How to consolidate payday loans and get out of debt

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Send message to jpeete
Sub: #113 Payday Loan Consolidation
Replied on 10-12-2006, 07:43 AM

I am at my wits end. I live in Missouri. I was given the number to CCC for credit counseling. Is there help for consolidating PDL in my state? Please help!!!

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Send message to tmharold
Sub: #114 Payday Loans
Replied on 10-14-2006, 05:30 AM

Is it possible to consolidate payday loans without your wages being garnished and your employer finding out?

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Send message to orake
Sub: #115
Replied on 10-14-2006, 11:20 AM

If you are paying towards the debt in time and make yourself present in front of the loan company, there are no genuine reasons for garnishing your wages and notifying your employer. But there are some loan companies around that often do not have good business standards. They might try for anything and make situation tougher for you. It will be clever enough to be aware about the practices of the lenders you are dealing with.

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Send message to dancink
Sub: #116 consolidating payday loans chapter 80
Replied on 10-30-2006, 04:16 PM

i too have these armegeddon rooted loans
i have read through every thread just about, and I have called the organizations referred to by this site and T& C as I found T & C on google.
no one helps consolidate these loans
currently my loans are taken out of my paycheck on a bi weekly basis
currently only the renewal fee is taken out
i have 3 at this time
no more.
who says t & c helps, and who do you talk to?
do they help if the money is being taken out of the check?
is there a way to talk to these people to lift that fee and pay a bit each time?
is there a way to change this?
i am a nervous wreck and feel like the biggest idiot for an educated person.
can someone please help and advise.
if you have a correct contact please help
also, i filled out the form here, and the person i spoke to said they cannot help payday loans....

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Send message to tmharold
Sub: #117
Replied on 11-01-2006, 03:30 AM

Can payday loans be concolidated. I live in Virginia and I need help.

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Sub: #118
Replied on 11-07-2006, 04:19 AM

Can anyone tell me how you guys are consolidating your payday loans?

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Send message to arobb315
Sub: #119 consolidating payday loans and credit cards
Replied on 01-03-2007, 11:23 PM

i recently contacted consumer credit counciling of america for help consolidating my bills the attourney assigned to my case is richard a brennan,i went on line and i do not know if this person who came up is legite or not,some positive feed back and alot of negative,i need help finding a legite company who can help me consolidate credit cards along with payday loans,please help me as i do not know what to do or where to turn,i thank you in advance
alfreda robb

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Sub: #120 Pay day loans are killing me
Replied on 01-06-2007, 06:19 AM

Having a hard time figuring out how to buy gas & groceries due to payday loans. Please send me the information of any agency that helped!

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Send message to skincare4you
Sub: #121 payday loan help needed
Replied on 01-08-2007, 12:56 PM

I would like to consolidate my 3 payday loans...can someone tell me the name of the company that can do that. Thanks

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Send message to WHEREAMI?
Sub: #122
Replied on 01-08-2007, 12:59 PM

Check your pm, I'm sending you one right now.

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Send message to ovhworker37
Sub: #123 payday loans
Replied on 01-23-2007, 01:25 PM

Does anyone know about langhorne debt solutions? i wrote the bbb and i am waiting on a response

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Send message to ga90442002
Sub: #124 Payday loan consolidation
Replied on 01-29-2007, 11:33 AM

I to am wondering what companines help to consolidate payday loans. I have tried to consolidate them before with a debt consolidation company but they refused to work with the payday lenders. If anyone could help I would really appreciate it!


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Send message to PinkLady
Sub: #125
Replied on 01-29-2007, 11:41 AM

ga90442002,
Since you have registered with the site a counselor will be contacting you to discuss your situation. Unfortuantly there are some compains who don't work with payday loans.
Why don't you tell us a little bit more about your situation. What type of loans are you dealing with...store front or online lenders? Also what state are you in? You can check out this website (paydayloaninfo.org) to make sure they are following the rules of your state.

__________________
ILLINOIS LICENSE SEARCH / CONSUMER CREDIT / GUIDE TO PAYDAY LOANS
http://www.idfpr.com/dfi/ccd/ccd_licensees.asp

ILLINOIS PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=IL

WISCONSIN PAYDAY LOAN LAWS
http://www.paydayloaninfo.org/state_detail.cfm?id=WI

WISCONSIN LICENSE SEARCH
http://www.wdfi.org/fi/lfs/licensee%5Flists/

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Send message to geraldbanks23
Sub: #126 Payday Loan Consolidation
Replied on 02-01-2007, 01:35 PM

Hi,

I am looking to consolidate a number of payday loans. Can someone please advise what companies can provide this service. Thank you.

Sub: #127
Replied on 02-16-2007, 08:21 PM

I am at wit's end with my pay day loans. I have 6 out myself and my husband has 4. We are having trouble making our normal bills just in readvance fees. We originally got them out to pay for car repairs which were worthless because the car became unfixable so I had to buy a new one (two advances were taken out for the downpayment). Then, last year, my husband was out of work for almost three months, so we had to cover our expenses somehow. My job doesn't pay enough to cover everything. In total, the amount we have out is around $4000 in advances, not counting the fees. We would love to consolidate these or have a plan to pay them back without having close to $1100 a month just in readvance fees. I hear a lot on this board about "T&C". Could someone send me the info on how to get in touch with them?



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Send message to fedupinpa
Sub: #128 loans
Replied on 02-17-2007, 03:02 AM

deborah_l_yates, you need to send them a revocation of wage assignment letter, if the wage assignment in your agreement was voluntary, which most are, you can voluntarily revoke it. I did this to a company, made them mad but they had to honor it. At least you don't have to worry about them touching your pay check. what state do you live in? and what companies do you have the loans with?


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