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Posted: Mon Nov 20, 2006 7:35 pm Subject:

For your information, it is paid in full with the original creditor! Guess you didn't get a percentage of the debt.

shelleyl2001 · Posted: Thu Nov 30, 2006 8:05 pm Subject: msg

for your info regardless if it is paid at the agency or the creditor once it is in collections we get the fee anyway.

Posted: Thu Nov 30, 2006 8:21 pm Subject:

Not when the orignial creditor pulls it from the collection agency. Would you like proof that they pulled it back from you?

viaumaster · Posted: Thu Jan 04, 2007 5:08 pm Subject: Validation

Did you ever follow up with MSG? I used to work in their medical department as well and was a supervisor. I know I always tried to resolve patient issues. If someone did not get an IB or validation then I would look into it. I cannot speak for the retail side though.

serviceman · Posted: Sat Jun 23, 2007 9:00 am Subject: Malcolm S Gerald & Associates

I understand; these characters are calling my mobile phone early am, weekends, several times consecutively, then hanging up. I have NO outstanding credit card debt or open loans at this time. The only thing I might be able to contribute their harassment to is an old credit card (Corvette MasterCard) through a company acquired by HSBC.

I was on Title-10 orders (protected by the soldiers & sailors relief act) but they refused to lower the interest, send me statements, or allow me to access my account billing information via the web. After networking with other soldiers and our legal services I was convinced HSBC was an organization lacking both ethical and moral fiber; let alone regard for the law. Needless to say, I paid the card balance and terminated membership.

I think these calls may just be another case of bureaucratic incompetence.
Good Luck, My Friend!

susieque · Posted: Thu Apr 10, 2008 11:46 am Subject: mg& assoc.

the company called my home and got my soc. security no.. which was a big mistake on part and then said the call was not concerning me then asked to speak to my husband and he did the same thing. we are truly sorry we did that.. we called the attorney gen. office immediatly and they are sending us papers to fill out.. DON'T EVER GIVE OUT YOUR SS. NUMBER.. LEARN BY OTHERS MISTAKES.. don't know what will happen over this mistake..

Posted: Thu Apr 10, 2008 1:32 pm Subject:

I would suggest you contact the three major credit reporting agencies (Experian, Equifax, and Transunion) to place ID theft alerts on your credit report.

Posted: Mon May 19, 2008 3:48 pm Subject:

I got my letter from our lovely Malcolm S. Gerald and Associates, Inc. As mention before their address in Chicago, but yet the other address in the upper right is a P.O Box in Oaks, PA (I have a few CA's in Oaks, PA seems to be a popular place for CA's to hang out).

Anyway its for my HSBC also. The strange thing is I opened my HSBC account in March 2007 and Pay on time each month till my Feb. 2008 (due in March) statement when I was slapped with a $100 fee on my account which made me unable to make my min payment ($130 at the time). Then after 2 months of calling my cell phone 10 times a day (which I didn't answer cause I knew it was them) every day. I guess they turned me over to this CA. Well guess I will start paying them. I owe like $500 so it shouldn't take too long.

pinksilk · Posted: Sat May 24, 2008 6:39 am Subject:

i admit its one rights to ask for the letter...but it really knock my nerves when they say.."i know you guys sent me letter,it must be somewhere around but can you please send me another..and ill pay thru my Credit card" its really an awful situation for collectors..and if we try to explain they HU![/img]

noname · Posted: Thu Jun 19, 2008 6:50 pm Subject: is it legit?

so is this agency legit at all? cuz i been making payments to them becuz they said i owe them or watever...after reading all these feedbacks makes me think its not a legit company and they are taking the money i paid that easily

Lady J · Posted: Tue Jul 08, 2008 10:24 pm Subject: Priviously Employed by MSG

All of these messages are outragous this company is definitly on the level. Me being a FORMER employee that had been "fired" has absolutly nothing to hide. So if they call you about a debt, chances are you owe it....So pay it.

Posted: Wed Jul 09, 2008 3:06 am Subject:

Not always. A lot of CA's call people about a debt they don't owe. It's just mistaken identity.

Shocked&Annoyed · Posted: Wed Oct 01, 2008 4:17 pm Subject: Malcolm S. Gerald & Associates

All of a sudden, I received a call from a man that wanted to speak with me and get my SS#, Bday and physical address. LOL I obviously didn't give him any information or even let him know he was talking to me. When I called the number back to get some info, this woman answered. When I asked her simple questions such as the name of the company, address, license number, local phone number, etc., she literally started yelling at me!! Saying that I was wasting her time and for me to just give her my info so she could look it up. Yeah right. I couldn't believe it. So then I just said that she just confirmed that their company was a fraud and she started yelling at me again! lol I just hung up.