LVNV Funding LLC: What to do if you find them on your credit report

I am the process of buying a house and LVNV showed up on it and I called them and was told they cannot give me any account number or when it was opened and that I owe 2000+ dollars. Then the lady told me that they research for an attorney and he now have the debt, and I said YOU LVNV are on my report and you cannot give me any information she was rude and gave me the number to the attorney, when I called them I was automated to the accounting department that says someone would call back...never did. Called again same thing. I am now sending a letter to this effect to LVNV since they are the ones on the report...or should I send it to the lawyers office that I was given since they never call and LVNV cannot give me any information

Obviously LVNV makes enough dough that they can afford to act like buffoons. Educate yourself on legal collection practices and them nail them to the wall!

Fair Debt Collection Practices Act, 15 USC 1692g, Section 809(b): Validating Debts


When they call - or call again - get the mailing address & send them a letter stating not to contact you in any other format then writing via USPS. As soon as you receive the info (if you ever do), respond & keep track of time frames.
They'll violate fdcpa many times over & you'll have a journal to outline your interactions with them.
Do like subiGirl and find a consumer lawyer who will take your case & go after LVNV.
Perhaps if they start having to shell out $1k to a large number of peeps they'll tow the line.

You are showing on my credit report for what account?

Thanks
Linda Name removed for your safety..Bossy4455

Linda what are you asking. We are a forum to help people get out of debt. This forum does not put anything on a credit report. Who does it show on the credit report? Maybe we can help you get the correct contact information.

Linda- please read the previous posts and you will see who they are, and what they are capable of.They don't play fair-so keep notes and copies of everything!!

I removed your full name for your safety--please change your id to remove it--the internet is a dangerous thing and you don't want everyone to know your name!!

Good luck with them-I am dealing with them too..karen

Thans, Karen. Wasn't sure if they were talking about LVNV or not.

Well, me either I just assumed since they were posting about LVNV they were..Linda, if it's not them, let us know who you are talking about!..karen

Why are the number of posts in like a peachish color in some forums and not in others?

I never noticed that! Shows how much I pay attention

Well i was wondering i just got a citation rom lvn funding that they had purchased an account of mine by citibank they are requesting the payment of $1816.73 dlls but i dont count with that money because im not working for the moment because im helping my brother with his child. I was wondering if you have the number so that i can arrange a settlement.

Thanks
Clam1582

CLAM1582, I wouldn't try to arrange a settlement with them. They bought some alleged "debt" for pennies on the dollar and are trying to shake you down. Instead, send a letter requesting proof of any contractual obligation you might have to them, and how the arrived at the sum they say you owe.

I sent a letter consisting of a Cease and Desist, debt validation, Letter of Intent, and Letter to Collections CERTIFIED MAIL RETURN RECEIPT REQUEST on July 2nd. I had done this at the same time with another company as well. I received a validation back within the 30 days from the other but not LVNV Funding. What do i do now? I have all the copies and receipts. Just need an anwere because i really do not want to hire a professional to fix this when i can do it myself.

Helikewl...LVNV is known for not validating. Send them a second validation request, and check up on your state laws. A couple of states (I think only FL and TX, but may be others) have their own debt collection laws which state that the CA has 30 days to validate or remove from your credit report. If they do not, it is a violation, and they can be sued for damages. In states that do not have these laws, you simply have to keep trying to get validation, and possibly file a complaint with your local AG and the FTC. You have the right to have a claim validated before you pay it, and LVNV thinks they are above this! Truth is, most junk debt buyers cannot validate, as they do not have access to the proper documentation from the original creditor (such as the signed credit card agreement).

Be really careful deaing with these people! They don't validate-or validate fully and will try to hound and beat you into making a pyament or arrangements. They will threaten any and everything!

It's best to send a second request for validation-keep copies of everything, and notes of calls made to you!

Good Luck..karen

Ok I was never served after they filed to sue me. This was Aug. 6th. I'm going to drive to the court house to find our if it was dismissed and if so can I sue them??????? Please advise if anyone can.
Thanks,

Mickey in Texas