago. I never received anything in the mail from the hospital saying I owed anything, no bills or anything. Then to top it off when I do hear from the law office 2 years later they call my job phone saying that they have been sending letters to an address that I lived at 6 years prior. I was NOT living there at the time of the hospitalization and would never give that address. If they found my work number and house number after 2 years why couldn't they find my correct address before it went to debt collection? Very strange!

Send them a DV letter immediately, certified, keep copies of everything you send them and if they send you anything back. Worked for me...haven't heard from them since!! Goood Luck to you!

I have dealt with P. Scott they represented bank of america ,I had a 7000.00 credit debit I had to give a lump starting payment of 1800.00 them started paying them thru connect pay.com $399.00 a month for 6 months then was cotacted and was told due to added interest i had to raise the payment to $430.00 a month. in the end i reaised the payment to $450.00 for the last two months one payment left next month of 276.00 and i will be done.during the leath of the repayment they did offer lump settlements but they were to high for me to make them yours truly W HORN

how did you pay this place?also was this agreement in writing?i'm betting not.

i just got a email from my hr manager at my job stating scott lawrey law firm called to see if i was still employed with them which i am part time and told them it was important that i call them now the number is 1-866-202-0021 i am working with a debt settlement company because i don;t want to do bankruptcy unless i really have too but how do i keep them from calling where i work????

All you have to do is mail them a letter telling them that phone calls to your place of employment are not allowed.

I have to say that my experience with P Scott has not been totally unpleasant, afterall... I wouldn't have them calling me if I would have kept up on my Discount Tire (GE Money Bank) credit card in the first place. I have to say that I was originally upset that GE Money Bank cancelled my card after 7 years of never missing a payment and it was right after I purchased a new set of tires, I made a couple of payments then ended up in a tight spot so that was the card I decided not to pay... I am not innocent by any means but I know that I am paying off about $900 more than what I owed to GE Money Bank to P Scott....however, they did offer to settle the balance due for $1000 if I could come up with the money in the month of January... I was unable to do so I am paying off a total of $1917.48 )o:

I don't know what to do about these people. They have gotten a judgement against me and will garnish my husbands paycheck if I don't pay them. The problem is my husband had to have emergency surgery a while back and was on leave without pay, plus I have been layed off for nearly 10 months. I cannot afford to pay them right now, but I am robbing peter to pay paul so they don't garnish his check. Does anyone have any suggestions on how I can get them to stop, at least for a while.

You can help yourself, they bought your debt for basically nothing and your bank wrote off the debt, how can they sue u if you have no contract withthem? They are mistaken and don't let yourself be taken! I am goin to fight this co! Not my problem they bought mt debt and their illegal threats r a joke don't let them bully you into paying they don't derserve anything but jail time! I hate people like this and I think everyone should sue for emotional distress and put these losers in their place

how did they get a judgement?also did you go to court?if you said no to the second question then either they got a default for improper service,or they are lying to you about the judgement.if they got a default then you can have it vacated for improper service.if they are lying about the judgement.then have your husband give his employer a wage assignment revocation letter.please try to answer my questions.we can help further from there.

You guys are all stupid and don't know what your talking about. If you call Chase, all they're going to tell you is that the account has been purchased by a group of investors in a portfolio and is now owned by Square 2 Financial. Square 2 Financial one of the largest debt buying companies in the country who purchase bad debt straight from the banks or financial institutions. When they sell these accounts, there's nothing in that transaction that has any of your previous or current bank account information available. The only electronic check they would have presented to your bank is one that you gave them your account information for. So your probably lying because if they did do that, you wouldn't be wasting your time on a debt consolidation forum but would have contacted the attorney general in your state and forwarded the documents to prove this transaction was illegal.

You need to take some debt classes in finance, because your mistaken. This isn't a company that just says they're a law office. They have two attorneys, one of them is here everyday as the supervising counsel. Even though the banks that you defaulted on have charged you off, the company that purchased these accounts, are enforcing the original terms of the contracts you signed, which is the cardholder agreement that states that if you default on your contract and the account goes delinquent, the balance in full will be due at that time. It doesn't matter how much they purchased your account for, you still owe whatever it is that you spent, plus more. Unless your filing bankruptcy, or wait 7 years after you defaulted on the account (statute of limitations) there's no way you can get out of not paying what you owe.

You're full of it! I've asked to speak with the "lawyer" and was denied. Even after the dumb B* wouldn't shut her mouth so I could explain how I knew there was interest added monthly to the account. I talked to some Dbag and he tried to settle the account after I told him I'm disabled and unemployed. That stupid B* calls me pretty much every day twice a day and tries to disguise herself by saying it's "Miss Anderson"... She also tells me to call "one eight hundret seven hundret blah blah blah blah" You'd think this so called lawyer would hire educated people who are able to pronounce words right! I agree with other people on this company-- they're crooks and con men! They refused to give me the address to send my SD letter and my DV letter! I've tried to find the right address but found about 50! I'm sure my 30 day period is over-- they also bought my alleged debt on August 1st but didn't bother contacting me until Sept 15th with a letter dated Sept 1st! They tried saying it was already past my 30 day period! Bull crap! I'm turning this company into my AG's office and everywhere else I can! THEY NEED TO BE STOPPED!

ADD AURORA BANK (Campus Door Student Loan) TO THEIR JUNK DEBT PORTFOLIO!

First off u said that u set up the chks online so u must have made the mistake of entering the information wrong. Second they have an automated letter that goes out if u gave the correct address 3 - 10 days before your chk runs letting you know they have it set up. The actual office has no control over that letter so if the chk is in the system then the letter goes out. Third they arent commision based even if they got straight commision they would still get credit for your payment since the original creditor isnt handling the account. You need to keep track of your payments and maybe if you would have paid it on time in the first place that never would have happened. Your part of the reason our economy is in the state that it is in, not because obama or busch. Thanks for being a part of the problem instead of the solution!