LVNV Funding LLC: What to do if you find them on your credit report

The reason you are having trouble finding out correct addresses etc is the company uses many different names and addresses. Try googling Resurgent Capital services. We got a bogus collection from LVNV Resurgent etc also.

I have LVNV FUNDING on my credit score, I have no idea what it's for. Does anyone?

Guest, I don't know what it is for, but they are junk debt buyers. If you had a credit card charged off, chances are, they bought it. Find out if it is a legitimate debt, if not, dispute with the credit bureau.Good Luck...Karen

does the staute still apply if the charge off is bought by another company

Okay, so, I posted on here a while back that I had gotten something form LVNV Funding. Well, now they resold the account to northland group or something like that. They are offering to settle at a certain amount. Anyway, I have printed up the validation letter and i am going to send it to them. how long should i wait before i take further action?

I'm not sure what other action you are talking about. I would send the dv letter and keep copies of everything. They have no specified time limit that they have to reply. LVNV has received about 5 dv letters and follow up letters,of which they never have fully validated. Good Luck!...Karen

I have a different address for them mine is sioux falls,sd

Do you have a phone number for lvnv funding llc?

Check this out on LVNV funding on our Whiteboard at http://www.debtconsolidationcare.com...nvfunding.html Hope this helps...Karen

You have the number wrong for Evansville, it's 866-861-8183

Just wondering if anyone had any insight.
My wife was married previously and had a debt charged off in 1998 or 1999. The original CC company wrote it off and 7 years later her credit report is clean. I got a call 3 days ago from Capital Management Services LP in Buffalo, NY. The lady asked for my wife and when I told her she wasn't in, she proceeded to tell me my wife owes a 5000 debt. After my inital suprise, she said the last payment made was 2003 and she was willing to offer her an excellent settlement of 1600 to clear it. I said I had not a clue what she was talking about and I pay all the bills in the house. While she was on the phone, I logged into my online bill pay and the origianl payee she mentioned, is not there. I told her we would need proof from the original creditor of the debt and the amount. She said I didn't want to do that cause them I would loose the settlement offer and have to pay the full amount. A red flag went up. OK, I told her. I need to speak to my wife and we will get back to her. I asked my wife about it and she said she has not had an account from the original CC comapny since 1998 or 1999 and they have tried this before. Today we got a letter from them with the amount they say we owe. My wife pulled her credit and it is clear. No LVNV, no Capital Management, no original CC company. No red marks, no derogatory statements.
My question is this. How can they say the last payment was 2003 when I can see no payment was made at all and my wife says it has been 9 years since this was valid. Obivously they are trying to get me to pay. You guys agree?
Also...since this does not show up on her credit at all, do we have anything to worry about. My wife is very confident that this is crap and they are only trying to get her to pay anything or all of it. I am a worrier by nature. Just looking for some reasurance!! thanks...this thread rocks!!

Also.....I have looked at the statute of limitations in my state and it is 4 years. With 7 being the max, so I believe either way, we are well out of the statute of limitations.

Main Number - 866-438-2860 or 888-411-4684

PO Box 385908
Minn. MN 55438-5908

Attn: Fran Boyd
Account Manager

That's the infor I have but is it legal for them to collect out of state?

these guys fold real easy. Send them a letter telling them that you'll sue them and they'll pull it off of your credit report. You can embarrass their collectors real easy as most have a 4th grade education level as well. Also, go buy yourself a tape recorder and record everything. If you reside in Texas and are receiving harrassment from any of these jokers, I have a great lawyer that works on a contingency basis.

Also, if you reside in Texas, they must remove an item from your credit report within 30 days if they can't provide proof. Also, in Texas, you can dispute the debt anytime, not just within the 30 days the fdcpa provides for.

I have a complaint filed against me by LVNV Funding for an account they purchase from sears. the account was at 2,606.31 now they are saying they want 3418.00. Is LVNV allowed keep adding interest to this account.
The arrangements I tried to make with them were unacceptable.