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Posted: Wed Feb 15, 2006 12:05 pm

I recently lost my job last week. I was employed there for just over a year as an insurance evaluator. The company I worked for had me doing work for another insurance company who was not happy with the way things were going, and the managers got into disagreements. This ultimately ended up getting the contracts pulled. Those accounts were my work, so when they got pulled...I ended up losing my job.

Not only that, but my lease was about to end. I was rushing around town trying to find a place before our time expired. Stress...it was beginning to get the best of me. Then I ended up getting pulled over and was issued a $130 ticket. All this coming down on me at the same time isn't making me happy. Especially since I was planning on starting school in April.

I feel that it's important that people know the importance of having money saved up for situations like these because it could land you somewhere you're not comfortable with. I'm fine in my current situation, but it's the stress that is making me ill.

I'm still jobless, but still searching. Moved back in with mother temporarily, but hope to be back out by the end of the month. I have 1 more paycheck coming to me, but that is money for bills.

I do have a holiday savings account that took out $30 every week and deposited it into a separate account. If i touch that money, the account will close and not reopen till the following November. If I would have done the same into a savings account, I probably wouldn't be so worried right now, and would have a back up plan (or money to fall back on).

Hopefully in a few more years, I'll be able to retire. With the right thinking, and the right planning...nothing is impossible.

Posted: Wed Feb 15, 2006 12:56 pm

Hi Mikey,

It sounds like you have been having a rough time of it, and I am very sorry to hear that. It is very important to have a back up plan, as you said. Keep us updated on how things go for you, and let us know if there is anything we can do to help!

~Mary

Posted: Wed Feb 15, 2006 5:19 pm

Hi Mikey,

I am sorry to hear about your present situation. You signed the lease with the company, so they should have assured you the security for this time period.

Is there anything that you can do to settle the matter? Or the company should have compensated you in this case?

I can understand the stress in this situation but please do not allow it grip you strongly. Hope that you get a new job very soon.

Regards
Denny

Posted: Wed Feb 15, 2006 5:58 pm

Denny

My lease actually ends the end of the month, so I'm fine up until then. As far as upcoming job prospects...well I do have a job interview on Tuesday, so I'm keeping my fingers crossed.

Posted: Wed Feb 15, 2006 6:06 pm

Well Mikey, we will cross our fingers with you!!

~Mary

Posted: Wed Feb 15, 2006 6:31 pm

Hi Mikey

Do let us know how everything shapes up. Your past experiences will be helpful in getting the desired job. We all will whole heartedly wish for your success. Very Happy

Hope you will come out with flying colors.

Regards
Denny

Posted: Wed Feb 15, 2006 7:23 pm

You will get the job Mikey, because when one door closes..a window opens.

Posted: Thu Feb 16, 2006 6:00 pm

Mikey,

I'm so sorry to hear you are going through such a tough time. I hope you have great luck at your interview next week. I'll keep my fingers crossed for you!

Posted: Mon Feb 20, 2006 2:34 am

Sorry to hear about your situation. Would you qualify for unemployment? I would also inquire about possibly applying with some of your contacts from that job but I am sure you have explored all situations.

Two positives here. 1) You can still get a good recomendation from your previous employer since you left on good terms. 2) Its nice to have family that can help you out in hard times.

Yes its great to have savings but thats after the fact.

Posted: Mon Feb 20, 2006 4:29 am

Hang in there mikey!! you're in our thoughts and prayers. I have my fingers crossed that you'll get the job from your interview! Let us know how it goes! hugs, shirley

Posted: Mon Jun 05, 2006 2:22 pm

OK, so a little after 3 months, I have finally found a job. I did do a little temping here and there. Worked for a law office, and even did some more budgeting for the university. Those jobs, however, were only for a day, while the last one only lasted a week.

Although I'm still a contractor, the job I'm being placed on is indefinite. I'm going to be an office manager for a consulting firm. I'm really excited about this, as I've literally had NO MONEY.

I've had great strength during these times, as I've been extremely tempted to get a payday loan, and just let it bounce when it hits my account. Especially during my vacation over the Memorial Day weekend.

Luckily, my roommates have been extremely understanding, and hasn't been on my rear about rent. My mother has been providing the funds for my food, and so it pretty much has balanced out.

Did I forget to mention that I have a few traffic tickets. I'm lucky the judge was understanding, and gave me 90 days to pay. Otherwise I would have lost my license, or even worse...jail time. I had court this morning, and although the 90 days were up, she gave me an additional 30 days. I got the phone call for this job later this afternoon.

I just wanted to thank all who gave me their support during this difficult time. I'm extremely happy that I landed a job in the accounting/budgeting field, and even better...I'm going to manage the front office team, which means a little more money towards any future vacations, or money to put aside for the next emergency.

Regards-
Mike

Posted: Mon Jun 05, 2006 2:29 pm

YAY Mikey! Smile

I'm glad you were able to find a job!

And quit getting tickets! Smile

Posted: Mon Jun 05, 2006 2:57 pm

You know better than to get tickets mikey. Wink

Congrats on your new job.

Posted: Mon Jun 05, 2006 2:59 pm

The tickets I had were back from 2004, which I had though were taken care of, by my father. He hasn't been much helpful, but that's a totally different story. So when I had gotten pulled over for failure to yield on a blinking red, I had received another ticket. I'm definitely working on getting them taken care of, and then for sure...I'll be getting no more tickets. They're just money down the drain.

Posted: Mon Jun 05, 2006 3:08 pm

I got one back in 95 for running a red light while responding to an ambulance call even though I told the officer why I did it and showed him proof that I was an EMT for the service. I ended up paying $250.00 fine for running the stop sign and arguing with the officer and the judge said also that the fine was higher than normal because of knowing the dangers and with the job I have, I had seen what can happen when people do this sort of thing. Needless to say, I stop at all stop signs.

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