Midland Credit Management - Has anyone been ripped off?

Got a call from Harjeed Sings from New Delhi India. He said that his company (MCM) had been contracted by Chase NA to collect a debt. Since the number came up as "call", I asked for his callback number. The number that he gave was 800-265-8825. However the number that I received from them in the mail was 888 327-7774. I asked for him to send me a letter in the mail with his name, address, supervisors name, CEO's name and business ID number. I will be waiting in the mail for all of this indo so that I can file a claim with the FTC for violations of the FDCPA. These people are not authorized to put my number on "speed" dial and call several times for this "alleged" debt. They have several addresses that they work with but the calls I got came from India? Something does not smell right!

I had the honor of dealing with MCM's "customer service" today. We settled our day 3 weeks ago for an 8 year old debt my ex wife ran up on a phone bill, not my fault but hurt my credit so I payed. They never provided a receipt, stopped answering my calls, sent me to voicemail even when I could hear my account manager was in the same room as the person I was talking to, were extremely abrasive and verbally abusive.... and to top it off they tried to charge my debit card without asking. Luckily the bank caught the fraudulent charge in time, but when I called once again to see what the heck was going on they yelled at us, actually YELLED at us... very strange. We have a police report in now and a lawyer working on a case against them.

This company has a lot of nerves harassing people on the phone about a old ass debt..they called me about an MCI cell bill, I dont know nothing about that was owed from 1997... oh my are they serious!!! I asked them to send it in the mail i wasnt paying nothing on no phone plus i dont even remember having MCI and I told them that I have been a victim of Identity theft and I have already disputed all items on my credit report that arent mine and there was no MCI bill. The man called me a LIAR...can you firgure that from professionals.. They are very rude him and his manager What to do I want them to stop calling my phone.

MIDLAND MORONS took my payment out of THE WRONG ACCOUNT, not once mind you, TWICE!!!! THAT'S DOUBLE THE PAYMENT I'M IN THE HOLE.
Yeah, I tried to work with MIDLAND with my debt becuase I LOST MY JOB. So not everyone has the same issues, like, not paying a cell phone bill becuase I was young and naive.
MIDLAND screwed up while I was trying to be responsible. PERIOD.
For payments, send a registered check or money order. DO NOT pay over the phone with your own personal account number, credit card, etc... They have it on file. If they screw up, then unfortunately you get screwed also.
What should I do? Please and thank you.

Yes I agree that everyone should pay there bills, but when these people call telling you that you owe money on a credit card that has been paid every month on time and paying more than the minimum amount, and also giving false information something is totally wrong. This company is a fraud and if I found out that they have been screwing with my credit then they will be the ones served with a summons to appear in court!

Sounds like the person telling people to "grow up" and "this is just your debt catching up to you" is an employee of Midland... I was contacted about a debt I have never incurred with a company I've never had dealings with... In order to have posted here you had to have searched for the company name and wanted more info...

Midland Credit Management is a legitimate organisation. And if you wanna get ur credit scores up then pay them for ur debts.

What kind of fools get on here and try to say they are legit? For crying out loud, they can't even show respect by using lower case letters! And then they expect us to believe they don't harass people. I tried to be reasonable with them, via phone and letter, but NO GO on that. Then they tried suing me, but my attorney got them to drop their case before a court date could be set. Haven't heard word one on that supposed debt. Moral of this message, Fight back against Midland and don't let them bully you. The more they have to work the less they likely they will pursue the matter. Don't get panicky or afraid of their threats!!!

I recieved a bill in the mail today. no previous letter no nothing. It says I owe them $866.34 and I KNOW for a fact that I don't owe NOBODY anything! It says the original creditor was GE money bank. I've NEVER done business with them ever. The only credit card that I have is through my personal bank. I am only 22 years old and have only had my ONE credit card for a year. I always pay my bills in full trying to get my credit up so i can actually survive and buy a car. This is BULLSHIT! and I don't know what to do...I don't have time for this. I'm trying to get my life on track. Could this be identity theft? if so what the hell do i do to fix it?

OK,
Here is my story MCM has posted negative info on wife's credit report. they used her SS number but a guy's name which is close to my wife's name but not the same for a tmobile cell phone account. I called and got a guy who admitted he was in India and explained it to him and he said he would transfer me to the complaint department after being on hold for 30 mins I hung up and called back and got another guy in India and he said he can do nothing as he is not in the USA. What can I do now? I disputed on credit report and supposedly MCM validated debt with them. But, I understand they use eOscar to validate and don't even actually have to show proof to bureau. What can I do now we are trying to get a mortgage and this is stopping it.