Collection Agencies and Creditors

LVNV funding LLC purchases charged-off a/c from creditors

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Posted: Wed Aug 23, 2006 6:14 am Post subject: LVNV Funding , LLC

Received a letter from an attorney from Kentucky stating that we are be sued by this company. This company has never contacted us. On the summons there is no account number only a dollar amount. If there was an account why is there no account number and why didnt this company contact us themself. This is a Providian Financial Corp. Then on my credit report there is nothing there to state this company has any right to us. What this company closely.

twkat1960
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Debtcc Points: 100

Posted: Wed Aug 23, 2006 9:32 am Post subject:

First of all,is it a real summons or something from that attorney?If it is real,it will state that you have so long to reply. Call your court clerk or court house to see if something has been filed,and if so, respond or they automatically get a judgement. I think it probably is just a letter from that attorney. Send them a debt validation letter,certified,return receipt. They must validate your debt.Be sure and keep copies of everything you receive and all correspondence.Good Luck ...Karen _________________ As long as you are alive, there's always hope

Bossy4455
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Joined: 27 Feb 2006
Posts: 5470

Debtcc Points: 64269

Posted: Wed Aug 30, 2006 3:28 pm Post subject: I've never heard of them

I recieved a letter form a group called northland group they say they bought it from Citibank. I knoe I never held credit with Citibank so I called them and sure enough Citibank hace never heard of me, then i started printing out by credit reports nor citibank nor lvnv show up ever! and the only time norland group show up was to do an inquiry, with out my permission! I am trying to get to the bottom of this

ajc4650
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Debtcc Points: 100

Posted: Thu Aug 31, 2006 9:39 am Post subject: LVNV FUNDING LLC on sears account

Ok, It's been over 30 days since I sent the letter requesting info on the debt collection. They signed my return recepit letter on Aug 5th, so I'm guessing the 30 days starts that day? As of today I haven't received anything by phone (I requested they stop) or by mail. What's the next step to get this cleared up and off my credit. Thanks for hand walking me through this pocess. Cathy

Cathy Bear
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Debtcc Points: 100

Posted: Thu Aug 31, 2006 4:29 pm Post subject:

It's good to send a follow up letter again to the CA before contacting the credit bureau. Or else, you can directly dispute the item with the credit bureau. They will check with the company and remove the item after knowing it is being incorrectly put in your file. In case, you might have to show CRA your copies of the validation letter sent to LVNV Funding, keep everything documented.

anthony

anthony

Joined: 22 Jun 2006
Posts: 462

Debtcc Points: 8670

Posted: Fri Sep 01, 2006 8:22 am Post subject: PHONE NUMBER

The phone number that i have for the company is different i have 1-888-665-0374

NEKA
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Debtcc Points: 100

Posted: Sat Sep 02, 2006 6:55 pm Post subject: LLV

Should I contact them again? I have received anything. I feel bad I know I owe something, just not the amount they claim. Should I send a follow up letter? and if they don't respond request it taken off my credit...even though I know I owned Sears something way back when.

Cathy Bear
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Debtcc Points: 100

Posted: Sun Sep 03, 2006 8:44 am Post subject:

I sent a follow up letter,but still got no response. If your debt is out of the SOL period,don't pay them. They bought this for pennies on the dollar. If it isn't,send them a follow up letter in regards to your debt validation letter. You have to make sure that they are legally able to be collecting this before you pay. You may pay them x dollars,and someone else come along who really has your debt to collect and want their money too. There is no set time they have to respond. Some people think they have thirty days,this is not true. You have 30 days to respond when you get the letter to dispute. Good Luck...Karen _________________ As long as you are alive, there's always hope

Bossy4455
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Joined: 27 Feb 2006
Posts: 5470

Debtcc Points: 64269

Posted: Tue Sep 12, 2006 5:45 am Post subject: lvnv funding

I have them showing up on mine as well... I had a debt with Sherman LLC and it was settled, but it was back in 99 and now sherman is reporting as of this month and year, what can I do?

jrm23
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Debtcc Points: 100

Posted: Tue Sep 12, 2006 2:59 pm Post subject:

My reply to this is that I just got these pieces of shit adding a bill to my credit report saying they bought an old account. The problem is the old account was already paid off. We need laws to p[rotect us from idiots like this. _________________ Register today to encash debtcc points.

Guest

Debtcc Points: 100

Posted: Tue Sep 12, 2006 3:06 pm Post subject:

Check out our new Community White board info.,click on LVNV for more info http://www.yesdebtfree.org/collection-agencies.html ..Karen _________________ As long as you are alive, there's always hope

Bossy4455
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Posted: Thu Sep 14, 2006 1:38 pm Post subject: Response to Sandiduff Re: LVNV

I also just got a letter from a collector saying I owe $425+ from 1995, which I do not. and it has been 11 years why get a letter now, Sandiduff You are right something is very weird about this Company. It looks like Fraud to me.

Linniez
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Debtcc Points: 100

Posted: Thu Sep 14, 2006 2:36 pm Post subject:

Linniez-Have you sent them a debt validation letter yet? If not,do so,and inform them it is out of the SOL period.Once they receive this,you probably won't hear from them again. Also send a cease and desist letter that all communicaiton be done via mail...Karen _________________ As long as you are alive, there's always hope

Bossy4455
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Joined: 27 Feb 2006
Posts: 5470

Debtcc Points: 64269

Posted: Thu Sep 21, 2006 5:48 pm Post subject: LVNV FUNDING LLC on sears account

Okk.. I spoke to soon. I had sent the inquire letter to LVNV, but didn't get a response after 30 days, now I just got a letter in the mail from Weltman, Weinberg & Reis Co advising me that this law firm has been retained to collect the oustanding balance due. Also, I'm now starting to get phone calls from weltman, weinberg & Reis. Does the statement on the LVNV letter not to call me apply to this law firm? What should I do now that I have this letter from the law firm?

Cathy Bear
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Debtcc Points: 100

Posted: Thu Sep 21, 2006 9:10 pm Post subject: LVNV

Is LVNV registered in Texas?

Mary Ann Gilmore
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Debtcc Points: 100

Posted: Thu Sep 21, 2006 10:38 pm Post subject: LVNV

Sorry about the question I asked above about LVNV registered in Texas. I am so flustered about finding out I have a judgment against me by them and I never ever heard about them or knew anything in time to investigate. I did not realize this is not the forum for asking questions but rather replying. Is there anything I can do? I cannot afford an attorney. I learned about this action from a letter from a "friendly attorney" offering his services!