[Htgt123]

I noticed on my credit report that there is a company called LVNV Funding LLC for $3195. The address and phone number are PO Box 10584, Greenville SC 29603-0584 and the phone number listed is 866-464-1183.

When I enter the phone number on the BBB website, it comes up with a Houston, TX address.

Has anyone dealt with this company or do you know anything about them?

Thanks

[david]

Htgt123, LVNV funding is located in Indiana as well as in Texas.

From where did you get the address you posted?

[Htgt123]

I got LVNV's address from my credit report.

[david]

Call the bureau and confirm address of LVNV funding if you are in a fix. Do you owe anything to this company? If so, write a letter about settling this account. The stay of this account in your CR is hurting your credit rating.

[Htgt123]

I know lvnv hurting my credit report. That is why I am asking anyone if they know about this company, because I have not heard of them. I just wanted some insite about the company. They only show up on one credit report.

[david]

If there is no legitimate reason for LVNV Funding LLC to stay in your credit report, then you should place a dispute with them and get the account removed from your file. Here is a letter that you can use to clarify the matter:

YOUR NAME
ADDRESS
CITY, STATE, ZIP CODE

CREDITOR NAME
ADDRESS
CITY, STATE, ZIP CODE

Date:

To Whom It May Concern:

My credit rating was negatively affected by your entry to the <CREDIT BUREAU> that showed a past due status of my account with you. Therefore, I request that you submit a statement to <CREDIT BUREAU> that reflects the actual status of my credit report.

Thank you for your attention to this request.

Sincerely,

Your Name

Be sure that you have sent this letter certified with return receipt requested.

Thank you so much for having LVNV's telephone number. I have never heard of this company until I pulled my credit and the company was on there.

[kchriste]

My Husband had LVNV funding on his report as well and we called them awhile ago.. Come to find out it was a credit card he had through Sears back in 1998

[david]

kchriste, be sure to check the statutes before you make any payment towards the account or sign a promissory note. Check the date of last activity and see if it is within the statutes.

Under no circumstances, you will be forced to pay the debt to LVNV funding if it is past the statutes. However, if the stay of this account is too far from the 7 years mark as per the FCRA, paying it off will be improving your scores.

[kchriste]

Really? oh you know what I just looked at it and I gave wrong info, it was only from 2003. LVNV funding LLC recently sent us a letter stating we can pay $20 a month after we called an inquired about it and they said we are to pay it in full and there are no settlments.

[john]

If it's a legitimate debt, don't roll it further. Consider paying it off at one single time. It will only improve your credit worthiness. You are already trying hard to improve your ratings. Any constructive steps taken will be helpful to your credit worthiness.

[kchriste]

Unfortunately we cannot pay it off at one time. I know that would be better for us to do but we just don't have that money laying around or else I would. That's why I try and do as much as we can to take care of these things.

Does anyone have the address of lvnv so I can send the letter to them

[Htgt123]

The address I have for them is listed at the top of this thread. However, here are the other addresses:

LVNV FUNDING LLC
P.O.Box 3038
Evansville, IN 47730
Telephone: (886) 861-8182
Fax: (812) 428-3523

LVNV Funding, LLC / Resergent
Yahoo Map
9700 Bissonnet, Suite 200
Houston, TX 77036

Resurgent Capital Services LP
LVNV FUNDING )
15 South Main Street Suite 600
Greenville, SC 29601

Jan 28th 06
I JUST got a letter from these people from Henderson NV They do not say what accounts it is in regards to..but it is $5,167.34 Judgement.

I was injured in 02 and could not and still can not pay a couple of bills from prior years..not by choice.
I am on welfare and disability..have no assets..or money to pay..let alone hardly for food!

Living below the poverty level a real nightmare in my life.

I am not well..and can not work etc.

Advise Please

[david]

Elaina, you must visit the office of the local County Clerk and see if there is any legal judgment in your name. Check whether the plaintiff if LVNV Funding LLC.

Normally, in case of a legal judgment, court papers are served 20 days in advance to attend the hearing. Were you served any such court papers? Also, please check the latest copy of your credit report and see if it's shown on there.

Without the legal papers, the judgment won't be considered legal. The company might have framed a letter putting some legal affect in it.

I am very sorry to hear about your situation. You can take some restitution program and see if you can qualify for it.