888-587-0752 - Has anyone dealt with this law office?

Just recieved a letter from this firm wanting to settle for 360.00 on an account of the bank that I currently use. Any suggestions or concerns about this would greately be appreicated.

is this company for real.... just received a letter in the mail wanting to settle on an account from the bank that I am currently using... any suggestion on what to do.

r u saying i should not send these people money to clear up this acct

The main problem here is this. Too many people respond to 800 series numbers when they don't have to My answering machine wlcome message is as follows,"If you are calling from an 800 series number you will be ignored, otherwise leave your name, main phone number and a message stating your business, thanks". Screen your calls and do not take calls from people you don't know. As for Mitchell N. Kay ( 888-587-0752) DO NOT SPEAK TO THESE CROOKS. Instead Write a letter to your Atty. General, the NY State AG attn Andrew Cuomo and the Federal Trade Commision, attn: William Blumenthal, General Counsel. Do not send any money to these people or have any conversations with them. If they write to you, shred their mail w/o opening it. They are nothing but a bunch of crooks trying to collect from debts already written off or paid. Check out this information:

Lawsuits Filed Against Them in Federal Court [up to 3-3-2007

Name Court Case No. Filed NOS Closed
1 MITCHELL N. KAY AND AID ASSOCIATES, INC. madce 1:2000cv10457 03/09/2000 890 11/20/2000
Kathleen M. Gardner v. Mitchell N. Kay
2 MITCHELL N. KAY LAW OFFICES aredce 4:1998cv00471 07/15/1998 890 08/02/1999
James v. Plaza Associates, et al
3 MITCHELL N. KAY LAW OFFICES flmdce 8:1997cv02781 11/19/1997 890 03/25/1998
Foust v. Mitchell Kay Law Ofc, et al
4 MITCHELL N. KAY, ESQ nysdce 1:1995cv05714 08/02/1995 220 01/22/1996
Bsteem Holding Co., et al v. Stella, et al
5 MITCHELL N. KAY, LAW OFFICES paedce 2:2002cv03146 05/22/2002 110 01/29/2003
MITCHELL N. KAY, LAW OFFICES v. CHICAGO INSURANCE COMPANY et al
6 MITCHELL N. KAY, P.C. nyedce 1:2005cv05536 11/29/2005 480 02/16/2006
Gray v. Mitchell N. Kay, P.C.
_________________
David Szwak
Chairman, Consumer Protection Section, Louisiana State Bar Association
Bodenheimer, & Szwak
509 Market Street, 7th Floor
United Mercantile Bank Building
Shreveport, Louisiana 71101
318-221-6444
Fax 318-221-6555

I received a letter in the mail a couple of months ago from Plaza associates addressed to a last name I do not have anymore and have never had at this address. The letter stated I woed 1187.71 and they were collecting on behalf of EMCC, INC. SSSIGNEE OF M & L ACCEPTANCE CORP. They offered a settlement amount of 1009.55.

I have been on someone's scam list for the past year and have received several similar calls as well as letter stating I owe various amounts to various companies.

I checked all three credit reports from the different reporting agencies, and have nothing that either matches the company or dollar amount they say I owe.

Today I recieved another letter from Mitchell N. Kay, stating I owe the exact same dollar amount and are willing to settle for the exact same settlement amount. Both companies are based out fo NY as, or at least that is where they request payment sent to.

I will not pay on a debt I am told I have from a company that I can find no info on ( M & L Acceptance Corp.).

