LVNV Funding LLC: What to do if you find them on your credit report

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Sub: #657
Replied on 06-17-2009, 01:06 PM
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What state do you live in? When was the last time you paid Sears?

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Sub: #658
Replied on 06-17-2009, 01:12 PM
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North Carolina. I paid them last in 2000 or 2001




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Sub: #659
Replied on 06-17-2009, 01:43 PM
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SOL in NC is 3 years. Has it been 3 years since your last payment to anyone on this account? When was the Date of First Default and is this still reported on your credit reports?

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Sub: #660
Replied on 06-17-2009, 02:34 PM
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Yes i do believe so.

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Sub: #661
Replied on 06-17-2009, 02:34 PM
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Yes i do believe so.




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Sub: #662
Replied on 06-18-2009, 03:03 AM
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Your last payment was more than 3 years ago or it's on your crdit reports? It really sounds like this is out of statute but without all the facts I can't say for certain. Can you provide a timeline?

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Sub: #663 Hello!
Replied on 06-26-2009, 12:03 AM
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It is remarkable, a useful idea

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Sub: #664
Replied on 06-29-2009, 08:32 AM
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have $755.00 deby on credit report. need to know what it is for.

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Sub: #665 lvnv funding is ganishing my check for citibank credit card
Replied on 06-29-2009, 05:26 PM
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lvnv funding is ganishing my check for citibank credit card that was charged off in 2004 what can i do to stop this, and take this information off my credit report



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Sub: #666
Replied on 06-29-2009, 08:08 PM
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In order to take it off your credit report, you have to file a dispute to the credit reporting agencies and state that it is not your debt.
If it *is* your debt, then it will be on the credit report for 7 years.

Inquire with your HR Dept at work as to how the garnishment is taking place (ask for a copy of the court order) and then call the court and file a Motion to Dismiss due to improper venue (you have to prove that they filed with court case without your knowledge because you were served the summons in an improper manner - i.e. you never got it).


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Sub: #667 I like it topic
Replied on 07-03-2009, 06:20 AM
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What entertaining phrase

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Sub: #668 chargeoff
Replied on 07-03-2009, 04:36 PM
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i have a charged off acct from your company. it was turned over to sessoms and rogers p.a in durham n.c. my question is that this group has sent me a letter stating under the new review i have to increase my payments to you from 50 to 100. they said this was due to financial situation. i have without them consulting me have lost my wages by half. i cannot afford what they are asking me to do,but since you took a civil summons against me what then? i can still afford the 50.00 per month not 100. due to the fact my wages have decreased i cannot afford 100. i guess they talked to you guys and sent me the letter.
respectfully yours,
brandon barragan

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Sub: #669 Capital one credit card
Replied on 07-05-2009, 12:11 PM
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looking for a settlement - i can be reached at xxxxNo solicitations-per TOS ..Bossy4455

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Sub: #670 request for hearing
Replied on 07-08-2009, 07:34 PM
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what is this about

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Sub: #671 capital one credit card
Replied on 07-08-2009, 07:40 PM
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i do not have a credit card

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Sub: #672 credit card
Replied on 07-08-2009, 07:47 PM
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i am not working at all

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