Midland Credit Management - Has anyone been ripped off?

I want to file a lawsuit against MCM. How do I do this? They garnished my wages for an account that was paid off in 2006. PLEASE HELP ME!!

What is the number to contact midland funding LLC. ?
Thank you

(704) 837-0421

Try this link: http://www.privacyrights.org/Letters/debt6.htm



Date

Your Name
Mailing Address
Your City, State, Zip

Re: Notice to Cease Contact Regarding Debt for ______________________

Name of Collection Agency
Mailing Address
City, State, Zip

I am notifying you in writing that your agency has contacted me regarding a debt for [name of person who collector is contacting you about]. No one by that name lives at my address or phone number.

Therefore, I am requesting that you cease all communication to my phone number regarding this person's debt. If you persist in believing that [name of person] is somehow connected with my address and/or phone number, please provide proof of your claim.

You should direct all future correspondence in writing as outlined in the Fair Debt Collection Practices Act (FDCPA) and to cease all communication with me by telephone.

Lastly, I would like to receive confirmation in writing that you have received this letter and will no longer be contacting me about this other person's debt, or I will be forced to seek further legal action.

I look forward to your acknowledgement that you have received this notice by [date that is two weeks from date of letter].


Sincerely,

_______________
(Signature)


Your Name

Midland crdeit managment is trying to take all my money to collect from my girlfriend this is not fair what should i do? 1-417-326-4248 Joshua Lindsey

midland has an account rec. company at 248 554-0787 and they are very nice and helpful

I am going to burst this bubble, MCM is a Company of Fraud.... I do not think that all of us do not pay our bills, yes some people do have life difficulties and bill come last, tho with this company that is not the case. These people have decided to do work for the Devil himself, I pray that if one person reading this thread will come to know the truth! Do not give these people any money whatsoever!!! Call your orginal Credit Card company or call each Bureau and report them! Otherwise follow the advise throughout the questions.... I am in the process so I will keep you all updated!!! God Bless! Jesus loves you!

these dirtbags refused to validate..sued me..coulndt prove in court,case was dismissed and they are STILL reporting to all 3 bureaus!!and the bureaus refuse to remove .....tired of this!!!!!!!!

Do they have a FAX number to fax the "Debt Validation" request?

ccasions that they validate the debt. Again..wait about 30 days. Make sure that all letters are dated the day you send them in the mail and keep copies of them. Once you get the Return Receipt back from the post office and have waited the last 30 days. (90 days from start) now it is time to talk to the credit bureaus. Send a letter via CMRRR to the credit bureau that shows a derogatory comment and request that the bureau remove the debt from your account that you have contacted Midland Credit Management on three separate occasions with no response. Enclose all copies of all three letters and also a copy of the Return Receipt. Within 30 days you should have a response back from the credit bureau that you notified that the debt has been removed from your account. Midland will never answer any of your letters. Do not call them, only write to them.[/QUOTE]

If they get a judgment against you, start paying a certain amount per month(check with a business lawyer to see what else is needed to prevent execution of judgment) so they aren't able to garnish or freeze accounts.

In my work at my last DS company, I did notice MCM filing a noticeable amount of lawsuits.

Send a Cease and Desist, fax it into them(getting a collector's fax number can be tricky, you have to make them think it is information they want, personal budget, etc..) That will get calls to stop.

If they file suit, you need to talk to an experienced professional in the industry or a lawyer to determine the best way to move forward. There are strategies for dealing with this, so don't feel hopeless about it.

MCM is a criminal predator. They call 4-8 times per day with an unavailable number, are very rude, and make high accolades in "The Ripoff Report". Soon, there will be a website designed to, "Harass the harassers". I suggest we all pick up the phone, and call them all day every day, for no apperent reason other than to make them pay the 800 charge over and over again, and to distract the callers from calling anyone else. Give them a taste of their own medicine. See how they like it.

MCM's real number: 800-282-2644, call all day every day. Play a good game of time monopoly with them. It's fun!

I was given this number today: 1-800-577-4133. Hope this works for you and you let us know the outcome.

nothing like self promotion

FUCK YOU TOAD!!! I would love to take a fucking ball bat to your lying ass for harassing my mother. Next time one of you fucking lying ass vultures calls, just let me know where to find you, I will do the rest...