ITS RITE THESE GUYS ARE NOT ATTNEY'S. IF YOU ASK THE SAME ON CALLS, THERE'SNT A WAY ANY REP'S GONNA TELL YOU THAT HE IS , NOT UNLESS HE WANTS TO BE FIRED,....2.THE REASON WHY WE ASK FR POST DATED CHKS IS, THAT WHEN PEOPLE GET A LETTER, THEY GET SCARED REMEMBERING THE DEBT , OR IT PRICKS THEIR CONSCIOUS OR WATEVER , THEY CALL IN AND SAY, WE'LL MAIL A CHK OR MNY ORDER...WHICH NEVER HAPPENS ...ITS AS IF TIME HEALS THEIR WOUNDS OR SMTHN LIKE THAT...THATS WHY WE ASK FR A PYMNT THEN AND THERE OR A DOCUMENTATION OF A POST DATED CHECK, COZ THEY HAVNT BIENG PAYIN FR SUCH LONG TIMES, WHY SHOULD WE BELIEVE THEM THAT THEY'LL MAIL OUT A CHECK 2 WEEKS LATER OR WATEVER, INSTEAD THEY ARE SUGGESTED TO DO A POST DATED CHECK RIGHT THEN FOR 3 WEEKS LATER 3.WE HANG UP ON PEOPLE BECOZ HALF THE TIMES THEY'RE TAKIN US FR GRANTED AS IF WE HAVE THE BILLS TO PAY N THEY'RE DOIN US A FAVOR BY PAYIN'EM OFF FOR US...4.AS FAR AS THE MOST IMPORTANT THING IS-- WE DONT KNOW HALF THE TIMES WHO'SE LYING N WHOSE NOT , THEY'LL JUST SAY- I NEVER USED IT, I DONT EVEN KNOW WAT IT IS, AND THEN ALL OF A SUDDEN SAY--"ACC. TO STATUE OF LIMTATIONS, THIS ACCOUNT IS NO LONGER COLLECTABLE"(WAT THIS TELLS ME IS THAT THEY'RE JUST WAITIN FR THE MUCH AWAITED 7TH YEAR)THAT IS JUST A SMALL EXAMPLE TO PUT THAT I DONT KNOW WHOM TO TRUST.YES PEOPLE ARE THERE WHO REALLY DONT KNOW HOW IT GOT ON THERE,BUT WE CAN EITHER TRUST THEM AND BE FOOLED BY THE MISCREANTS AT THE SAME TIME (COZ THERE ISNT A WAY TO DIFFERENCIATE THE TWO) OR ASK FOR A COPY OF THE PROOF TO BE SENT OUT ALONG WITH THE LETTER OF DISPUTE... WHICH IS WAT WE DO(LATTER)4.WE DO SEND OUT A LETTER OF INTENT WHICH IS SENT OUT BEFORE THE DETOR SENDS OUT ANY MONEY , IF THE DETOR REQUESTS IT , BUT ONLY AFTER HE PROMISES THE ACCOUNT AND DISCUSSES ALL THE ARRANGEMENTS AS TO HOW HE'S GONNA DO IT ONCE HE RECIEVES THAT LETTER AND ALSO AND THE AMOUNT IS CLEARLY MENTIONED FR WHICH ITS GONNA BE SETTLED OR PAID OR WATEVER. IF HE SAYS SEND ME A LETTER FIRST THEN I'LL TALK TO YOU- THEY WONT AGREE.PROBABLY THE WAY THEY TAKE IT IS -- SHOW THE INTENTS AND WE'LL HELP YOU PAY OFF..5.NEVER WILL ANY REP TELL YOU THAT THIS BILL IS ON YOUR CREDIT.. THEY ALWAYS SAY IT MITE BE ON YOUR CREDIT . BECOZ THEY DONT KNOW IF ITS ON YOUR CREDIT AND ITS NOT THEIR JOB EITHER. GET UR CREDITS CHECKED AND BE UPDATED. DONT CALL THEM CROOKS IF IT TURNS OUT NOT TO BE ON YOUR CREDIT. ITS IN UR NAME AS AN UNPAID BILL SO THEY ALWAYS SAY "ITS ON UR SOCIAL"..BUT ALSO KEEP IN MIND THEY MITE SOMETIMES SAY IT