Collection Agencies and Creditors

LVNV funding LLC purchases charged-off a/c from creditors

Message

Author

Posted: Thu Dec 14, 2006 2:52 pm Post subject: Wachovia Bank Bill

Hello Sirs, My name is Gary W. King and I have never had any dealings with Wachovia Bank at all. In fact I have never stepped a step in Wachovia Bank and have never did anything on-line with Wachovia Bank. It claims I have an account number of 544606001000879476 and the balance of $2291.19 and I am not paying something I dont know a dang thing about! I have been under Identity theft and I am sure this is what this is. I have never delt with Wachovia Bank in anyway! I believe they are just reaching out and grabbing my name from the internet as far as address and all! I am sorry to be so harsh, but when I dont owe them, I dont owe them. I dont know how in the world they have on me! Thanks Gary W. King

Gary W. King
Guest

Debtcc Points: 100

Posted: Thu Dec 14, 2006 3:02 pm Post subject: Crooked

I see where this is all crooked stuff just to get peoples money! Like I said, I have never been in Wachovia Bank, Never had dealings with Wachovia Bank and never will NOW!

Gary W. King
Guest

Debtcc Points: 100

Posted: Thu Dec 14, 2006 11:16 pm Post subject: LVNV

Lots of luck dealing with them. I keep receiving collection calls on these matters, and tried to settle the debt through one of the agencies associated with them. (there was no valid number available at the time.) Now i have 3 different agencies trying to collect the same debt. All i wanted to do was pay this off! So beware when contacting anyone about settleing. They are just the holding for different companies. By the way thanks for a current number, the one listed on mine was disconnected.

DITCHIT1253
Guest

Debtcc Points: 100

Posted: Thu Dec 14, 2006 11:31 pm Post subject: LVNV

The message i was sending was for lvnv funding and they are a nightmare. This was on an old sears.

DITCHIT1253
Guest

Debtcc Points: 100

Posted: Fri Dec 15, 2006 7:01 am Post subject:

Hi Gary welcome to the boards many will be glad to assist you here. you need to send them a debt verification letter. you can find a template to use on my blog site Debt Free Good luck and keep posting

PDLFREE

Joined: 07 Oct 2006
Posts: 1266

Debtcc Points: 18244

Posted: Fri Dec 15, 2006 5:52 pm Post subject:

Gary-good luck on the debt validation to LVNV! I have been trying to get them and all of their little companies to validate since Jan. They won't do it, they will just pass it aroung among themselves...Karen _________________ As long as you are alive, there's always hope

Bossy4455
Moderator

Joined: 27 Feb 2006
Posts: 5293

Debtcc Points: 63268

Posted: Fri Dec 15, 2006 11:52 pm Post subject:

Bossy, what are some of their other company names?I'm just curious incase they pass mine along too.

Guest
Guest

Debtcc Points: 100

Posted: Sat Dec 16, 2006 8:30 am Post subject:

Guest, have a look at this about LVNV at http://www.debtconsolidationcare.com/lvnvfundingllc/index.html There is Sherman ,Resurgent,Phillips Cowen, along with others they will have. You can google them and find lots of info, none of it good!! Keep us posted..Karen _________________ As long as you are alive, there's always hope

Bossy4455
Moderator

Joined: 27 Feb 2006
Posts: 5293

Debtcc Points: 63268

Posted: Sat Dec 16, 2006 12:10 pm Post subject: LVNV

In account from over 7 years ago with MCi that I was sure was paid off, just appeared back on my credit report a few months agao. I know it was not there before because when I purchased my home a year ago, there was nothing about this company. I took the number from the credit report and that is how I found out what it was about. I do not understand how they can resurface something from a time period that was at least 7 years or more ago. I also lost the # and wanted to know how I can get in touch with the company to file a dispute.

Sampson
Guest

Debtcc Points: 100

Posted: Sat Dec 16, 2006 4:18 pm Post subject: debt owed

I'm trying to pay off a debt owed to this co. and am having a hard time getting a good phone # to reach them to get payments started. You would think that a credit co that is in the buisness of chasing money would make themselves more easily contactable.

Tammy Ganje
Guest

Debtcc Points: 100

Posted: Sat Dec 16, 2006 4:23 pm Post subject:

Tammy, if you'll look at the link I poted above you, there are some phone numbers there. Because they go by many names, be sure it's the one you are looking for..Karen _________________ As long as you are alive, there's always hope

Bossy4455
Moderator

Joined: 27 Feb 2006
Posts: 5293

Debtcc Points: 63268

Posted: Sun Dec 17, 2006 7:39 am Post subject:

Bossy, I read an earlier post about LVNV that you wrote and i saw where you said they sold your informationd to 3 rd parties. I've been dealing with them for about5 months now too and actuallly have another court date with them this thursday.I am wondering if it is possible they too have given out my information to other companies for the fact that since this court thing has been going on I've been getting alot of calls and such about refinnacing and consolidating and things like that.I may be way off here but it seems kinda odd.And just llike you said they havent validated it yet, just the paper that they showed me at the last court date with barely any information that i felt they needed to validate.

Guest
Guest

Debtcc Points: 100

Posted: Tue Dec 26, 2006 3:09 pm Post subject: regarding the same problem

I have the same problem. Today I got in the mail a letter from LVNV NY address that I owe them $135.44. They said original creditor is Citibank. I never had any citicard. I do not know what to think. My credit is perfect so far.

Dasha
Guest

Debtcc Points: 100

Posted: Tue Dec 26, 2006 8:45 pm Post subject: no answers??

so people have all asked for a validation and it sounds like not 1 of you have got the legit answer. i tried doing that a long time ago, and now im out looking at my credit closing unused accounts and this is on there.. what the heck? seems like i can do nothing to cease this place. my situation is also from something that was paid off fully, sounds like most people here.

puzzled
Guest

Debtcc Points: 100

Posted: Tue Dec 26, 2006 9:49 pm Post subject:

You can send a debt validation letter to LVNV, then, when they don't validate,dispute with the three credit reporting agencies. Good Luck..KAren _________________ As long as you are alive, there's always hope