I have the same issue as everyone above. My credit report is showing: VISDSNB but i am not aware of this acct. I am going to dispute...The macy's entry i have is accurate..although is does show up twice???

I DID apply for a Macy's card at Christmas time to get the extra 10 or 15 % off my purchase. However, I've never received a bill or the credit card from them. But I see that they're now reporting me as 60 days late, which really bugs me,

Any others who are finding this acct on their credit repoort in the same boat where they applied and used the credit for a purchase but never got the bill?

Is that a stunt by Macy's to bean us for late fees???

[Jessi]

I never had that experience with Macys.

Call their customer support and get that waived. Tell them you did not receive a bill.

You can also make your payment in the stores.

Thanks for all the info, so all I need to do is contact Mary's to get this off my report?

I also just found this on my report. I hadn't opened an account with Macy's but once I got to thinking about it I realized that The Bon Marche is now Macy's. I did find a number (1-866-593-2543) and got the account closed.

I just received my credit report and I have both VISDSNB and MCYGEMB accounts. I thought MCYGEMB is my Macy's card. But I'll find out. I didn't know this happened to so many people.

Just did what "JUSTAHELPER" suggested. Call Macy's customer service at 1-866-282-8697 and cancelled both MACY and VISA accounts in 2 minutes. I just kept pressing "0" and "#" to get to an CSR. Still can't believe that my limit was $3k and $1k, but at least I opened it a while back. Still got more accounts to close and dispute. Good luck to all.

Sure enough, this showed I "opened" an account in 2000, with absolutely no activity on it. I have a Zero Ballance on "my" account since 2000, but it still showed up as my one negative out vs. 33 positives on my credit report! I called Macy's at 513-398-5221 and sure enough they cancelled it, and said they would send a change notice to the credit bureaus but it still gave me the heebie-jeebies because.... since they don't even list the entire Account #, you have to give them details to get "removed" and I HATE that.

I think what Macy's did was VERY bad. I called and reported them to the

Federal Trade Commission:
Consumer Response Center - FCRA
Washington, DC 20580 1 877 382 4357

and then I found their local BBB
Cincinnati BBB
7 West 7th Street, Suite 1600
Cincinnati, OH 45202 - 2023
(513)421-3015
Fax: (513)621-0907
complaint(at)cinbbb.org
www.cinbbb.org

and just registered a complaint there, too. That BBS site was VERY EASY AND GOOD.

Ok so here's the deal: I just got my Credit Report online and saw MCYGExx and VISDSxx on it. I used the number that was given on a previous post to find out what the deal was. Buty they just transferred me to this number: 888-234-5672. They are both from MACY's. One is of you use the card in the store and the other is a VISA for when you are outside the store, on the Same Card.

BTW – if you have a Filenes Card, that will soon show up as MACY's also. It will probably look like another MCYGExx card on your Credit Report.

Yes, Damn Macy's never sends bills then tries to rack up late fees against me. Negatively impacted my credit score by 60 POINTS! Finally got wise to what was going on, cancelled all accounts, received written confirmation that derogatory info was to be removed, AND filed disputes with each individual credit bureau.

i need some assistance. I have two entries on my credit report for VIDSNB acct# 430851743130... and 430851743077... I only had one account. The account is paid in full and closed. Please assist. Thanks.

Please supply an updated telephone number. Thanks.

i too had that

This showed up on my credit report when I ran it and I had absolutely no idea what it was. I was in the same boat as many in the way that I didn't open this account, it was given to me automatically.

The rep I had was nice but seemed a little confused so hopefully it will be closed like she said it was. I'm going to check up on it in awhile and make sure though.

I'm very glad I was able to find this entry since I can now clean up my credit a little with all these accounts I never use. My score is still very good; however, I don't like having credit lines open unless I actively use them.

Thanks to whomever figured out this is a Macy*s-related account. Federated has so many stores, it would be much more convenient if they just had a Federated Store Card, and a Federated Visa or MC!