IS ON UR CREDIT .... AND WHEN THEY DO... ITS GOTTA BE. OTHERWISE THEY WONT IF THEY DONT KNOW.6... AS FAR AS THE LETTER OF SATISFACTION IS CONCERNED WHICH IS THE DET RELEASIN LETTER --M NOT SURE AS TO WETHER IT IS SENT OUT OR NOT. AND I AM A LITTLE WORRIED ON THIS PART ... ITS BEEN 3 MONTHS NOW AND M DOIN RESEARCH ON THIS COZ YESTERDAY I TOOK A PAYMENT FROM A GUY FOR 700 ODD DOLLARS... AND HE WAS DISPUTING THE ACCOUNT, BUT WAS ALSO SAYIN AT THE SAME TIME HE USED IT FOR 4 MONTHS , CLEARLY HE DIDNT THINK IT SHOULD HAVE BEEN 700 $ BUT I NEVER TOLD HIM THAT M NOT SURE IF ITS ON HIS CREDIT. SO I DIDNT VIOLATE ANY LAWS AS WELL AS IT GAVE HIM THE IMPRESSION THAT ITS ON HIS CREDIT SO HE PAID THE STLMENT AMNT. NOW I DONT KNOW WHY HE PAID .. TO GET IT OFF HIS CREDIT OR BECOZ IT WERE HIS VALUES THAT TOLD HIM TO. I'LL FOLLOW UP THIS ACCOUNT TO SEE IF A LETTER IS SENT TO HIM , I QUED A REQUEST RITE AWAY THEN. ANYWAYS... BUT THOSE ARE ALL THE THINGS I HAD TO SHARE WITH YOU . I'LL LET YA KNOW ABOUT THIS ... BUT ONE THING IS FOR SURE ASK FOR A LETTER OF INTENT FIRST AND DISCUSS THE ARRANGEMENTS AT THE SAME TIMETHE ARRANGEMENTS THAT U 'LL MAKE AFTER THE LETTER IS THERE.THIS LETTER OF SATISFACTION IS A REALLY DICEY THING ... I'LL BE SURE AND LET U KNOW ABOUT IT
KEEP TWO THINGS IN MIND :
1. GET A CREDIT CHECK DONE BEFORE PAYIN UP ON ANY OF UR BILLS... CALL THE ORIGINAL CREDITOR IF ITS NOT ON YOUR CREDIT ... EVEN IF IT IS U CAN TRY CALLING THE DEBT PURCHASING COMPANY(PALLISADES, M&L ACCEPTANCE ETC)T TO CONFIRM IF THE AGENCY U'RE PAYIN TO IS THE ONE THEY'VE HANDED IT TO. BASICALLY IF U OWE SOMTHIN, U KNOW IT... BUT BE SURE U PAY OFF TO THE RITE PEOPLE
2. ALWAAAAAYS ASK FOR THE LETTER OF INTENT FIRST
IN THE END I DONT WANNA MISGUIDE ANYONE SO LET ME INFORM U ALL THAT I'VE BEEN A REP SINCE 3 MONTHS, SO I DONT KNOW A LOT, BUT I GOT A LITTLE WORRIED .
AND YEAH...
MORE THAN HALF THE TIMES THE REPS ARE LOOKIN FOR ON THE SPOT PAMNT LIKE A CREDIT OR DEBIT CARD PAYMNT OR POST DATED CHKS(U ALREADY KNOW THE REASON WHY)... SO IF THEY TRY TO SPIN U AROUN OR PUSH U BY TELLIN THAT THEY'LL SEND A LETTER RITE AWAY AFTER U MAKE THE PAYMNT ... DONT LET THEM... WORST .. U'LL GET A HANG UP, AND THAT IS THE W.O.R.S.T...WAT U CAN DO IN THAT CASE IS TRY CALLING THE DEBT PURCHASING COMPANY OR THE ORIGINAL CREDITOR TO SEE IF U CAN PAY THEM....
AND ALSO
I DONT THINK IF U PAY ONCE THEY'LL ASK FOR THE SAME DEBT AGAIN...BUT WAT IF SOME OTHER AGENCY DOES THE SAME, U M.U.S.T. AT ALL TIMES HAVE WRITTEN MATERIAL

