Just got a letter from Mitchell N, Kay law offices asking me to pay some debt with an account number that may or may not be mine. The amount is 295.31 they want 60% of that which is 177.18.
About 18 years ago, I lost the job I had and my car was repo'ed, and my credit card accounts closed. I also received a letter from NCO Portfolio Management asking for $7,103.21 or settle the account for $4,261.63. NCO was mentioned here somewhere, or a link to info on them. I also read here that after 7 years nothing can legally be done.
Anyway, 6 years ago, I began rebuilding my credit and have done well. I have 4 major credit cards and bought a brand new car 6 months ago. When I bought the new car they said my credit score was 753 on one agency and 748 on another. So, I am confused. So far I have just been ignoring the whole situation. Any ideas? Yes, I was bad 18 years ago, but I doubt Toyota or American Express (if that's what it is) is really hurting because I didn't pay them.