My boyfriend got a letter from LVNV in Feb of this year ('09) and I've heard you only have 30 days to get them to verify the debt that you owe to them. What can he do now? Just as a side note, my boyfriend had gone into collections by not paying HSBC after purchasing a motorcycle in 2007, so I know he does in fact owe money. Its just that he has received letters from another company previously (which we haven't heard from lately) claiming to have taken over the account from HSBC. So now LVNV is claiming to have the account. He hasn't checked his credit report just yet to see who shows up, but I assume LVNV will. Should he just try to pay them or is there a way to know for sure that they are the company that will settle this debt? Thanks!
By the way I have looked up the Statue of limitations for California, which is 4 years so I know he's not covered by that.. it's only been 2 years..