Midland Credit Management - Has anyone been ripped off?

debtfree0 · Sub: #**161** Replied on 12-07-2009, 10:13 AM

been calling me for years, i just ignore them, never answer the phone when # shows up on caller id. i dont owe anybody anything

laffinknight · Sub: #**162** **Mcm** Replied on 12-08-2009, 03:30 PM

I was to send 3 payments to MCM the first payment by check and the other 2 by billpay or whatever.I sent the check 21 day later MCM took money out of my checking account without my premission.I didn't realize this until I checked my accounts after I had a over draft of 246.62..I was pissed off.I called MCM about the matter they hung the phone up on me TWICE. I then took the matter to my bank .I'm still waitting.

Glen Fawcett

Yoko · Sub: #**163** Replied on 12-12-2009, 08:19 AM

This organization finds you through relatives and threatens them by saying if you do not give his/her address they will sent someone out to kill you. Cuss you out etc

Shazzers · Sub: #**164** Replied on 12-12-2009, 10:14 AM

Quote:

Originally Posted by Anonymous

This organization finds you through relatives and threatens them by saying if you do not give his/her address they will sent someone out to kill you. Cuss you out etc

File complaints with the FTC, BBB and your AG.

Scott/Capital One · Sub: #**165** Replied on 12-12-2009, 01:57 PM

Is MCM,Inc. a scam or what. I got a letter from them saying I owe $1800 on a Capital One credit card account. I never had a Capital One credit card. This supposedly $1800 is not on my credit report. Any info. will be helpful. Thanks

unknown in the south · Sub: #**166** Replied on 12-15-2009, 02:47 PM

Midlands tactic is to shame, humiliate and harrass. The know they have th wrong address, they know the have family members phone numbers, they don't give a $&*(.
They hide behind the skirt of the legal system and destroy good peoples lives. We're changing phone numbers tomarrow, until I can AFFORD to file BK.

Greg g · Sub: #**167** Replied on 12-16-2009, 05:13 PM

Call an attorney. I had midland sue me for a charged off citi platinum visa. The sherrif dropped off the notice. I called an attorney. He went to court, the courts gave midland i think it was 90 days to come up with the proof of the charges. Which could not be done. It was run through so many agencies they could not provide the required info. Therefore I won the case. I don't have to pay back citi bank, and they have to fix my credit score. My advice...call an attorney.

cbus · Sub: #**168** Replied on 12-22-2009, 03:03 PM

These guys are cowards. They called me about my sister today and I asked them who they were, which is how I got the MCM. The man on the phone had a thick accent and when I asked him what he wanted with my sister, he said that was between MCM and her. So I said why don't you call my sister instead of me? He hung up on me - I found their number on the internet & called them a few minutes ago and told them I was going to call the Ohio State Attorney General on them if they called me again. Lets see if they do. Oh by the way, the guy went from talking English like me to talking in the thick accent as soon as I started in on him (?).

Kinyana Garner · Sub: #**169** Replied on 01-10-2010, 01:43 PM

is there a way that I could mail in an arragement.

Unregistered · Sub: #**170** Replied on 01-14-2010, 08:32 AM

Quote:

Originally Posted by Anonymous

This company, MCM, has been calling - no letters - and harrassing us for several months, sometimes as early as 8am, always asking to speak to (our son). The caller, a "Nathan J*nes" (who is NOT a native English speaker) was rude and/or hung up when I asked for more information. Finally, today I asked his name, his phone number (called ID is "unavailable") and to speak to his supervisor. Our son is under the age of 21 and Mr. J*nes vehemently demanded I prove it. I asked repeatedly to speak to his supervisor to which he insisted I did not need to do so.....eventually a man by the name of "John Smith" (also not a native English speaker but at least pleasant) identified himself as a supervisor.
Come to find out, they wanted our son's biological father, a man who has *never* been at this address or phone number and whom we have not seen in fifteen years. I reiterated that if J*nes had been less rude and more professional, this matter would've been cleared months ago. Allegedly our number will be removed from their records, but in the light of so much harassment and aggravation, I believe I shall start writing letters concerning this company's unprofessionalism.
Sounds as if our son needs to check his fledgling credit report (which should be perfect!) and make sure these idiots haven't 'mistakenly' tainted it with their short-sighted zeal.

"Nate Jones" called here at 8am awhile back and my husband answered. When my husband asked him to repeat his name, Mr. Jones said, and I quote "are you f*cking retarded?"

This is not a company that I consider reputable in the least.

Unregistered · Sub: #**171** Replied on 01-20-2010, 05:29 AM

This "company" is a joke. That's why I refuse to pay them now the statue of limitations is up and they can't do anything about it! I tried to settle with them several times and they wouldnt except. Now they can eat crow.
They also try to collect zombie debt which is illegal!

OhioGal1 · Sub: #**172** Replied on 01-20-2010, 05:54 AM

You may want to check your dates on that SOL. If you tried to make payment arrangements with them, that could've restarted the clock.

Frank Mitchell · Sub: #**173** **overpayment** Replied on 01-28-2010, 08:46 AM

This company has tried several times to have me pay for a credit card account again that I paid off to another.collection agency way back in june of 2009 and I have let them know I have documemtation that this acccount have been paid off.Tried to get in coantact with the account representative but always get the round around of no contact and recording and no return phone call to discuss the matter??????

help please · Sub: #**174** **MCM Help Please** Replied on 02-03-2010, 01:11 PM

I had a credit card account that was sold to MCM. MCM never called me or sent me any letters. I received a letter in the mail from a collection company which stated the original creditor and amount owed plus $300 in collection fees. This second company informed me that MCM is who sent them the account. When I explained I could not pay what they asked, no further communication came from this company. I recently pulled my credit bureau report and found MCM as an open and active collection account. I called them the rep gave me a number to call and said they are handling the account. I called this company to see what we could do to resolve the debt. The rep said they would do a settlement, however they would not send it in writing or send a statement stating my balance owed until they had a post dated check in their office. I told them No I do not post date checks or give 3rd party collections my checking information, she put me on hold got her mgr who told me that if I didn't do it their way then I would have to pay the balance in full. This company has never sent me any letters I have no record of their address to conform they are legitimate. However, MCM continues to update my credit report but refuses to speak directly with me. Have any suggestions on how to handle this?

Unregistered · Sub: #**175** **Mr. Jones** Replied on 02-06-2010, 10:00 AM

Quote:

Originally Posted by Anonymous

"Nate Jones" called here at 8am awhile back and my husband answered. When my husband asked him to repeat his name, Mr. Jones said, and I quote "are you f*cking retarded?"
This is not a company that I consider reputable in the least.

Maybe this "Mr. Jones" was Rahm Emanuel instead, sounds like him...

Unregistered · Sub: #**176** **midline credit mang.** Replied on 02-08-2010, 01:50 PM

yeah these people harass you alot even after doing a settlement offer they are rude and can't understand some of them at all a number they gave me was 1800 265 88 25

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