[Bossy4455]

First of all,is it a real summons or something from that attorney?If it is real,it will state that you have so long to reply. Call your court clerk or court house to see if something has been filed,and if so, respond or they automatically get a judgement. I think it probably is just a letter from that attorney. Send them a debt validation letter,certified,return receipt. They must validate your debt.Be sure and keep copies of everything you receive and all correspondence.Good Luck ...Karen

I recieved a letter form a group called northland group they say they bought it from Citibank. I knoe I never held credit with Citibank so I called them and sure enough Citibank hace never heard of me, then i started printing out by credit reports nor citibank nor lvnv show up ever! and the only time norland group show up was to do an inquiry, with out my permission! I am trying to get to the bottom of this

Ok, It's been over 30 days since I sent the letter requesting info on the debt collection. They signed my return recepit letter on Aug 5th, so I'm guessing the 30 days starts that day? As of today I haven't received anything by phone (I requested they stop) or by mail. What's the next step to get this cleared up and off my credit.

Thanks for hand walking me through this pocess.

Cathy

[anthony]

It's good to send a follow up letter again to the CA before contacting the credit bureau. Or else, you can directly dispute the item with the credit bureau. They will check with the company and remove the item after knowing it is being incorrectly put in your file. In case, you might have to show CRA your copies of the validation letter sent to LVNV Funding, keep everything documented.

The phone number that i have for the company is different i have 1-888-665-0374

Should I contact them again? I have received anything. I feel bad I know I owe something, just not the amount they claim. Should I send a follow up letter? and if they don't respond request it taken off my credit...even though I know I owned Sears something way back when.

[Bossy4455]

I sent a follow up letter,but still got no response. If your debt is out of the SOL period,don't pay them. They bought this for pennies on the dollar. If it isn't,send them a follow up letter in regards to your debt validation letter. You have to make sure that they are legally able to be collecting this before you pay. You may pay them x dollars,and someone else come along who really has your debt to collect and want their money too. There is no set time they have to respond. Some people think they have thirty days,this is not true. You have 30 days to respond when you get the letter to dispute. Good Luck...Karen

I have them showing up on mine as well... I had a debt with Sherman LLC and it was settled, but it was back in 99 and now sherman is reporting as of this month and year, what can I do?

My reply to this is that I just got these pieces of shit adding a bill to my credit report saying they bought an old account. The problem is the old account was already paid off. We need laws to p[rotect us from idiots like this.

[Bossy4455]

Check out our new Community White board info.,click on LVNV for more info http://www.yesdebtfree.org/collection-agencies.html ..Karen

I also just got a letter from a collector saying I owe $425+ from 1995, which I do not. and it has been 11 years why get a letter now, Sandiduff You are right something is very weird about this Company. It looks like Fraud to me.

[Bossy4455]

Linniez-Have you sent them a debt validation letter yet? If not,do so,and inform them it is out of the SOL period.Once they receive this,you probably won't hear from them again. Also send a cease and desist letter that all communicaiton be done via mail...Karen

Okk.. I spoke to soon. I had sent the inquire letter to LVNV, but didn't get a response after 30 days, now I just got a letter in the mail from Weltman, Weinberg & Reis Co advising me that this law firm has been retained to collect the oustanding balance due. Also, I'm now starting to get phone calls from weltman, weinberg & Reis. Does the statement on the LVNV letter not to call me apply to this law firm? What should I do now that I have this letter from the law firm?

Is LVNV registered in Texas?

[bluebonnet1232003]

Sorry about the question I asked above about LVNV registered in Texas. I am so flustered about finding out I have a judgment against me by them and I never ever heard about them or knew anything in time to investigate. I did not realize this is not the forum for asking questions but rather replying. Is there anything I can do? I cannot afford an attorney. I learned about this action from a letter from a "friendly attorney" offering his services!

[Bossy4455]

Cathy-send a new dv letter to the law offices,too. Blubonnet- Have you received official court judgement papers with a date to respond? Sometimes lawyers are collectors too. I know,I dealt with one,if it's an official court document,respond in the required time. Have you sent dv letters to them? If not,do so,certified,return receipt. Sometimes ,even if it is legal court papers,they will have a negotiator you can set up payments with. But I would definatley send all of them a dv letter. Good Luck-keep us posted...Karen You can ask questions on any forum!