Collection Agencies and Creditors

LVNV funding LLC purchases charged-off a/c from creditors

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Author

Posted: Mon Nov 06, 2006 12:12 pm Post subject:

Rachel D, if you are only 10 years old, why on earth would you need a credit card? Do you have a job? Would you be able to pay back what you would owe? Why don't you ask your parents if they think you should have one? Something tells me they would say NO! You will have plenty of opportunity to get a credit card when you are old enough and responsible enough. Enjoy being a kid! Go ride your bike or go fishing, do something that a kid should be doing and leave the credit cards alone.

Guest

Debtcc Points: 100

Posted: Mon Nov 06, 2006 3:59 pm Post subject:

The reason you are having trouble finding out correct addresses etc is the company uses many different names and addresses. Try googling Resurgent Capital services. We got a bogus collection from LVNV Resurgent etc also. _________________ Register today to encash debtcc points.

krheam
Guest

Debtcc Points: 100

Posted: Tue Nov 07, 2006 11:28 am Post subject: What is this?

I have LVNV FUNDING on my credit score, I have no idea what it's for. Does anyone?

Kt2108
Guest

Debtcc Points: 100

Posted: Tue Nov 07, 2006 12:48 pm Post subject:

Guest, I don't know what it is for, but they are junk debt buyers. If you had a credit card charged off, chances are, they bought it. Find out if it is a legitimate debt, if not, dispute with the credit bureau.Good Luck...Karen _________________ As long as you are alive, there's always hope

Bossy4455
Moderator

Joined: 27 Feb 2006
Posts: 5373

Debtcc Points: 63637

Posted: Thu Nov 09, 2006 10:49 am Post subject: staute of limitation

does the staute still apply if the charge off is bought by another company

sunnyview8019
Guest

Debtcc Points: 100

Posted: Mon Nov 13, 2006 5:52 pm Post subject: LVNV and Friends

Okay, so, I posted on here a while back that I had gotten something form LVNV Funding. Well, now they resold the account to Northland Group or something like that. They are offering to settle at a certain amount. Anyway, I have printed up the validation letter and i am going to send it to them. how long should i wait before i take further action?

buggy2068
Guest

Debtcc Points: 100

Posted: Tue Nov 14, 2006 10:40 am Post subject:

I'm not sure what other action you are talking about. I would send the dv letter and keep copies of everything. They have no specified time limit that they have to reply. LVNV has received about 5 dv letters and follow up letters,of which they never have fully validated. Good Luck!...Karen _________________ As long as you are alive, there's always hope

Bossy4455
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Joined: 27 Feb 2006
Posts: 5373

Debtcc Points: 63637

Posted: Wed Nov 15, 2006 8:03 pm Post subject:

I have a different address for them mine is sioux falls,sd

NELDA
Guest

Debtcc Points: 100

Posted: Thu Nov 16, 2006 8:31 pm Post subject: LVNV FUNDING LLC

Do you have a phone number for lvnv funding llc?

TONYA HENRY
Guest

Debtcc Points: 100

Posted: Fri Nov 17, 2006 9:52 am Post subject:

Check this out on LVNV on our Whiteboard at http://www.debtconsolidationcare.com/lvnvfundingllc/index.html Hope this helps...Karen _________________ As long as you are alive, there's always hope

Bossy4455
Moderator

Joined: 27 Feb 2006
Posts: 5373

Debtcc Points: 63637

Posted: Mon Nov 20, 2006 12:02 pm Post subject:

You have the number wrong for Evansville, it's 866-861-8183

AC
Guest

Debtcc Points: 100

Posted: Wed Nov 22, 2006 9:30 am Post subject: LVNV Question

Just wondering if anyone had any insight. My wife was married previously and had a debt charged off in 1998 or 1999. The original CC company wrote it off and 7 years later her credit report is clean. I got a call 3 days ago from Capital Management Services LP in Buffalo, NY. The lady asked for my wife and when I told her she wasn't in, she proceeded to tell me my wife owes a 5000 debt. After my inital suprise, she said the last payment made was 2003 and she was willing to offer her an excellent settlement of 1600 to clear it. I said I had not a clue what she was talking about and I pay all the bills in the house. While she was on the phone, I logged into my online bill pay and the origianl payee she mentioned, is not there. I told her we would need proof from the original creditor of the debt and the amount. She said I didn't want to do that cause them I would loose the settlement offer and have to pay the full amount. A red flag went up. OK, I told her. I need to speak to my wife and we will get back to her. I asked my wife about it and she said she has not had an account from the original CC comapny since 1998 or 1999 and they have tried this before. Today we got a letter from them with the amount they say we owe. My wife pulled her credit and it is clear. No LVNV, no Capital Management, no original CC company. No red marks, no derogatory statements. My question is this. How can they say the last payment was 2003 when I can see no payment was made at all and my wife says it has been 9 years since this was valid. Obivously they are trying to get me to pay. You guys agree? Also...since this does not show up on her credit at all, do we have anything to worry about. My wife is very confident that this is crap and they are only trying to get her to pay anything or all of it. I am a worrier by nature. Just looking for some reasurance!! thanks...this thread rocks!!

RKM2006
Guest

Debtcc Points: 100

Posted: Wed Nov 22, 2006 9:34 am Post subject: Adendum

Also.....I have looked at the statute of limitations in my state and it is 4 years. With 7 being the max, so I believe either way, we are well out of the statute of limitations.

RKM2006
Guest

Debtcc Points: 100

Posted: Wed Nov 29, 2006 11:05 am Post subject: LVNV Funding LLC - NCO Financial Systems

Main Number - 866-438-2860 or 888-411-4684 PO Box 385908 Minn. MN 55438-5908 Attn: Fran Boyd Account Manager That's the infor I have but is it legal for them to collect out of state? _________________ Register today to encash debtcc points.

macedo
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Debtcc Points: 100

Posted: Wed Nov 29, 2006 1:44 pm Post subject:

these guys fold real easy. Send them a letter telling them that you'll sue them and they'll pull it off of your credit report. You can embarrass their collectors real easy as most have a 4th grade education level as well. Also, go buy yourself a tape recorder and record everything. If you reside in Texas and are receiving harrassment from any of these jokers, I have a great lawyer that works on a contingency basis.

I hate LVNV
Guest

Debtcc Points: 100

Posted: Fri Dec 01, 2006 7:45 pm Post subject:

Also, if you reside in Texas, they must remove an item from your credit report within 30 days if they can't provide proof. Also, in Texas, you can dispute the debt anytime, not just within the 30 days the FDCPA provides for.