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Nervous · Posted: Wed Apr 12, 2006 11:34 am Subject: Nationwide Express Loans

Has anyone had an encounter with NEL aka Nationwide Express Loans. I was lied to by someone named "Amy" she said I would get a personal loan I sent her $250 as an "insurance" fee via overnight fedex. I checked the tracking number and never to hear from her again. I only have a fax # 800-934-9245.

Posted: Wed Apr 12, 2006 11:58 am Subject:

I'd stop payment on that check right quick. You might call the police, too. That fedex was delivered somewhere and to someone, and fedex has a record of that.

Posted: Wed Apr 12, 2006 12:05 pm Subject:

That sounds to me like an advance fee loan scam. File a police report immediately. Make copies of everything and also file a complaint with the AG in your state and provide all documents.

Nervous · Posted: Wed Apr 12, 2006 12:35 pm Subject:

Well, I should have stated that this occurred back in November, but I am going through all of my bills and I came across the info. I sent a Western Union Money Order...I still have the receipt and everything, tracking number as well. I just feel ripped off, I am drowning in debt. I hate to answer the phone because even though I put myself in this situation, but it is so hard to get out when everyone is calling wanting money asll at once. I called 877-NO-DEBT8 and this lady told me I should consider filing bankruptcy. I'm 24 and I do not want it to affect me that drastically. She said it will stay o n my credit report for 8 years, but after that i would have a clean start. My life feels like it is over!!

Guest · Posted: Wed Apr 12, 2006 12:42 pm Subject:

Bk can stay on for 10 yrs. My attorney told me and this has been true so far. You can start gaining credit again after 2yrs. I did and I just made sure and still am keeping on my credit reports so that the info that was in the bk states that and not still owing or charged off. I am starting over again, Bk is a last resort if at all possible try other methods. But if all else fails you can start over again. I did and so far so good. Good Luck to you

Posted: Wed Apr 12, 2006 4:50 pm Subject:

I would strongly suggest you to consolidate your debts. You have experienced a bad thing already while applying for loan. Advance fee loans are very fishy. And a new loan to pay off your debts is not a good idea. You might end up paying $$ as interest only.

Bankruptcy would ruin your credit. Since you are quite young, consolidation would be the best deal for you. Fill out the registration form and you will receive free counseling in a couple of days.

BTW, who does the # 877-NO-DEBT8 belong to?

Posted: Thu Apr 13, 2006 4:11 am Subject:

Bankruptcy will ruin your credit, yes, but what if you ain'got no credit? Hard to take it below zero, and sometimes a bankruptcy will work wonders. However, as has been suggested, it'll last three years longer than anything else on your credit report.

K&THud · Posted: Mon May 21, 2007 8:07 pm Subject: Scam

Don't feel like the Long Ranger,she did this to me also I feel for this scam back in December of 2005.
She advised us that the company had filed bankruptcy and they would send my money back and she never returned my calls and I did not recieve my money. This web site is a joke. I advise anyone to stay away from this Amy is a crook that make up lies and steak inncoent people hard earned money.

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