LVNV Funding LLC: What to do if you find them on your credit report

Just DV LVNV Funding and that should cover you. Each time they farm it out, that's a fdcpa violation.

to whom it may concern:
My name is Gracie Barnard(formally Pittman). On my credit report it is showing you are owed 217.00. My husband and I are trying to pay off debt to get our credit score up and not sure why or which one of us owe you. My husbands name is Matthew James Barnard and my full or name was Gracie Evelyn Wise Pittman Barnard. The address on the credit report is Houston, TX. Can you help me?
Thank You Gracie Barnard

Mrs. Barnard, we are not LVNV Funding LLC. We are a forum of consumer advocates that help people deal with various issues (this forum is for dealing with collection agencies) if you wish to contact them use their website address lvnv.com that will take you to the site of their parent company which you will be able to get more information on.

I would strongly advise sending them a validation letter (you can find a good template for one via the first link in my signature) also do not pay anything unless you get the agreement in writting first. Also do not disclose personal account information to them, use something like a money order.

Lastly, when you send the debt validation letter to them send it certified mail, return receipt requested.

they are also on my credit report, has 2 different sets of account numbers and does not have any dates on it at all. my condition on the account is derogaory. shows no payment history. i had a sears credit card years ago, but it was paid off.

I would suggest that you dispute it with the credit reporting agencies. Get whatever supporting documents you can to prove that it's been paid in full and use that to get it removed. (You can probably get a PIF letter from sears) Also send LVNV a letter to stop contacting you in any form, you've already paid off the account. If you wish you could send a copy of the PIF letter to LVNV as well.

LVNV Funding showed up on my credit report for $296. I disputed the claim and I was able to have it removed off my credit report.

I noticed on my credit report that there is a compnay called LVNV Funding LLC for $232. The original debt when back to 2004 for 564. I paid the debt after I received a settlement letter in the mail in 2005. I wrote a settlement in full check for 232.88 in July 2005. It seems like they cashed the check but did not honor the settlement in full. What can I do about this? I believe on last year I asked them to delete this from my credit report and they didnot.

Hello, I noticed on my credit report that there is a compnay called LVNV Funding LLC for $232. The original debt when back to 2004 for 564. I paid the debt after I received a settlement letter in the mail in 2005. I wrote a settlement in full check for 232.88 in July 2005. It seems like they cashed the check but did not honor the settlement in full. What can I do about this?

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There are several addresses for this company. I have one that list on my credit report as the following
P. O. Box 10497 Greenville,SC 29603-0584 and the phone number is 1.866.464.1183. After I had noticed this listed on the report I phoned them and was asked if I had a credit card iwth that number and I responed no to the woman on the other end. I was told to send in a dispute to the company;so far nothing has been done about it. The original creditor for this account was named 12 COMPUCREDIT in which I had never heard of this company nor dealt with themat all. As a referrence to all I do keep all the credit cards I have gotten in a safe place so if something just as this was to occur I have something to fall back on and check my records. I do believe that they are just going through people credit reports and pulling names and placing credit that is bogus under your report. Anyway much thanks to David for his insight on the letter to be sent to LVNV I'm hoping this will work out a lot better then what I did at first. AGAIN THANK YOU DAVID. 1/23/2008

see an atty. most of the time debts sued on cannot be proved and or the statute of limitations expired. attys fees and costs are awarded to you per statute.

tony

Well thats stupid advice John. If the debt is already past SOL (Statute of Limitations) sending them even a penny will reset it. Now you just allowed them to legally bring you to court. On the other hand, once you have a delinquent account on your credit report paying it isn't going to boost your credit score UNLESS they agree in writing to either remove the trade line or change to "Paid As Agreed." Anything other than that will do no good, but time will.

If you really find that you want to pay, pay the ORIGINAL CREDITOR. I'm sure they'd be happy to take your money, but i wouldn't hold my breath on having anything cleared up with the Debt Collector, they'll still continue to collect and you'll end up paying twice!

The bottom feeding debt collector purchased the debt for pennies on the dollar. Seriously, these guys will purchase debt for 5 cents on the dollar. Do the math. Why assist in making these guys rich when they never provided you anything!

The best advice: DON'T PAY DEBT COLLECTORS/ATTORNEYS!!!

I never heard of this company and all of a sudden i received a citation from j.p. that i am being sued and them as assignee of providian cc. This case was reported to ftc what providian did to my cc. Is this company have the right to sue me? When they were not my original creditor?

How long is the statute for a company to come after you for payment?

I just received a summons to appear in court from LVNV Funding LLC regarding an old Sears card that has defaulted. Unfortunately I never paid it d/t some economic hardship. But as I read the summons they have it as a "New Acct" in 02/07, the Sears acct defaulted back in 2000. We are now in 2008. What can I do from here? I never heard of LVNV.

Today I recd a summons to appear in court from LVNV funding as assignee of Citifinancial. I have NO CLUE about this. My husband and I were victims of indenity theft in March of this year. We followed protcol in reporting the idenity theft. Please help... this company is suing me for 10,000.00
Please advise what zi can do from now?

Start by skimming through this thread, then have a look at the information in our Identity Theft board. You can also find more information than you'll likely want about LVNV by using the search box, top/right on the page here. OK, having typed all that...

You said you 'followed protocol' on reporting the ID theft. That means different things to different people. What, specifically, did you do?

Is this suit from LVNV a result of that ID theft? Have you had any previous contact from them?