Collection Agencies and Creditors

LVNV funding LLC purchases charged-off a/c from creditors

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Posted: Fri Sep 22, 2006 9:45 am Post subject:

Cathy-send a new dv letter to the law offices,too. Blubonnet- Have you received official court judgement papers with a date to respond? Sometimes lawyers are collectors too. I know,I dealt with one,if it's an official court document,respond in the required time. Have you sent dv letters to them? If not,do so,certified,return receipt. Sometimes ,even if it is legal court papers,they will have a negotiator you can set up payments with. But I would definatley send all of them a dv letter. Good Luck-keep us posted...Karen You can ask questions on any forum! _________________ As long as you are alive, there's always hope

Bossy4455
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Joined: 27 Feb 2006
Posts: 5470

Debtcc Points: 64269

Posted: Fri Sep 22, 2006 2:19 pm Post subject:

lvnv is a debt buyer that buys debts after the credit card company has written it off due to valid defenses to the debt such as identity theft.

rod
Guest

Debtcc Points: 100

Posted: Sat Sep 23, 2006 7:26 pm Post subject: LVNV

Should I be worried about the law firm? What if LVNV never sent me the info I request in the DV letter after 30 days. At this point should I get a lawyer?

Cathy Bear
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Debtcc Points: 100

Posted: Mon Sep 25, 2006 5:00 pm Post subject:

A lawyer's advice will always be helpful. As the collection agency hasn't validated your debt by now, send a follow up letter requesting for the same info and place a dispute with the credit bureau that is placing the item in your file.

Trenity

Trenity

Joined: 14 Mar 2006
Posts: 510

Debtcc Points: 6278

Posted: Mon Sep 25, 2006 7:02 pm Post subject:

i got teh same co as my debt collector .they have taken me to court on teh 28th of this month at my local magistrate for a judgement..i do plan on goin even though i havent had teh debt validated as i did not know about dv until recently and what it is all about. i alos checked my cr and it has them listed on there as a revolving account and opened in 2004.. my original creditor iss till on my report also listed as chrge off and sold to other lender .. not sure exactly but seems to me that lnv has reaged my account wich i think is not legal to do.. does any1 know if that is correct?

mimi89
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Debtcc Points: 100

Posted: Tue Sep 26, 2006 10:42 am Post subject:

ok 1 more ?.. sorry to b such a pain.i called my magistrate to put in a defense.. i have recently found out that my debt is not out of sol yet.. short by about 9 months..but i never had my debt validated as of yet with this company or teh attourneys reperesenting them.. i am goin to send out a dv letter today.. i know tehy may be able to validate but i wasnt aware ubtil today from talkin ot my local mag office that even if i showed up and they didnt i would still get a default judgement against me since i did not put in that i was gonna defend myself.. did i dothe right thing or am i gonna make them madder by doin this?. i am not some deadbeat trying to get out of this just came upon hard times awhile back and the attourney for thsi co would not work with me in anyway. thnx for any advice in advance

mim89
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Debtcc Points: 100

Posted: Wed Oct 04, 2006 11:34 am Post subject: LVNV

I am in the process of buying a house. A credit report was pulled and I was able to take care of some outstanding bills. Now a couple of weeks before closing, another credit report is pulled and LVNV appears. They have in collection an old telephone bill that was in dispute. I never heard from the company and really forgot that I was disputing the bill. Do I have to pay the bill to get it off my account and hopefully not jeopardise the deal?

Fatimah
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Debtcc Points: 100

Posted: Wed Oct 04, 2006 2:20 pm Post subject:

If you have all your documentaton, tell the loan officer. You know can write a brief explanation of why it isn't paid and if you show your documentation it should not be a problem. Kind of like when you have a 60 day late payment and you go for a mortgage and they ask you to explain why you were late. And you just say it must have been an oversight and they accept that. The lender has to have all their ducks in a row, which is why they ask you to write these silly liite explanations. Why not ask you loan officer?

Guest
Guest

Debtcc Points: 100

Posted: Wed Oct 04, 2006 4:41 pm Post subject:

Is this debt still in the SOL period? I would find that out,also. Sending a dv letter to them is your legal rights under the fdcpa reg. I would do this ASAP. But don't be surprised,I am still waitng for a dv letter from LVNV.Good Luck to you...Karen _________________ As long as you are alive, there's always hope

Bossy4455
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Joined: 27 Feb 2006
Posts: 5470

Debtcc Points: 64269

Posted: Sat Oct 07, 2006 9:00 am Post subject: LVNV/reference S.O.L.

Where can I find about Statute of Limitations?

Waynemith
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Debtcc Points: 100

Posted: Tue Oct 10, 2006 5:24 pm Post subject: LVNV Funding

I am being sued by this company,apperantly they purchased a charge off that was deleted out of my credit in 1994 from Household bank, and now they are claiming that I owe them. I do not even know this company...can any one help? or has anyone had a similar problem?? thatnks

Liz58
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Debtcc Points: 100

Posted: Thu Oct 12, 2006 8:15 am Post subject: WHO IS LVNV FUNFING LLC?

Yes hi, Lvnv funding llc came up on my credit report but no address or phone number to call or write. How do i go about finding out who and why this company came out on my credit report. How can i find out what they are chargeing me for? Thank you, Paloma chavez

PALOMA
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Posted: Sat Oct 14, 2006 5:16 pm Post subject: Credit Card

I am only 10 should I get a credit card

Rachel D
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Debtcc Points: 100

Posted: Mon Oct 16, 2006 10:12 pm Post subject: what is this company

I just recently looked at my credit report and they are reporting 5000 plus dollar debt i have no clue what that is and who they are ?

bspearson
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Debtcc Points: 100

Posted: Thu Oct 26, 2006 9:40 am Post subject: Attempted Scam!

They are a fraud. They put things on your credit report and try to get you to pay a debt you do not owe. Go search the internet for them. The newest one they are using is where they say you owe money for a bill to MCI.

LRT
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Debtcc Points: 100

Posted: Mon Nov 06, 2006 11:02 am Post subject: LVNV Funding

I had an account with them. They are awesome to work with. I owed them a couple of hundred bucks and they gave me a credit card to cover the debt which permitted the old debt to show up paid on my credit report. The new credit card only had the credit line for my amount of debt to a Visa. That gave me the opportunity to pay off the debt and the new credit card payment gave me the opportunity to renew my credit. It is an innovative new program designed o give folks a second chance and keep you from having to come up with one lump sum. I did that and paid off the new credit card. I then balance transferred another debt onto the credit card an ddid the same thing. All the time I was making payments on the new Visa and rebuilding my credit. It worked great. In 4 mnths I went from a FICO of 480 to 600. _________________ Register today to encash debtcc points.