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Posted: Thu Feb 02, 2006 10:57 pm Subject: Law Offices of Mitchell N Kay

I got a debt settlement offer from Mitchell N Kay on behalf of FDS Bank/Macys

before I send them my money I want to make sure this is legit, and im not gonna send a bunch of money to some people and not have my debt paid off.

has anyone dealt with Mitchell N Kay company in the past?

thank you! Very Happy

Posted: Fri Feb 03, 2006 3:56 pm Subject:

Puma, get confirmation from the law office they are the owner of your account. Have you got all the details of your account mentioned in the paper? Also, Mitchell N Kay needs to add a statement that after you have paid the debt, they will send your accounts to the creditors who in turn will update your file with the bureaus. You must have every future action in writing from them.

I gathered some information about Mitchell N Kay company from the BBB website.

[Url removed as it is not found - Denny]

shell2299 · Posted: Tue May 16, 2006 10:00 am Subject: Don't do it.

A few weeks ago I was going through my old paperwork and scanning items in an attempt to become paperless. I came across a payment I made on a credit card. Paid in full. I then came across a collection letter from the Law Offices of Mitchell N. Kay. I paid that as well. At the time (2003), I was in the process of trying to pay off all my debt. So I didn't really notice that it was the same card. Now, I am out an extra $308.99 that I paid to the Law Offices when I didn't need to. I am online now trying to find out how to get my money back. Mitchell N Kay are a very deceptive "firm". Don't pay it. Instead, check your credit report. That is more accurate. If it's on there, have them investigage it and it'll be removed.

Don't Pay · Posted: Thu May 25, 2006 7:20 pm Subject: Mitchell N. Kay

Don't pay it. He's been part of 2 class action suits for deceptive collection practices. I saw something at Lawcash.com about a current lawsuit.

Barb 1 · Posted: Tue Jun 20, 2006 3:28 pm Subject: Frozen Bank Account

Mitchel N Kay has frozen my bank account. They say it is for a judgemnt dated back in 1995. It does not show on my credit report!!!! Further more I sent them proof that the money in the bank was from Unemployment...yet they still won't release the account.....I am seeking Leagal assistance from a lawyer.

B Crying or Very sad

Kailihn · Posted: Thu Jun 29, 2006 8:27 pm Subject: Mitchell N Kay PC

In February I got a letter from The Law Officers of Mitchell N. Kay PC, offering to settle a long charged off debt for $279 which was less than half the debt. Since I knew a satisfied debt was better than a charge off, I took them up on their offer. They were to report the settlement to all 3 credit bureaus but 4 months later not only haven't they done that, when I initiated a dispute with the credit bureaus to get it cleared up it comes back verified. They are denying any payments despite me having the bank transfers to prove it. So now I join the masses in a class action suit...I was be very careful dealing with this collection agency Sad

Sandra · Posted: Sun Jul 09, 2006 7:44 pm Subject: Law Office of Mitchell N Kay

General information:
If you owe a debt and have a letter offering a settlement and you pay, the creditor,eg, Macys,Fingerhut or the company that owns them are responsible to report it to the credit bureau not the law office or collection agency(unless they own the debt or the paper)
After your bill is paid get a LETTER OF SATISFACTION, This states what you paid, to whom you paid it and for what you paid. This can be your proof to the credit agencies if the account owners are dragging their feet on reporting it to the credit bureaus. Keep proof of payment until you are satisfied the issue is closed.If you paid a bill in full and a collections agency writes you to pay that same bill and you paid it and then found proof, get all the documents together,photocopy them and send it to the account owner for a refund.
Mitchell N Kay have been in bussiness for a number of years, if they were doing deceptive and shady practices, they would have been shut down a long time ago. Lets face it, noone likes to be forced in paying a debt they probably cant afford at that time or that they plum forgot about. But someone has to collect it, as long as my rights are not infringed upon and total respect is maintained, feel free, do your job.

christi · Posted: Wed Jul 19, 2006 3:13 pm Subject: BS

I received a letter offering me a quick settlement on an account I never even had. I get my annual credit report sent to me through my bank and its not on there as a debt either, this is obserd that a company keeps getting away with it, it scares me that they have my address and last 4 digits of my ssn.

jn · Posted: Fri Jul 21, 2006 7:28 pm Subject: tried to pay debt

i called the company to try to make arrangements topay off debt.i offered to pay $100 aweek until debt is paid off($670)they refused and said that i would need to pay $370 then and then the rest in 2weeks.that was all i could afford at the time and i thought that as long as you make an attempt to pay they would or should not refuse...they were hired to get debt paid in full why would they refuse any money from a willing debtee?

Cristle · Posted: Sat Jul 29, 2006 9:01 pm Subject: Mitchell N. Kay

I recently received a letter from this law offic stating that I owed money for a phone bill. I have never had a phone in my name. When I called the office, they told me the phone number attached to the debt. It was the phone number where I used to live, but it was never in my name. When I told them that, she said, "There's nothing I can do. You have to put it in writing, and we have to receive it within 30 days of mailing the letter to you." So I sent them a letter (certified, so that they can't say they never got it), and we will see what happens next. Good luck to anyone else dealing with this type of situation.

April · Posted: Sun Jul 30, 2006 10:17 am Subject:

Threaten them with a bar complaint if they don't do what they are legally required to do. And follow through if need be. It looks like he's in NY and NJ, so you can file complaints with either or both state bars.

This will usually get an attorney's attention!!

Getting WISER!!!!!!!!!!!! · Posted: Tue Aug 08, 2006 9:39 pm Subject: Mitchell N.Kay

Check this link out cause now I have oufnd out that debts older than 7 years (7 years past the first date of their delinquency or 7 years past the last time you paid on them) cannot be collected or even put on your credit report!!!!
http://www.ftc.gov/opa/2004/05/ncogroup.htm

babytoa@aol.com · Posted: Wed Aug 16, 2006 12:28 pm Subject: I've Been Had

On August 15, 2006 I dicovered that I was being scammed by Mitchell Kay as well. Does anyone know if there is a class action against him?

macook2_52 · Posted: Tue Aug 22, 2006 8:42 am Subject: Direct TV

On Jan. 23, 2004 I sent Mitchell Kay a check for a Direct TV bill that they said was unpaid. Yesterday Aug. 21, 2006 my son phoned and said he got a collection notice about a Direct TV acct. in my husband's name BUT WITH my sons SS#. They said the account had never been paid. My son has never had a Direct TV account in his name and has since moved from the location that the acct. was for. We also moved from this location in April 2003. Now 2 1/2 years later they are trying to collect again. What can be done because this is showing in our son's name and is ruining his credit??????

Guest · Posted: Wed Aug 23, 2006 3:03 pm Subject: Frozen Acoount by Mitchell N. Kay PC

Mitchell N. Kay is indeed a scam. You can go to the courthouse and tell them that Mitchell N. Kay got a default judgement against you. The court will direct you how to reapply to have that judgement thrown out which will free up your account. You will be given a new court date and 9 times out of 10 MItchell N. Kay will not show up. Don't give these people any money.

Come to find out, they aren't even a reputable law firm. It's just a fancy namefor a collection agency. Be sure to google them bums.

ck · Posted: Tue Sep 05, 2006 9:20 am Subject: Bad "firm"

They have been calling my cell phone and not leaving messages. I have called them back--they are looking for someone that I have never heard of (maybe owned this number at one point). Their representative was rude and hung up on me when I asked that they stop calling my cell phone.
I would not trust anything from this so-called law firm!!

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