Collection Agencies and Creditors

LVNV funding LLC purchases charged-off a/c from creditors

Message

Author

Posted: Tue Mar 11, 2008 5:40 am Post subject:

They shouldn't, and by law they can't, but that doesn't stop them unless someone takes notice and goes through proper legal channels. File complaints of this FCRA violation to your state Attorney General's office and the Federal Trade Commission. _________________ Regards JCEMT Here is a list of resources for the community Site TOS

JCEMT
Moderator

Joined: 10 Sep 2007
Posts: 2996

Debtcc Points: 27124

Posted: Tue Mar 11, 2008 7:22 am Post subject:

Would it be ok for me to referance this thread in my complaints?

Guest

Debtcc Points: 100

Posted: Tue Mar 11, 2008 7:41 am Post subject:

Guest was me. I would like to be able to show them in one place how common LVNV actions are. But if it's against the boards policy I won't. You all are SO helpful and patient.

scoutll

Joined: 26 Feb 2008
Posts: 27

Debtcc Points: 700

Posted: Tue Mar 11, 2008 8:10 am Post subject:

If you wish, however the complaint is filed on a form that they provide to you. _________________ Regards JCEMT Here is a list of resources for the community Site TOS

JCEMT
Moderator

Joined: 10 Sep 2007
Posts: 2996

Debtcc Points: 27124

Posted: Tue Mar 11, 2008 4:06 pm Post subject:

This company is on my credit report with debt from 2002 but is also claiming a payment from last month (when I have not even dealt with them!) thus resetting my time frame. Any ideas on how I rectify this fradulant claim?

epcot5ea
Guest

Debtcc Points: 100

Posted: Tue Mar 11, 2008 6:04 pm Post subject:

It would be a Fair Credit Reporting Act violation. I would suggest filing a complaint with your state Attorney General's office and the Federal Trade Commission. _________________ Regards JCEMT Here is a list of resources for the community Site TOS

JCEMT
Moderator

Joined: 10 Sep 2007
Posts: 2996

Debtcc Points: 27124

Posted: Wed Mar 12, 2008 9:31 am Post subject: LVNV

Can I telephone them and try to make a settlement for a lesser amount. Or will they hound me once they have my phone number, I'm sure its traceable.

Willow
Guest

Debtcc Points: 100

Posted: Wed Mar 12, 2008 1:55 pm Post subject: not understanding

hi i am requesting my free credit report and i cant get it because of some account i didnt even know i had with this lvnv. it also said i owe to a mortgage company from sept. 2004. wow that is crazy i never owned a house. i was incarcerated in april 2002 until march 2006 any comments would be appreciated.

pyar-p
Guest

Debtcc Points: 100

Posted: Wed Mar 12, 2008 1:58 pm Post subject: need help

hi i am requesting my free credit report and i cant get it because of some account i didnt even know i had with this lvnv. it also said i owe to a mortgage company from sept. 2004. wow that is crazy i never owned a house. i was incarcerated in april 2002 until march 2006 any comments would be appreciated.

mariapyar
Guest

Debtcc Points: 100

Posted: Thu Mar 13, 2008 6:41 am Post subject: with or without judgement

hey if there is no judgement can this legaly put this on your credit

kamia
Guest

Debtcc Points: 100

Posted: Thu Mar 13, 2008 6:42 am Post subject: with or without judgement

hey if there is no judgement can this legaly put this on your credit

kamia
Guest

Debtcc Points: 100

Posted: Sun Mar 16, 2008 5:09 pm Post subject: BUSINESS REVENUE SYSTEMS

DOES ANYONE KNOW THE PHONE NUMBER AND ADDRESS OF A "BUSINESS REVENUE SYSTEMS?" THIS NAME IS ON MY CREDIT REPORT WITH NO CONTACT INFO.. THANKS...

JAY R
Guest

Debtcc Points: 100

Posted: Sun Mar 16, 2008 5:57 pm Post subject:

Business Revenue Systems Incorporated 7532 Hickman Rd Windsor Heights, IA 50322 Phone: (515) 277-1442 I posted this in your other thread, as well. _________________ Wulfisms: my blog The four 'no's of dealing with collectors: No validation? No payment. No way! No kidding!! Tellin' you all the zomby troof Here I'm is, the zomby woof [Frank Zappa, 1988 - R.I.P.]

unclewulf
Moderator

Joined: 27 Nov 2007
Posts: 2455

Debtcc Points: 19576

Posted: Mon Mar 17, 2008 9:02 am Post subject: LVNV Funding is suing me

I just received a letter from a mediation company that states I am being sued by LVNV funding llc. I check with my local district court and they did indeed file a claim against me. I sent several Validation request letters and they have not answered them. If I truely owe the debt I will pay it, but I want proof that I am legally obligated to pay this bottom feeder company. Any advice?

kjosie67
Guest

Debtcc Points: 100

Posted: Mon Mar 17, 2008 9:09 am Post subject:

Request validation in discovery, if they cannot validate it then motion to dismiss with prejudice. Also I would suggest filing a civil complaint of your own for continuing collection activity after validation had been requested. _________________ Regards JCEMT Here is a list of resources for the community Site TOS

JCEMT
Moderator

Joined: 10 Sep 2007
Posts: 2996

Debtcc Points: 27124

Posted: Thu Mar 20, 2008 5:59 pm Post subject: pay off bad debt

i also would like to pay this debt off need phone# and address and pay out amount..would like to talk to someone....please help the loan depends on this info...