REFERENCE# 60442977-10

TO WHOM IT MAY CONCERN

I WOULD LIKE TO VERIFY HOW I CAN PAY IN FULL THE AMUNT IS BEEN CHARGE TO THE REFERENCE NUMBER ABOUT. I TRIED TO CALLED SEVERAL TIME WITHOUT RESOLT. IF ANY OTHER NUMBER I CAN CALL I APPRECIATE TO EMAIL TO MY ATTENTION. I ALSO NEED TO KNOW HOW CAN I PAID THE FULL AMOUNT AND WHERE. I VISITED ATT&T WIRELESS BUT DO NOT ACCEPTED THE PAYMENT. I NEED THIS INFORMATION AS SOON AS POSSIBLE BECAUSE I NEED TO CLEAN MY CREDIT BECAUSE I HAVE A MORTAGAGE PENDING. *****
THANK YOU
*contact details deleted for your safety - Jason

I don't deal with collection agency's--f them. Let them call-they go right to my voice mail! When my debt was written off--that's it--I'm not repaying shit!

that attitude pug is neither condoned or accepted here.we have a stance of if you owe it pay it.i paid 3 cc's that were charged off last year and they will be off my CR early autumn.
it is people like you that make the trolls come out.just because a cc company charges off doesn't mean you don't owe it.

Pug...do you think that a debt written off is no longer collectible? Was that your intention all along? Did you know that IS fraud? I understand that people go thru hard financial times and sometimes we take the ostrich approach and bury our head in the sand, but do you really think that's the answer? I speak from experience that that approach is like an alcoholic climbing into the bottle to escape the reality of life. It's still there when you climb back out. Been there done that and it takes swallowing your pride to face up to reality and do the right thing. Unfortunately since you are not registered we can't really keep you from posting that rot but for any one reading this post: Bad Advice. I suggest you Google Karma Mr Pug.

I revceived a letter for a debt settlement for a cell phone bill. I went on their website and left a message to call me. No one ever called. I called them by phone again and it was so loud in their office; it was impossible to talk to anyone. I was beginning to think if it was really a law office or just a collection agency. I offered to send them a check by mail and they absolutely refused. They insisted a check by phone. What kind of Law office is that!!! I spoke with three people there and they were so extremely rude and impossible to speak with. I refuse to give them any money.... dont trust them. Call your direct company that you money and settle with them directly.

I AM SOOO GLAD I READ THESE MESSAGES BEFORE EVEN OPENING THEIR LETTER...THANKS

I just got dunned for a past due bill from Direct TV.
Interesting. I've never been a customer of Direct TV. And now I know I never will be. They wanted me to give them my social security number to verify I wasn't who they were looking for. Are they out of their minds or what!!! Surely this "Mitchell N. Kay" firm is not on the up and up.

hey i just received a letter from them too, i owe on a car that i was a charge off like almost 2 years ago, im not paying them a penny, don't waste ur money, they are people scamming or people for money that they don't even owe on something...they call my phone with and unavailable number none stop...when they collect Ur money they put it in there bank, but they never report back to the the original creditors.. if you read this message, don't pay them any money, there people out to get ur money and not to help you...YOU NEED TO CALL AND VERIFY THAT YOU OWE MONEY TO THE CREDITOR FIRST BEFORE U TAKE ACTION.. u can get up with some people from here that are local and have a big law suit on them...

over andovr agian they call fome random women i have never met.tey keep thellingthe ar elting m numberbut thn they call back. first i got mad ut now i decided to get even and drag out my p calls untll they are so madthey hang up lol. hate dealh peopl reping american comps. and are rudeand barly understadabecauthre an outsrc frn. never pay these uy and yell at them when yu can.

Mitchell and K are bunch of

****and I will recommend not to pay a single dollar to them. They are full of shit and have very poor management. I am going to sue this pathetic company.

****Adult term removed - Jason