Thanks I did send out the letter on the Polly blog. I hope it helps. I did find something about usury law in Texas that says 178% apr and I thought the way that I read the law stated above that they can not keep renewing these loans. Am I reading it wrong? Otherwise you would NEVER be able to pay these people back. Oh well I have stopped the electronic drafts. Maybe they will work with me. I sent them the letters yesterday and haven't heard a word from anyone yet.
I am especially working with a company called Apple Fast Cash....anyone heard of them. I have talked to a few ladies on email. One told me to call her... when I did she acted like she didn't know what I was talking about. She gave me the name of a manager BUT I would have to email him. I couldn't talk to him....sounds like the run around to me. Of course he hasn't answered my emails yet either. I keep sending him about 3 a day.
Don't really know what else to do.