Midland Credit Management - Has anyone been ripped off?

its very odd to me that Midland credit treats you guys so badly, i do debt settlement and they are pretty cool to deal with in my eyes.

I Just received a summons to appear next month in court (Denver). They have a local lawyer listed as their attny and state that I failed to pay on a debt dated Nov. 1005. I know nothing of this and do not have any outstanding credit balances - nor have for years...

'Jess' from MCM has been repeatedly calling my father-in-law asking for me. I wasn't aware of this until yesterday. Finally, my father-in-law called my husband and pleaded with him to call MCM and tell them to stop calling him. He has told Jess to stop harassing him, daily, to no avail.
My husband called Jess/Jeff (thick Indian accent, of course). I was nearby and he put the call on speaker. The call was disturbing for me because, even though my husband just wanted to tell him to stop harassing his father, Jess gave him my social security number and ask him to verify it. Annoyed my husband said, "I don't know her social security number." Jess then said "You are her husband, right?" He then tried to discuss the account, which is already in the process of being handled by a legit lawyer.
So, from what I hear with my own ears, anyone can call MCM and just say "Yeah, I'm his/her (spouse)" And all is OK to discuss. Information that is not even correct.
In the end Jess hung up on my husband because he was not willing to pay a one time "morally responsible" payment to MCM over the phone.

The above post is correct. Anyone can call MGM and discuss someone else's debt. As I mentioned earlier, I spoke with them about my fiancee's debt. The thing is, while we are really engaged, I'm pretty sure that's not actually worth anything, legally. I'm just someone who opened her mail. Again, granted, we share a home and I had permission to open her mail, as she does mine, but MGM doesn't know that. They can't. To them, I'm just someone who opened her mail. The only piece of information they asked me to verify was her address, which I could just as easily have read right off their letter, had it not been my own. All in all, pretty shady on their part.

When I called Chase, on the other hand, to inquire further about the origin of this debt, being the professional organization that they are, Chase refused to tell me even the slightest detail about the original account. And, in retrospect, as well they should have.

midland keeps calling my phone number and I have told them they have the wrong # and to take my # off their call list they still keep calling and when i tell them they have the wrong # they want my personal info or they hang up. How do I get them to quite calling my number

Why should anyone have to pay any debt off? If a mistake were made, then live with it. Keep your money in your pocket. After seven-and-a-half years, start over.

how do i file a suit against this company? I had asked them to send me information on a company that doesnt even legally exist, mailed the letter as i was supposed to , explained in the letter that they have never bothered me til now yet they have never complied to my request.

Midland has been calling my residence asking for someone that I was in a relationship with 6 years ago. I have moved twice and had 2 different phone numbers in different parts of the state. I was never a co-signer, never married & have had no general financial connections to this individual. I've tried reason, yelling vulgar obscenities and blowing an air horn into the phone. They call early (before 8 a.m.) on the weekends. They are driving me crazy. Each & every time I tell them I do not know the person they are calling for. How the hell do I shake these ghouls? I pay my bills & really am sick of them.

hey everyone... i have had a quite a few accounts come from midland... all originating from verizon. i have to say, i've never had a problem with them... they call i don't answer unless i have the money for a payment. but last month, after receiving my tax return, i called them and settled 2 of my 3 accounts and when my credit report was updated the begining of this month, they were marked paid and my credit score acutally raised 14 points, just by paying off midland. so from my expierence, yes they are annoying (but aren't all debt collectors) but reputible.

I received a collection letter from Midland Credit Mgt. listing the original creditor as Bank of America. I have never had any type of account with BOA.

When I called Midland to see what it was about, the representative asked for my Social Security Number and I refused to give it to her. She then either hung up on me r or we got disconnected. That's when I decided to check their reputation and/or legitimacy.

Thank you for the suggestion about sending them a debt validation letter. I will do that today. What is my next step if this is a fraudulent account someone set up using my information?

Yeah these people use old consumers accounts info and that has been paid off already and they reroute a settlement letter asking you to pay it off with like 90% off the original bill but its a ripoff cause they take advantage of people's info and use it for their selfish gain and I think these people should investigated and prosecuted.....CROOKS! =(

Yeah these people use old consumers accounts info and that has been paid off already and they reroute a settlement letter asking you to pay it off with like 90% off the original bill but its a ripoff cause they take advantage of people's info and use it for their selfish gain and I think these people should be investigated and prosecuted.....CROOKS! =(

they called me demanding pmt on a bill that is past statuts and that ws settled 7 yrs ago why are they callen me and demanding pmt i ask for cerdentials and they refused to pervide any of them they would not give me tax id or there sec of state id they didnt even have the name rite on there act dont know if they had the rite ppl or not we know of target but dont know if we still are sayd to owe this bill or not they would not send me an invoice

bull shit guy it takes 6 mts to get off ur credit and most ca dont report to collection ag any way

you are from midland, obviously. Give it up midland, nobody cares about people calling who are ruthless thugs and liars.(from other countries who cant speak English and think they don't have to go by American law) These guys are some of the most underhanded people Ive ever had the displeasure of having contact me. What an UN-professional company, if they can even call themselves that legally.

This debt was done with and now they are coming back at me for money and taking it out of my wages! This is really messing with my credit and it is an debt that was taken care of log ago. I did try to talk to these people and I may as well be talking to the wall. I feel this whole thing is a huge rip off because they are failing and grabbing money from where ever they can- even illegally. What can I do?