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consolidate payday loans without turning them to collection

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PostPosted: Thu Oct 12, 2006 8:43 am Subject: Payday Loan Consolidation

I am at my wits end. I live in Missouri. I was given the number to CCC for credit counseling. Is there help for consolidating PDL in my state? Please help!!!
jpeete



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PostPosted: Sat Oct 14, 2006 6:30 am Subject: Payday Loans

Is it possible to consolidate payday loans without your wages being garnished and your employer finding out?
tmharold



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PostPosted: Sat Oct 14, 2006 12:20 pm Subject:

If you are paying towards the debt in time and make yourself present in front of the loan company, there are no genuine reasons for garnishing your wages and notifying your employer. But there are some loan companies around that often do not have good business standards. They might try for anything and make situation tougher for you. It will be clever enough to be aware about the practices of the lenders you are dealing with.
orake

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PostPosted: Mon Oct 30, 2006 6:16 pm Subject: consolidating payday loans chapter 80

i too have these armegeddon rooted loans
i have read through every thread just about, and I have called the organizations referred to by this site and T& C as I found T & C on google.
no one helps consolidate these loans
currently my loans are taken out of my paycheck on a bi weekly basis
currently only the renewal fee is taken out
i have 3 at this time
no more.
who says t & c helps, and who do you talk to?
do they help if the money is being taken out of the check?
is there a way to talk to these people to lift that fee and pay a bit each time?
is there a way to change this?
i am a nervous wreck and feel like the biggest idiot for an educated person.
can someone please help and advise.
if you have a correct contact please help
also, i filled out the form here, and the person i spoke to said they cannot help payday loans....

dancink



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PostPosted: Wed Nov 01, 2006 5:30 am Subject:

Can payday loans be concolidated. I live in Virginia and I need help.
tmharold



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PostPosted: Tue Nov 07, 2006 6:19 am Subject:

Can anyone tell me how you guys are consolidating your payday loans?
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PostPosted: Thu Jan 04, 2007 1:23 am Subject: consolidating payday loans and credit cards

i recently contacted consumer credit counciling of america for help consolidating my bills the attourney assigned to my case is richard a brennan,i went on line and i do not know if this person who came up is legite or not,some positive feed back and alot of negative,i need help finding a legite company who can help me consolidate credit cards along with payday loans,please help me as i do not know what to do or where to turn,i thank you in advance
alfreda robb

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PostPosted: Sat Jan 06, 2007 8:19 am Subject: Pay day loans are killing me

Having a hard time figuring out how to buy gas & groceries due to payday loans. Please send me the information of any agency that helped!
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PostPosted: Mon Jan 08, 2007 2:56 pm Subject: payday loan help needed

I would like to consolidate my 3 payday loans...can someone tell me the name of the company that can do that. Thanks
skincare4you



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PostPosted: Mon Jan 08, 2007 2:59 pm Subject:

Check your pm, I'm sending you one right now.
WHEREAMI




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PostPosted: Tue Jan 23, 2007 3:25 pm Subject: payday loans

Does anyone know about langhorne debt solutions? i wrote the bbb and i am waiting on a response
ovhworker37



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PostPosted: Mon Jan 29, 2007 1:33 pm Subject: Payday loan consolidation

I to am wondering what companines help to consolidate payday loans. I have tried to consolidate them before with a debt consolidation company but they refused to work with the payday lenders. If anyone could help I would really appreciate it!
ga90442002



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PostPosted: Mon Jan 29, 2007 1:41 pm Subject:

ga90442002,
Since you have registered with the site a counselor will be contacting you to discuss your situation. Unfortuantly there are some compains who don't work with payday loans.
Why don't you tell us a little bit more about your situation. What type of loans are you dealing with...store front or online lenders? Also what state are you in? You can check out this website (paydayloaninfo.org) to make sure they are following the rules of your state.

_________________
ILLINOIS LICENSE SEARCH / CONSUMER CREDIT / GUIDE TO PAYDAY LOANS
http://www.idfpr.com/dfi/ccd/ccd_licensees.asp

ILLINOIS PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=IL

WISCONSIN PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=WI

WISCONSIN LICENSE SEARCH
http://www.wdfi.org/fi/lfs/licensee%5Flists/
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PostPosted: Thu Feb 01, 2007 3:35 pm Subject: Payday Loan Consolidation

Hi,

I am looking to consolidate a number of payday loans. Can someone please advise what companies can provide this service. Thank you.

geraldbanks23



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PostPosted: Fri Feb 16, 2007 10:21 pm Subject:

I am at wit's end with my pay day loans. I have 6 out myself and my husband has 4. We are having trouble making our normal bills just in readvance fees. We originally got them out to pay for car repairs which were worthless because the car became unfixable so I had to buy a new one (two advances were taken out for the downpayment). Then, last year, my husband was out of work for almost three months, so we had to cover our expenses somehow. My job doesn't pay enough to cover everything. In total, the amount we have out is around $4000 in advances, not counting the fees. We would love to consolidate these or have a plan to pay them back without having close to $1100 a month just in readvance fees. I hear a lot on this board about "T&C". Could someone send me the info on how to get in touch with them?
KChesneyFaninVA



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PostPosted: Sat Feb 17, 2007 5:02 am Subject: loans

deborah_l_yates, you need to send them a revocation of wage assignment letter, if the wage assignment in your agreement was voluntary, which most are, you can voluntarily revoke it. I did this to a company, made them mad but they had to honor it. At least you don't have to worry about them touching your pay check. what state do you live in? and what companies do you have the loans with?
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