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#241
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request debt validation.
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#242
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I was issue a subpenoa to go to court in Jan 2007 for a Sears debt that was charge off over and over again. I deny owing the charges and requested validation from the attorneys. I never received anything from them.
I went to court today and the case was dismissed. However, I am now receiving calls from Professional Credit. What can I do? |
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#243
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I have credit check monitoring through Experian. LVNV showed up under the public records section. It is for $463. I believe it is related to a credit card I had in college. Does this mean I am being sued? How can I find out what it is for?
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#245
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Both of you can dispute the entries on your credit reports, and aslo request debt validation. LVNV is well know for buying old debts and trying to collect. Check outt the SOL for your state too.Good Luck..KAren
__________________
As long as you are alive, there's always hope |
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#247
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I have seen several different address for this company; I need to send them a letter of validation but I'm confused as to which address I should use, I was going to use the South Carolina address but I was wondering if I should send a letter to the other address as well?
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#249
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Do you have an incorrect reporting in your credit copy? If this is the case, dispute the item with the CRA and get it fixed.
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#251
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Wes,send them a debt validation letter and tell them this is an out of statute debt.Even though sol runs on civil action and reporting,the debt is still valid to call and collect on.
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Cajunbulldog Keeping an eye out for consumers. http://www.ftc.gov/os/statutes/fdcpa/fdcpact.htm#809 http://www.ftc.gov/os/statutes/fcrajump.shtm http://www.debtconsolidationcare.com.../about216.html Use this letter to protect your rights under the FDCPA myfairdebt.com & myfaircredit.com-Good source of case law in forums. |
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#256
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I have a credit issue that I don't know how to handle.
My name was used on an account and the co-signer handled all the payments. I actually worked for the co-signer..they stopped making payments and did not inform me..now I am getting calls everyday to pay this debt. Meantime it is ruining my credit. If the amount owed is 1800.00, what is the least amount a creditor can settle for? Any advice would be greatly appreciated. Thanks - Desperate |







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