dont ever call these debt collectors! dont ever give them private info of yours or anyone elses!!! don't ever send them any money-you are not paying the original credior you are trying to pay someone that has bought the debt for pennies and hopes to basically "trick" you into paying money to them you don't owe them.
hope you didn't give your moms ss#!
you've got to use your head more on this stuff. why would they need your moms #?? the only thing they can do is ruin your moms credit, and put your debt, and they will! on her credit report, etc. and yes they make mistakes all the time at the credit bureau's and will and could actually have your ss# and your debts on her acct. very very hard to remove too.
you need to research this site ALOT more and see what these bottom feeders, debt collectors, are all about. most do illegal things and lvnv is one of the very worst!
you need to research about these people, DEFINITELY find out how to send them a debt validation letter and all the details about that-lots of examples of letters on here for diff uses-within the 30 days of receiving one of their letters, how to mail & get a signature card returned for legal reasons, etc. too much for me to type and more experienced people on here i am sure to help you. but you should do the research yourself and EDUCATE yourself on these things.
get your annual, and most of the time free credit reports from
all 3 bureaus and check out whats on there.
you sound young and maybe out of the states? (cheque instead of check?) but it is never too early to start learning this. this is a unfortunately big business and our government allows it. so you have to be aware or you will end up with possibly judgments/lawsuits, and alot of neg info on your credit report.
good luck