MRS has been steadily harassing my husband and I for years. We DO have a debt with them, and have been steadily paying them 60$ a month for about 3 years now. They are the MOST tactless/annoying jerks when it comes to Collectors.
They will call your family, even though it is illegal, and harass them. They will call anyone with the same name as you, and harass them (we've received random phone calls from people we didn't even knew existed and had to apologize). They will spam call you phone at all hours of the day, even though you specifically request them not to.
They will not even allow you to pay monthly installments (they claim they don't take them, yet they cash my money orders), but I was told via my attorney to just send them the monthly payments instead of the full debt (which is what they are always calling to ask for) and that is completely legal...and that if they report anything on our credit report as paid late, then we can sue them.
Other than changing our phone number, always sending them our money orders (not giving them direct access to our bank accounts), and warning our family members about them...that is all I can suggest. We are also on the DNC list, yet we still get calls from everyone, even random telemarketers.
I have personally reported them to the BBB for their many illegal activites. This includes calling me up and screaming at me so loudly on the phone that I filed a police report. They even screamed at my daughter who is 3 and accidentally answered it.
This is our only bill/credit card we pay now, we are really good with our bills because of this. I refuse to pay them off completely now because of their previous actions.