How to consolidate payday loans and get out of debt

It will be in the best of your interest to contact the payday loan companies and arrange a payment plan with them. Explain your situation to them and offer them a realistic plan. If you stick to it, the company won't harass you.

Do all your correspondences in writing. This way, you will be able to file everything for records. Keep a follow up over the phone.

I have alot of payday loans also. My husband and I was trying to get caught up on bills and our house payment and this just made more problems.

How can I get the info for the T&C company right away?
We need help fast. We are also in default with everyone one of the sharks. One is threatening us with jail and fines. Please HELP!!!

Corina--#1, they can't put you in jail.

Please sign up for this site, and a counselor will be in touch with you shortly. Also, search this site and you will find a LOT of information about PDL's and how to overcome the problems they bring. A lot of us are in your same situation, or have been in your situation.

The threat of jail and fines are becoming common threats among the pdl industry. That is their way of getting to you to immediately, no matter what you have to do without to pay them. There are more important things that need to be paid like you house payment, utilities, and putting food on the table. Like Jessi said, sign up on the site and a counselor will contact you.

I don't believe the PDL industry has any real idea that consumers (such as this site's members)are being enlightened as to their shady practices. I definitely see this site as offering a real public service by discussing the PDL's, their tactics and crooked methods of loaning money. The more people know the better off they will be.

Thanks everyone for the info. I have signed up on the site. So, I will wait for a counselor to call during this week. But will they be able to do my payday loans or have the info for the T&C company everyone is talking about?

Hi Corina

Talk with your counselor regarding payday loan accounts. If there is any help from his side, he will surely help you out. Let us know the result of the discussion.

HI,

I talked to the counselor who called me and they don't do payday loans. Said there is no use because they won't drop the interest and lower the payment.

I seen that some has info on a company called T&C that does payday loans.
Is there anybody that can PLEASE, give me that number to that company. We really need it. WE have to many payday loans.
I would REALLY APPRECIATE it!!

Thanks so much.

Corina, are you registered with this website? How much do you owe to the payday loan companies and which companies are there in your creditors' list? Please share more with us.

Yes, I am registered with this website.

I have about 15 payday loans totaling about $4000-$5000 with all the interest. Some are off the net like Cash Net USA, National Payday, AppleFast Cash, Cash Central, B&L Marketing, and Interim Ltd. And the others are Allied Cash, Quik Cash, Advance America, The Cash Store, and Urgent Money.

We took some out and paid them and then got it back out cause we needed it for our house and bills. As you see, we got ourselves in a pickle. First time doing this and will be the last.

Anyways, is there anyone who can share to me which companies consolidates payday loans, PLEASE!!!

Hi Corina,

You will need to sign in on the forum so I will be able to help you and send you a pm with information.

HI, I am online and signed on now. So if you can pm me the info, that would be great.
Thanks for your help.
Corina

Hi,

I would also like the names of the companies that consolidate payday loans.

I just registered and my registration info said they found Superior debt relief that will be contacting me? But I am really interested in this T&C? Did I get that right??? lol Please advise. Thanks

Hi isaacksd!

Can you tell us a little more about your situation and someone can let you know if they have a similar experience and if T&C has helped them.

It also won't hurt to talk to Superior also...2 opinions is better than none!

Hi! Thanks for the quick reply!! Well.... I have around 13.. maybe 15 payday loans! All within ONE year!! I have always considered myself to be smart.. but this has got to be the dumbest thing I have ever been wrapped up in. All but about 5 of them have gone to collections. I am paying on these 5... somewhere between 5 and 50 a month. This help? Thanks