| Message
| Author
|
 Posted: Thu Jan 05, 2006 11:53 am Post subject: LVNV funding LLC purchases charged-off a/c from creditors |
|
|
I noticed on my credit report that there is a company called LVNV Funding LLC for $3195. The address and phone number are PO Box 10584, Greenville SC 29603-0584 and the phone number listed is 866-464-1183.
When I enter the phone number on the BBB website, it comes up with a Houston, TX address.
Has anyone dealt with this company or do you know anything about them?
Thanks |
|
Htgt123
Joined: 05 Oct 2005
Posts: 165
Debtcc Points: 12271
|
 |
| Posted: Thu Jan 05, 2006 2:46 pm Post subject: |
|
|
Htgt123, this company is located in Indiana as well as in Texas.
From where did you get the address you posted? |
|
david
Debt Samaritan
Joined: 04 Jan 2006
Posts: 1278
Debtcc Points: 30070
|
|
| Posted: Thu Jan 05, 2006 3:13 pm Post subject: |
|
|
| I got the address from my credit report. |
|
Htgt123
Joined: 05 Oct 2005
Posts: 165
Debtcc Points: 12271
|
|
| Posted: Thu Jan 05, 2006 3:17 pm Post subject: |
|
|
| Call the bureau and confirm their address if you are in a fix. Do you owe anything to this company? If so, write a letter about settling this account. The stay of this account in your CR is hurting your credit rating. |
|
david
Debt Samaritan
Joined: 04 Jan 2006
Posts: 1278
Debtcc Points: 30070
|
|
| Posted: Fri Jan 06, 2006 8:43 am Post subject: |
|
|
| I know this is hurting my credit report. That is why I am asking anyone if they know about this company, because I have not heard of them. I just wanted some insite about the company. They only show up on one credit report. |
|
Htgt123
Joined: 05 Oct 2005
Posts: 165
Debtcc Points: 12271
|
|
| Posted: Fri Jan 06, 2006 1:29 pm Post subject: |
|
|
If there is no legitimate reason for LVNV Funding LLC to stay in your credit report, then you should place a dispute with them and get the account removed from your file. Here is a letter that you can use to clarify the matter:
| Quote: | YOUR NAME
ADDRESS
CITY, STATE, ZIP CODE
CREDITOR NAME
ADDRESS
CITY, STATE, ZIP CODE
Date:
To Whom It May Concern:
My credit rating was negatively affected by your entry to the <CREDIT BUREAU> that showed a past due status of my account with you. Therefore, I request that you submit a statement to <CREDIT BUREAU> that reflects the actual status of my credit report.
Thank you for your attention to this request.
Sincerely,
Your Name
|
Be sure that you have sent this letter certified with return receipt requested. |
|
david
Debt Samaritan
Joined: 04 Jan 2006
Posts: 1278
Debtcc Points: 30070
|
|
| Posted: Fri Jan 06, 2006 2:16 pm Post subject: |
|
|
| Thanks. |
|
| | |
Htgt123
Joined: 05 Oct 2005
Posts: 165
Debtcc Points: 12271
|
|
| Posted: Tue Jan 10, 2006 12:34 pm Post subject: LVNV FUNDING |
|
|
Thank you so much for having their telephone number I have never heard of this company until I pulled my credit and the company was on there.
_________________
Register today to encash debtcc points. |
|
Shantel
Guest
Debtcc Points: 100
|
|
| Posted: Tue Jan 24, 2006 5:24 pm Post subject: |
|
|
| My Husband had that company on his report as well and we called them awhile ago.. Come to find out it was a credit card he had through Sears back in 1998 |
|
kchriste
Joined: 24 Jan 2006
Posts: 27
Debtcc Points: 920
|
|
| Posted: Tue Jan 24, 2006 5:34 pm Post subject: |
|
|
kchriste, be sure to check the statutes before you make any payment towards the account or sign a promissory note. Check the date of last activity and see if it is within the statutes.
Under no circumstances, you will be forced to pay the debt if it is past the statutes. However, if the stay of this account is too far from the 7 years mark as per the FCRA, paying it off will be improving your scores. |
|
david
Debt Samaritan
Joined: 04 Jan 2006
Posts: 1278
Debtcc Points: 30070
|
|
| Posted: Tue Jan 24, 2006 6:32 pm Post subject: |
|
|
Really? oh you know what I just looked at it and I gave wrong info, it was only from 2003. They recently sent us a letter stating we can pay $20 a month after we called an inquired about it and they said we are to pay it in full and there are no settlments.
Last edited by kchriste on Tue Jan 24, 2006 6:39 pm |
|
kchriste
Joined: 24 Jan 2006
Posts: 27
Debtcc Points: 920
|
|
| Posted: Tue Jan 24, 2006 6:36 pm Post subject: |
|
|
| If it's a legitimate debt, don't roll it further. Consider paying it off at one single time. It will only improve your credit worthiness. You are already trying hard to improve your ratings. Any constructive steps taken will be helpful to your credit worthiness. |
|
john
Moderator
Joined: 05 Jan 2006
Posts: 1297
Debtcc Points: 26427
|
|
| Posted: Tue Jan 24, 2006 6:41 pm Post subject: |
|
|
| Unfortunately we cannot pay it off at one time. I know that would be better for us to do but we just don't have that money laying around or else I would. That's why I try and do as much as we can to take care of these things. |
|
kchriste
Joined: 24 Jan 2006
Posts: 27
Debtcc Points: 920
|
|
| Posted: Fri Jan 27, 2006 7:10 am Post subject: address |
|
|
Does anyone have the address of lvnv so I can send the letter to them
_________________
Register today to encash debtcc points. |
|
| | |
jp
Guest
Debtcc Points: 100
|
|
| Posted: Fri Jan 27, 2006 8:41 am Post subject: |
|
|
The address I have for them is listed at the top of this thread. However, here are the other addresses:
LVNV FUNDING LLC
P.O.Box 3038
Evansville, IN 47730
Telephone: (886) 861-8182
Fax: (812) 428-3523
LVNV Funding, LLC / Resergent
Yahoo Map
9700 Bissonnet, Suite 200
Houston, TX 77036
Resurgent Capital Services LP
LVNV FUNDING )
15 South Main Street Suite 600
Greenville, SC 29601 |
|
Htgt123
Joined: 05 Oct 2005
Posts: 165
Debtcc Points: 12271
|
|
